Bank Innovation

JULY 26, 2019

In 2012, he founded Upstart, a company […]. Dave Girouard, CEO and founder of Upstart, testified before Congress’ Task Force on Financial Technology for its hearing on the use of alternative data in loan underwriting and credit scoring.

Google 210

Google Financial Technology Data Technology 210

PYMNTS

NOVEMBER 9, 2020

Walmart is leaving Argentina, announcing an arrangement to sell its retail locations there to a regional supermarket chain amid an economic crisis that is impacting the South American nation. Amazon Opens Three More Brazilian Logistics Hubs. Those new centers are running in Brasilia, Rio Grande do Sul and Minas Gerais.

Retail 210

Retail Capital Payments Fintech 210

CFPB Monitor

SEPTEMBER 13, 2018

Supreme Court late last week by State National Bank of Big Spring (SNB) which, together with two D.C. Originally filed in 2012 in D.C. A petition for certiorari was filed in the U.S. area non-profit organizations that also joined in the petition, had brought one of the first lawsuits challenging the CFPB’s constitutionality.

National 68

National New York 68

PYMNTS

JANUARY 12, 2021

Checkout.com, which was started in 2012, recently brought an office to New York City. The system was created over years through an effort involving the Bill & Melinda Gates Foundation and the State Bank of Pakistan, with help from the United Nations, the U.K. Pakistan Launches Payment System To Boost Financial Inclusion.

Detroit 135

Detroit New York City System Payments 135

CFPB Monitor

MAY 6, 2019

reintroduced a bill , the “Protecting Consumers From Unreasonable Credit Rates Act of 2019,” that would create a national interest-rate cap of 36% on consumer loans. Supporters of the legislation include the NAACP, AFSCME, and National Consumer Law Center. Last week, Senator Dick Durbin, D-Ill.,

National 101

National 101

PYMNTS

MARCH 29, 2020

Tink was formed in 2012. Other listed companies that will now be connected with Tink include the National Bank of Greece, France’s La Banque Postale and Telefonica. Tink received 90 million euros ($100.1 The company bought Eurobits for 15.5 million euros ($17.2

America 241

America National Company Innovation 241

PYMNTS

APRIL 24, 2020

Both areas of the country had states that put stay-at-home orders into place before other parts of the nation. However, home sales had jumped 34 percent in January, attaining the highest level for the month as of 2012, per a John Burns Real Estate Consulting poll. In the Midwest, sales dropped 8.1

Marketing 199

Marketing US United States Millennials 199

PYMNTS

JANUARY 15, 2019

The Organization for Economic Cooperation and Development (OECD), a consortium of 34 nations worldwide, has warned that the U.S. are less optimistic about the national economy, with economic outlook dropping for the fourth month in a row, according to data from the National Federation of Independent Business (NFIB).

National 128

National United States Regional Data 128

PYMNTS

SEPTEMBER 21, 2020

is where we see national and global champions of their segments, such as our partners NatWest and PayPal, that put open banking at the center of their digital strategies.”. Stockholm, Sweden-based Tink, which was formed in 2012, has been in growth mode all year. is a key market” for Tink, said Rafa Plantier , the company’s U.K.

Digital Strategies 180

Digital Strategies America Fintech National 180

PYMNTS

JANUARY 10, 2019

Between 2012 and 2016, around 15 percent of the total volume of uncovered fraud was recovered, noted the report. They noted that in some instances, the OLAF found that the misused EU funds were going to national politicians, their families and/or associates.

Fraud 141

Fraud National Regulation Report 141

PYMNTS

NOVEMBER 11, 2020

The new license from Ireland’s financial services watchdog will let it provide its services throughout 26 European nations. SumUp has been active in Ireland as of 2012 and has introduced digital payments to thousands of companies. More than 3 million retailers harness its technology.

Philadelphia 165

Philadelphia Fintech National Payments 165

Abrigo

NOVEMBER 29, 2021

To remain competitive, some of the nations’ largest banks have introduced new products. Noninterest income drove 20% of community banks' net operating revenue in 2019, down from 22% in 2012, according to a recent FDIC study. Examples include PNC's Low Cash Mode , which gives customers a 24-hour grace period to avoid overdraft fees.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

NOVEMBER 8, 2018

In 2012, SWIFT cut off access to Iranian banks in 2012, upon sanctions levied by the Obama administration. Iran said this week through Abdolnaser Hemmati, who helms the nation’s central bank, that “we have been in talks with our trade partners and all the necessary actions have been taken for Iran’s interactions to continue.

