PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. The Pandemic’s Delayed Effects On Latin America.

America 165

America Regulation Regional Tools 165

Abrigo

SEPTEMBER 26, 2014

Within the financial industry, the word “regulation” often receives a mixed reaction. The “big guys” like Citigroup, Bank of America, Wells Fargo and others are required under the Dodd-Frank financial laws to release their findings publicly , as a step to prepare for the Fed’s annual check-up in the spring.

Capital 192

Capital National Regulation Risk Management 192

PYMNTS

JANUARY 19, 2018

Fizzle of the Week: Cryptocurrency Regulation. The saga over bitcoin and its relationship to various regulators has become something of the payments answer to a romantic comedy. But the idea that regulators can wave a wand and make bitcoin go away? Easy come, easy crypt-go, it seems. They may have some luck. As for next week?

Bitcoin 123

Bitcoin Regulation cryptocurrency Taxes 123

Perficient

NOVEMBER 22, 2022

Members of the Army and Air National Guard, provided they have been called to respond to a national emergency and their period of active duty is more than 30 days in a row. Active duty commissioned officers of the Public Health Service or the National Oceanic and Atmospheric Administration. All active-duty Reserve personnel.

National 275

National United States America Lending 275

PYMNTS

JULY 2, 2020

European regulators are investigating Google’s proposed $2.1 In a separate move, nearly two dozen consumer groups, including the European Consumer Organization (the Belgium-based umbrella group that represents 45 consumer agencies from 32 countries), and the Consumer Federation of America, the Washington, D.C.

Google 199

Google San Francisco Data Washington 199

PYMNTS

MAY 9, 2016

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. The majority reported feeling optimistic about their local economies, but less than half (43 percent) said the same about the national market. The index recorded a 0.28

America 100

America National Capital Survey 100

American Banker

NOVEMBER 11, 2024

With plans to open 100 banking centers in "banking deserts," the $3 trillion JPMorgan Chase is arguably the nation's largest community bank. Other big banks should take notice and follow suit, and regulators should encourage them.

Community Bank 83

Community Bank Community America National 83

PYMNTS

JUNE 14, 2017

Not only do regulations vary from jurisdiction to jurisdiction, but the consequences of non-compliance vary greatly, too. Efforts to promote fair competition and boost international trade could offer some relief eventually, especially as the nation aims to harmonize its regulations with those of the European Union.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

JULY 11, 2019

Lawmakers went on the assumption that reforming federal marijuana laws is a given and used the hearing to discuss regulation. policy manager at the Drug Policy Alliance’s Office of National Affairs. The meeting marks a significant development in the marijuana reform movement. Karen Bass, D-Calif.

Policies 199

Policies Washington America Meeting 199

PYMNTS

DECEMBER 5, 2017

Data management is becoming an increasingly pressing concern for most financial institutions, as bank regulations continue to shift around the globe, according to new research. Regulation over data management is similarly a rising concern for banks, with 60 percent citing achieving data requirements as their top compliance hurdle.

Regulation 100

Regulation Management Data Survey 100

PYMNTS

APRIL 13, 2016

Virgin loyalists are unlikely to get any help from regulators in saving their grounded carrier. ” First off, it pays to note that, despite the national pastime that is complaining about airports and air travel, average domestic fares are lower today than they have been in more than half a decade.

Alaska 100

Alaska America Wichita US 100

PYMNTS

APRIL 26, 2020

The coronavirus pandemic has caused big banks like JPMorgan , Goldman Sachs and Bank of America (BoA) to reduce the size of loans or cancel funding talks. “We We are increasingly observing an ‘America first’ attitude among large U.S. European regulators have noticed the trend of retreating U.S. Banks in the U.S.

US 143

US Regional America Lending 143

PYMNTS

JUNE 17, 2019

The dispute over the Office of the Comptroller of the Currency ‘s (OCC’s) national bank charter, which became available to FinTech firms last year, has reportedly caused technology conglomerates to shy away from a tool that aims to provide nonbank firms with a more streamlined way to operate on a national level.

Google 142

Google National Fintech Regulation 142

PYMNTS

DECEMBER 2, 2019

Technology firms in China are framing facial recognition policies at the United Nations (UN), The Financial Times (FT) reported on Sunday (Dec. Standards established in the ITU are often used as doctrine by emerging nations. Europe and North America already have standards-setting units — IETF, IEEE and 3GPP.

National 144

National Technology Resources America 144

PYMNTS

AUGUST 5, 2020

The fraudsters will keep coming, and merchants who can’t provide protection will find themselves on the wrong side of their legitimate customers (and facing fines from regulators). Protecting all of that data requires a multilayered core competency that every merchant must develop, Horton said. The New Data Black Market.

