PYMNTS

AUGUST 21, 2017

Almost twenty-two years later, another startup founded in 2004 in a living room (of sorts) — a dorm on the campus of Harvard University — could end up being eBay’s most promising buyer ever: Facebook. million from Benchmark Capital and changed its name to eBay. Speaking of online retailers, eBay went all out to court them.

Online 128

Online Retail San Francisco Mobile 128

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

AUGUST 6, 2020

The country was home to one of the world’s first mobile commerce innovations with the DotCoMo mobile wallet all the way back in 2004. And yet Japan remains a heavily cash-based economy, Darren Abrahamson , managing director of Bain Capital Tech Opportunities told Karen Webster. The Shifting Japanese Market.

Capital 214

Capital Payments Mobile Trends 214

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. The patent expired in 2017 and opened up the market for competitors to launch off-marketplace payment solutions.

Cards 101

Cards Lending Strategy US 101

PYMNTS

SEPTEMBER 22, 2017

Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Bankruptcy claims a marquee name in tyke-focused retailing, as the Amazon effect continues. Market power is the story that explains everything.”.

US 108

US Apple Innovation Regulation 108

CB Insights

SEPTEMBER 8, 2017

The regions wealthiest families and individuals are competing for deals alongside venture capital firms, Chinese tech investors, and others. Sinar Mas Group has also invested in Ardent Capital. Ardent Capital, a Thai venture capital firm that seeks to develop startups addressing market gaps.

Capital 71

Capital Groups Regional Management 71

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

BankUnderground

JANUARY 21, 2021

But how much competition in insurance markets is there? We find competition generally works well in UK life and non-life insurance markets, despite increases in life market concentration over the past 25 years. However, competition regulators have found practices in specific markets that harm consumers.

Marketing 111

Marketing Analysis Policies Regulation 111

Jeff For Banks

JANUARY 18, 2014

She will continue your zero rate policy and will “taper” your QE 3 program, because the markets have already dismissed its impact and tightened long term rates despite your wishes. Mortgage rates rose just as much and they may potentially damage the housing market recovery. and Janney Capital Markets at 2.1% once again.

Philadelphia 80

Philadelphia Policies US Marketing 80

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. Taking a hefty fee mitigates the investment bank’s risk by insulating it from the stock’s actual performance in the market. Source: Getty. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

PYMNTS

SEPTEMBER 14, 2020

The sequel, “ Meet The Fockers ,” released in December of 2004, was among the top-grossing films of 2005. The growing popularity of DVD rentals in the early 2000s introduced more competition into the market, making them more affordable for more consumers. billion business, representing 64 percent of the home video entertainment market.

Innovation 245

Innovation Video Course Meeting 245

PYMNTS

JUNE 1, 2017

Capital One took the financial world by storm by focusing their efforts on identifying underserved customer segments and accurately understanding the risks associated with those customers. Both are in heavily regulated industries that have historically been very slow to adopt new technologies.

DC 101

DC Data Analytics Company 101

PYMNTS

FEBRUARY 3, 2020

In Beijing, many stores across multiple retail markets are closed. The People’s Bank of China is poised to inject more money — $173 billion, the largest single liquidity injection since 2004 — into the country to stabilize the economic damage. The new virus is a plausible catalyst for a market correction.”.

United States 147

United States Marketing National Capital 147

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. a leading producer of hydraulic coal-mine roof supports in China. Google and Motorola.

Google 76

Google Software Company Innovation 76

Jeff For Banks

MAY 31, 2022

Stock markets hit new highs in January and quickly began a long and painful sell-off that has continued into May. High mortgage rates will begin to affect the housing markets. I’m sure you’ll enjoy his insights on the markets and the economy as much as I have. I’m very happy to introduce our guest writer for this quarter.

Marketing 78

Marketing Community Bank Community Management 78

PYMNTS

FEBRUARY 3, 2020

The People’s Bank of China is ready to inject $173 billion into the country to stabilize the economic damage brought on by the coronavirus, the largest single liquidity injection since 2004. Venture capital and private equity money that flowed into U.K.-based Why Consumers Are Firing Traditional Retailers.

