Gonzobanker

FEBRUARY 1, 2023

While AOBA provides a fertile forum for buyers and potential sellers in the bank M&A space to commensurate, the crowd uses this valuable face time to also delve into discussions about the economy, strategic growth, fintech innovation, competition, and talent wars.

Arizona 139

Arizona Kansas City Industry Fintech 139

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 195

Lending St. Louis Community Marketing 195

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

American Banker

JUNE 21, 2024

Zest AI more than doubled its customer base in 2023 and increased its customer base more than 50% yearly over the past four years.

Lending 36

Lending Innovation Technology 36

Fintech Labs Insights

AUGUST 22, 2024

Europe 2024 (London): Corsound AI: AI company advancing in sound recognition technologies, expanding market reach, receiving favorable industry reviews and increasing investment interest. Tuum: Raised $48M for its modular banking technology, gaining traction with banks and financial institutions across Europe.

San Francisco 15

San Francisco New York San Jose Tools 15

Bobsguide

MARCH 28, 2022

SME lending, corporate lending and corporate treasury/FX services are poised to gain the highest traction. Simplifying SME lending through BaaS is expected to drive growth of 30% by 2024. • With thoughtful innovation, we have the opportunity to create a more level playing field and a more equitable future for all.

Innovation 60

Innovation Lending social media Retail 60

Bussman Advisory

NOVEMBER 11, 2023

This week’s must-know stories in the FinTech, AI and Digital Asset space: Microsoft-backed OpenAI announces GPT-4 Turbo, its most powerful AI yet HSBC plans custody service for non-crypto digital assets Deutsche Boerse to launch cryptocurrency exchange in 2024 Plus, 9 more exclusive stories to help you stay ahead of the curve!

Fintech 52

Fintech Community cryptocurrency Course 52

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. We’re gearing up for this challenge by investing in technology, developing new products, doing more marketing, optimizing our branches and also looking at some M&A opportunities. Q: What new technology is your bank planning to invest in during 2023?

Community Bank 91

Community Bank Community Tampa North Carolina 91

Gonzobanker

MARCH 21, 2024

The problem is even worse in 2024. According to Patrick Reily, co-founder of Uplinq , a technology firm that helps small business owners gain access to fair and ethical credit, “Using the FDIC’s definition, 80% of the small businesses in the U.S. Minority small business owners need ‘fair and accessible’ lending. But what is it?

Lending 78

Lending How To Capital Data 78

South State Correspondent

JUNE 27, 2023

One major innovation is the ability to send an “information only” message to add more data to a transaction message. This allows an entirely new layer of transaction richness to take place and for banks to innovate on various products. This increased interoperability can drive innovation and open up new business opportunities.

System 195

System Data Examples Payments 195

PYMNTS

OCTOBER 11, 2019

Here is what we’ve learned from the Libra experience that may be helpful to other innovators who have large plans to change the world. Max Levchin On The Future-Present Of Everywhere POS Lending. Visa, Intuit Launch Instant Deposit For SMBs. Cash flow is that thing that can keep a business owner or executive up at night.

Cards 116

Cards Online Houston Digital Banking 116

PYMNTS

JULY 20, 2017

market, Atom Bank has been shaking up the traditional banking scene by offering banking services like a savings account and SME lending through its mobile platform. Mobile technology has become deeply interwoven into the daily habits of U.K. billion by 2024. Technology is another problem, he said. 1 spot since 1989.

Digital Banking 128

Digital Banking Video Mobile Survey 128

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet.

Fintech 192

Fintech Community Regional Technology 192

FICO

JANUARY 5, 2023

The CFPB's New Open Banking Proposal Will Accelerate Exciting Product Innovations. While a final rule implementing section 1033 of the Dodd-Frank Act will not be issued until 2024, knowing that “rules of the road” are now on the way is sure to add more momentum to open banking initiatives.

Policies 52

Policies Company Regulation Risk Management 52