United States 203

United States System National ATM 203

PYMNTS

MAY 11, 2020

The last time home loans were in the low 3s was 2012 when the rate fell to 3.36 There’s no question that millennials have been laid off at a higher rate because of the pandemic,” Jessica Lautz, vice president of demographics and behavioral insights at the National Association of Realtors (NAR), told PYMNTS.

Millennials 141

Millennials Survey National Regional 141

CFPB Monitor

JULY 10, 2020

She joined the Bureau in 2012 and has over 20 years of experience, having worked in consumer advocacy, community and economic development and on Capitol Hill. Mr. Brown has more than two decades of experience working with national and local organizations to increase financial well-being and economic opportunities for consumers.

Policies 78

Policies Lending Community National 78

PYMNTS

DECEMBER 21, 2018

It received anywhere between 0 and 499 national security orders. Since the inception of Twitter’s Transparency Report in 2012, we have received government information requests from 84 different countries,” according to the report. Apple is not the only company to see a boost in data requests this year.

Apple 128

Apple Data United States Report 128

PYMNTS

JULY 15, 2020

Spending on school and college supplies could easily top $100 billion this year, according to a survey released Wednesday (July 15) by the National Retail Federation (NRF) and Prosper Insights & Analytics. billion for everything from pens and paper to lunchboxes. billion for everything from pens and paper to lunchboxes.

Survey 164

Survey Analytics National Retail 164

PYMNTS

OCTOBER 27, 2020

Airbnb has chosen to list its shares on the Nasdaq market, marking the index's biggest listing since Facebook 's $16 billion one in 2012, according to a report by Bloomberg. Nasdaq typically goes for tech-focused stocks like software or biotechnology, featuring high-profile initial public offerings (IPOs) like Lyft and Zoom.

New York 163

New York Report Software National 163

PYMNTS

OCTOBER 22, 2020

Grab counts Softbank among its biggest investors and has evolved from a ride-hail startup in 2012 to a multi-faceted tech company that was last valued at $14 billion.

Regional 143

Regional Groups National Tools 143

PYMNTS

MAY 12, 2020

A survey by the National Community Pharmacists Association last fall found the number of independent pharmacies fell by nearly 20 percent to 18,478 stores last year, down from 23,029 in 2012. Long before the coronavirus pandemic struck, the health of independent pharmacies was suffering.

Survey 200

Survey California Taxes Online 200

PYMNTS

JANUARY 16, 2017

The FTC is cracking down on robocall telemarketing businesses, announcing last week it cracked down on two such companies that have been making robocalls to consumers that have been on the National Do Not Call Registry since 2012 or even earlier. In July 2012, in one week alone, the FTC contends the defendants made more than 1.3

Company 100

Company National Operations Marketing 100

PYMNTS

DECEMBER 9, 2019

Although the number of adults with bank accounts has been steadily rising and is up 7 points since 2012, African countries – especially in the sub-Saharan and West African regions – are trailing the rest of the world. The worldwide average is 69 percent, and in Ghana it is 62 percent. Nigeria is even lower at 44 percent.

Regional 131

Regional Compliance National System 131

PYMNTS

AUGUST 4, 2020

TradeGecko, which is located in Singapore and works with clients in over 100 nations, was started in 2012 by CEO Cameron Priest and CTO Bradley Priest. “The need for a single tool that can reduce operational complexity for product-based businesses is acute.”.

Rhode Island 130

Rhode Island Management Tools Taxes 130

PYMNTS

MAY 26, 2020

Naya Capital Management, the investment manager that Masroor Siddiqui started in 2012, made the investment, according to an announcement. The company said it sped up the growth of its Bolt Food delivery service in the last few months to cover 12 nations.

Mobile 130

Mobile Capital Management National 130

PYMNTS

JANUARY 1, 2020

Earnings growth was driven in part by regular increases in hourly pay along with December’s 1 percent surge in hours worked, the biggest since 2012. The national jobs index hit 98.16 Earnings growth was the biggest recorded since the Paychex/IHS Markit Small Business Employment Watch report launched in 2011. Job growth increased by 0.06

Tennessee 133

Tennessee Michigan Ohio Regional 133

PYMNTS

DECEMBER 19, 2019

Coinbase has reportedly made over $2 billion in transaction fees since 2012, but the proposed system would not charge user fees. On another note, a former National Football League (NFL) minority owner could potentially admit in January that he participated in running an illicit shadow bank for digital currency traders, Bloomberg reported.