National 141

National System Cards Payments 141

PYMNTS

MAY 19, 2016

When it comes to retail bankruptcies, do you want the good news or the bad news first? The good news: In a marked departure from the months preceding it, no major retailers filed for bankruptcy protection this week. Bankruptcies. Bankruptcies. Way to rub it in, TJX.

Retail 100

Retail Branding Groups Marketing 100

CB Insights

FEBRUARY 28, 2019

Be fearful when others are greedy and greedy only when others are fearful.” ( 2004 ). Market volatility. Each manager, in other words, would receive a portion of the company’s profits less the amount that they spent, in terms of capital, to generate those profits — a reminder to all that capital was not without costs.

Omaha 78

Omaha Company Capital Management 78

PYMNTS

FEBRUARY 13, 2017

have a retail crisis — or a small business crisis? Which is why “fixing” retail must include giving SMB merchants the tools they need to compete in the very dynamic environment that now defines Retail U.S.A. No small businesses in those areas means no SMB jobs in those markets. Here’s a question: Does the U.S.

Retail 134

Retail Innovation Maine Online 134

Independent Banker

SEPTEMBER 22, 2015

Above is the office’s historic retail building in earlier days. Countless urban downtowns have slipped into the economic fringes in recent decades as retailers and shoppers moved to suburban strip malls. despite being a capital city, was experiencing the same decline. Thurston First Bank makes a big move for a downtown’s future.

Illinois 70

Illinois Community Retail Community Bank 70

CB Insights

JUNE 6, 2019

Coda Automotive was an early player in the electric vehicle market, an early failure, and a great example of why being early is not always an advantage — even if the future your company envisions is probably the right one. Another, larger problem was that the market for electric cars did not take off the way that Coda expected.

Apple 78

Apple Branding Google Company 78

CB Insights

SEPTEMBER 10, 2019

The average millennial student debt load was $10,600 as of 2017 — about 2X more than what was owed by Gen X in 2004. Traditional banks like Chase and Bank of America are increasingly battling for market share with a new class of competitor: neobanks. And millennial preferences are leading the way. It had over 2M users as of July 2019.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

NOVEMBER 1, 2018

Owned by Facebook, the image- and video-sharing service is worth an estimated $100B, boasts 1 billion users, and has spawned a new class of marketing careers for savvy users. Shopify’s founders launched the platform in 2004 as an online storefront for selling snowboarding gear, which was at the time known as Snowdevil.

Video 76

Video social media Online Company 76

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2004: Free cash flow enables more innovation. The customer is more empowered than ever, and as a retailer, that means you’re never safe from your competition.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

JULY 19, 2017

Retail/Consumer Goods. Founded: 2004. Founded in 2004, Amazon’s Lab 126 is responsible for innovations like the Kindle, Fire, and Echo. Innovation Lab Name: One Market Center. Visa’s innovation lab within One Market Center is designed to offer increased collaboration for teams working on their latest tech solutions.

Innovation 74

Innovation San Francisco Georgia Technology 74

PYMNTS

MARCH 19, 2018

His premise knits together a series of storylines that regular readers of PYMNTS are quite familiar with: That the Amazon Effect on retail , despite the company’s 4 percent share of it, is real and that it uses its diversified sources of revenue, like Amazon Web Services, to subsidize its retail business at the expense of traditional retail.

Google 148

Google Apple Retail Millennials 148

CB Insights

OCTOBER 4, 2018

At $150B, the current valuation of Ant trumps the market capitalizations of leading financial institutions around the world, from Goldman Sachs and Morgan Stanley to Banco Santander and The Royal Bank of Canada. It considers tech services to be an enormous market opportunity. credit cards per capital in the US.

US 78

US Fintech Mobile Regulation 78

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78

CB Insights

DECEMBER 14, 2017

New Frontiers in Retail Tech. Download this research briefing to see how corporates and startups are shaping the future of retail with tech. They don’t need to rely on traditional retail stores for exposure. They’re competing more efficiently by rethinking not just the product, but also the retail model.

Video 78

Video Branding Company Strategy 78