PYMNTS

OCTOBER 21, 2019

The world of 2009 was starkly different, a far less optimistic place. Though the Great Recession was technically “over” by the middle of 2009, few people living in the real economy felt that fact in their daily lives. When people asked “what’s next?” in the year 1999, they were generally pretty excited to hear the answer.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

JUNE 5, 2019

The real trick is to tie engaging consumer experiences to those cards, which is critical, as prepaid and reloadable cards continue to evolve — moving from plastic cards to mobile accounts that can adapt to an expanding portfolio of use cases, including payroll, online gambling or even consumer and business lending. Step back a bit first.

Cards 158

Cards Las Vegas Innovation Mobile 158

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

APRIL 17, 2017

In a conversation with economist and author of “Matchmakers: The Economics of Multi-Sided Platforms,” David Evans, in 2009, Co-Founder and CEO Jack Dorsey initially hinted at ambitions of controlling both ends of the payments ecosystem with what he called a “more elegant” payments experience. And industry pundits fell in love. What’s Next.

Apple 110

Apple Capital Cards Payments 110

Jeff For Banks

SEPTEMBER 13, 2015

Chief Retail Officer. He joined COB's board in 2009 after its $310 million recapitalization which was needed from a disastrous slew of losses incurred starting in 2008 as a result of awful credit decisions, leading to a 21% NPA/Asset ratio peak in 2010. Selection: Mitch Englert, EVP of Community Banking, Capital City Bank Group, Inc.

Community Bank 60

Community Bank Lending Community Security 60

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad?

FDIC 78

FDIC Community Bank Regulation Lending 78

Gonzobanker

JULY 7, 2015

Here’s the bottom line: In the past six years (March 2009 to March 2015), the top 10 Internet banks have grown an impressive $175 billion in new deposits. Here’s the breakdown of these 10 banks in order of deposit growth: Deposits ($000): March 2009 Deposits ($000): March 2015 6-Year Growth. ($000). Retail Banks $1,271,189,782.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

Gonzobanker

APRIL 23, 2020

In addition to standard CRE groupings of office properties (owner-occupied, multi-tenant, multi-family, retail/restaurant, industrial, land, etc.), The scenarios and data an institution used in a prior stress test will help it find potential problems in unemployment, vacancy rates, collateral values, capital rates and property value trends.

Management 78

Management Tampa Analytics Data 78

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

Gonzobanker

JANUARY 19, 2015

New you are able to(Ap)Vital discounts drew american to store y simply and online for holiday gifts component to november, providing cheer and delivering the best gains for retailers in four years! ? ! Which are considered a key indicator of a retailer health! B tore”The entire group are still in hopes for deal!That

Retail 60

Retail Atlanta Survey Online 60

Fintech Labs Insights

AUGUST 22, 2024

Flybits: Raised $44M for its personalized marketing solutions; attracting major retail partners. Lendsmart: AI-driven platform streamlining home lending processes, new partnerships with regional banks. Sonect: Raised $22M, virtual ATM network growing through partnerships with European retailers and banks. SAVVI AI: Raised $5.6M

San Francisco 15

San Francisco New York San Jose Tools 15

CB Insights

OCTOBER 29, 2018

Date: May 21, 2009. When Cisco paid almost $600M for Pure Digital in 2009, it probably seemed like a great investment for their consumer products department; Pure Digital’s Flip HD digital camera was a hot seller at the time. After only two years, Google sold Motorola to Lenovo for $2.9B. Cisco and Pure Digital. Price: $590M.

Google 76

Google Software Company Innovation 76

PYMNTS

MARCH 28, 2016

The last time that data was released (2009) by the trade group that represents these 13K outlets, they reported that 350 million transactions totaling $106 billion (with a “B”) of services was delivered to 30 million consumers. The rest was related to bill payment, payday lending and remittances). Of that $106 billion, $58.3

US 100

US Payments Course System 100

PYMNTS

APRIL 23, 2018

Disintermediating the established intermediaries has become something of an art form in payments and retail these days. Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. Take retail. See the Future — or Face the Inevitable. Yes, they do.

Retail 117

Retail Maine Lending Software 117

CB Insights

SEPTEMBER 10, 2019

Being comfortable with the idea of alternative financial systems has opened the door to a variety of innovations, from alternative investment vehicles like cryptocurrency to point-of-sale lending alternatives. Borrowing: Credit-shy millennials embrace PoS lending. Budgeting & Saving: Millennials go mobile and embrace automation.

Millennials 77

Millennials Mobile Lending Cards 77

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. So many miles to go, retail bankers! The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

JULY 24, 2017

Since its founding in 2009, Artsy has grown to encompass more than 800,000 pieces of art by 70,000 different artists. The round was led by Avenir Growth Capital, with further investments by industry leaders in art, media and technology – some who have supported Artsy from the start and others who were just finding out about it.

Online 125

Online Marketing Capital Industry 125

PYMNTS

APRIL 14, 2017

The private equity firms that have backed the latest capital infusion are ones that are known for doing so as their investees get ready to go public. The Capital One data showed that such stepped-up activity will not occur in the next six to 12 months. vehicle recalls from 2009 to 2010. Just when is a matter of speculation.

Samsung 100

Samsung Mobile Data social media 100

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Select Investors: CapitalG, Goldman Sachs Investment Partners, Pritzker Group Venture Capital. Select Investors: BlackRock, Norwest Venture Partners, Sands Capital.

Fraud 78

Fraud Las Vegas Company Capital 78

CB Insights

NOVEMBER 9, 2017

In this review of failure, we’ve looked in our venture capital database to find the most well-funded startup companies that ultimately failed or had an undesirable exit, such as an asset sale or an acquisition for less than the total funding raised by the company. The 101 Biggest Product Failures Of All Time. Total Funding: Over $100M.

Capital 78

Capital Company San Francisco Operations 78

PYMNTS

MAY 10, 2017

That’s a startling 260 percent from lows seen in March 2009, when the reading was a paltry 666. Capital One said in its own earnings results that charge off rates have touched the highest levels since 2011, and were up 33 percent sequentially, with a write-off rate at 5.1 There’s the wealth effect…and then there’s the opposite effect.

Capital 100

Capital Security Marketing America 100

CB Insights

MAY 15, 2019

Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Capital One Labs aims to streamline the product creation process, with a focus on consumer-first design. Notable projects: Capital One Cafes have been popping up in cities all over the country.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

OCTOBER 10, 2017

A host of startups have emerged to capitalize on this trend. For three of the tools we looked at — Mint, Level Money, and Check — we studied how their product evolved all the way up to their acquisition (by Intuit, Capital One, and Intuit, respectively). In aggregate, they command $1.3 trillion in annual spending. Your PIN NUMBER?!

Tools 78

Tools Millennials US Maine 78

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78