Bitcoin 132

Bitcoin Payments System Report 132

PYMNTS

NOVEMBER 6, 2019

Charlie Baker said he is glad Amazon is planning to “increase their substantial presence” in the state, which is a base for a “nation-leading innovation economy with a highly educated and skilled workforce.”. The new facility will be in addition to the Amazon Robotics site in North Reading, Massachusetts. Massachusetts Gov.

Boston 161

Boston Innovation Massachusetts Maine 161

PYMNTS

OCTOBER 7, 2019

Holiday spending by Americans topped $700 million in 2018 and is expected to be higher in 2019, according to the National Retail Federation. Affirm was started in 2012 by Max Levchin, who co-founded PayPal, along with Jeffrey Kaditz and Nathan Gettings. Half of Affirm’s users are millennials or Gen Z, the company says.

Payments 139

Payments Millennials Retail Cards 139

PYMNTS

JANUARY 27, 2020

The new investors were joined by existing investors including Nation Capital, Sapphire Ventures and Google’s venture arm known as GV. Other investors included World Bank’s International Finance Corp., Siam Commercial Bank and BNP Paribas, as well as SoftBank’s spun-off SBI Group.

Payments 130

Payments Fintech Software National 130

PYMNTS

FEBRUARY 21, 2020

regulators to secure a national bank charter, in turn clearing the runway for the entity to accept consumer deposits. Home sales were up 34 percent in the month, the best showing since 2012. The LendingClub announcement follows the news that mobile bank Varo received approval from U.S. Home sales: In a sign that U.S.

Digital Banking 224

Digital Banking Conference Samsung Fintech 224

CFPB Monitor

NOVEMBER 22, 2022

As previously reported in February 2019 federal regulators issued a joint final rule (the “Joint Final Rule”) to implement provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 (the “Act”) that require regulated financial institutions to accept private flood insurance policies.

Policies 148

Policies Meeting Exercises Regulation 148

PYMNTS

MAY 29, 2020

The United States healthcare system is notorious for burdening patients with hefty expenses — a reality that existed long before the COVID-19 pandemic turned a national spotlight onto the issue. Some of these refunds never reach policyholders, however, with $38 million worth of rebates going unclaimed between 2012 and 2019.

Payments 130

Payments Houston Case Study National 130

PYMNTS

AUGUST 21, 2019

While brands often make products that are designed for certain markets, grey market resellers may purchase goods in a particular nation only to sell them in another country. With a ‘no deal’ there is a huge opportunity for a grey market explosion.”.

Marketing 123

Marketing Retail Branding National 123

PYMNTS

JULY 17, 2017

According to the National Retail Federation’s annual survey, college students and their families plan to spend an average of $969.88, an increase from last year’s $888.71, and total spending is expected to be $54.1 billion last year and surpassing 2012’s record of $53.5 billion this year, up more than 10 percent from last year’s $75.8

National 101

National Retail Study Survey 101

PYMNTS

OCTOBER 31, 2018

The complaint alleges mistreatment of small business borrowers between 2001 and 2012. Separate reports in The National noted that RGL first announced last year that it was looking to raise funds from Augusta Ventures to initiate legal action against both Clydesdale and NAB in relation to tailored business loans.

National 116

National Exercises Branding Lending 116

PYMNTS

JANUARY 20, 2020

But the jet has stuck around, resistant to finding a buyer looking for its custom attributes, and as of returning from a California trip where a sales pitch to another round of potential buyers fell through, Lopez Obrador seemed ready to start thinking outside of the box for new ways to dispose of the jet first purchased in 2012.

social media 130

social media National California Video 130

PYMNTS

AUGUST 6, 2019

Founded in 2012, Cybereason boasts distribution in all major global markets. The new funding will be used to boost the company’s operations, with a focus on global growth. It also plans to build the world’s first full stack offering for truly autonomous security, as well as increase investment in its core organic R&D.

Boston 115

Boston Big Data Security Operations 115