Security 267

Security Fraud Data Online 267

CFPB Monitor

MAY 25, 2023

As the financial services industry continues to monitor the proceedings in Community Financial Services Association of America v. Continue Reading

Groups 78

Groups Industry Regulation National 78

Chris Skinner

JUNE 14, 2016

The National Economic Council woke up to the FinTech world early last year and have been consulting with many in the FinTech ecosystem. The latest … The post America’s regulatory issue is too many cooks appeared first on Chris Skinner's blog.

America 150

America Meeting National Fintech 150

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and finance experts are celebrating with new data on the state of the entrepreneurial community.

Taxes 144

Taxes America National Community 144

Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey echoes this sentiment.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

JULY 22, 2019

“If a firm needs to digitally onboard someone and verify them, we can help that company do that fairly seamlessly,” Samer Atassi, regional director, Latin America and Caribbean for Jumio, told PYMNTS in a recent conversation. Identifications aren’t standardized across Latin America, and they’re based on paper in many cases.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

OCTOBER 9, 2020

Attorney General William Barr said that while cryptocurrency could fundamentally transform how human beings interact and how we organize society, “ensuring that use of this technology is safe and does not imperil our public safety or our national security is vitally important to America and its allies.”.

cryptocurrency 205

cryptocurrency Bitcoin US Security 205

PYMNTS

MAY 26, 2016

Those services launched into virgin territory in terms of regulation — businesses of this kind had never quite existed before — and so the rules and regs in place did not quite manage to directly address them. But the events of the week indicate that this area is not likely to remain quite so gray forever. The Big Austin Loss .

Regulation 100

Regulation Austin San Antonio United States 100

PYMNTS

OCTOBER 8, 2020

Bank of America (BoA) is muscling into the payday loan business, minus the sky-high fees, as the pandemic continues to upend the financial landscape, according to a post on the company website. Steve Boland, president of Retail at Bank of America, said in the post. BoA on Thursday (Oct.

Charlotte 131

Charlotte America FDIC Guidelines 131

PYMNTS

JANUARY 13, 2017

But thanks to faster cross-border payments solutions, the distance between nations across the world is shrinking considerably. But with so many unknown questions about how the technology functions, greater regulation may be required to help governments and the public trust and accept it. Regulation required. In short, no.

Regulation 100

Regulation blockchain Payments Technology 100

PYMNTS

NOVEMBER 9, 2017

Small banks do not want to compete with the Amazons and Walmarts of the world when it comes to offering financial services for clients — and as of today, they more or less are protected from having to do so by regulations that prevent banks’ holding companies from branching too far outside of core financial services businesses.

Regulation 100

Regulation Retail New York Apple 100

American Banker

MAY 13, 2020

The Independent Community Bankers of America refused to rule out legal action if Congress doesn't address the National Credit Union Administration's recent decision expanding the low-income designation.

Community 78

Community Community Bank Regulation America 78

PYMNTS

MAY 21, 2020

100 for User A in America, 200 pesos for User B in Mexico and so forth) in order to perform transactions in a secure, fast and reliable way.”. “A A central entity may be a central bank which regulates a monetary supply,” the company wrote. “A A central entity may implement a monetary policy and issue currency. “A

United States 244

United States Regional cryptocurrency Retail 244

PYMNTS

APRIL 15, 2019

Indeed, in an appearance on Capitol Hill last week in front of the House Committee on Financial Services, seven chief executive officers of banks as far-flung as Goldman Sachs , Bank of America , JPMorgan Chase , Morgan Stanley and others pointed to risks that may be tied to the U.S. The Question of Regulation.

Lending 175

Lending United States Survey System 175

Abrigo

JANUARY 27, 2020

Your registration goes farther knowing you’re attending one of the most well-respected BSA/AML and fraud industry conferences in the nation. Recently, it has been named one of the “ Most Fun Cities in America ,” the “ Best City in America ,” and one of the “ Happiest Cities in America.” BSA Rules and Regulation.

Conference 195

Conference Austin Fraud America 195

PYMNTS

JUNE 12, 2019

Latin America is the world’s leader in government electronic invoice mandates, as jurisdictions there address issues like invoice fraud and a lack of transparency in government procurement — efforts that proponents of these mandates say can positively influence the private sector. ” Other markets in Europe are playing catch-up.

America 139

America Taxes Regulation Fraud 139

Abrigo

MARCH 6, 2015

March comes in like a lion for the nation’s largest banks. It was a critical day in the eyes of those at Bank of America, Chase, Wells Fargo and others at the top. During examination time, regulators are increasingly looking at a bank’s stress testing processes and resulting capital plans. ” Blog Bank'

Risk Management 150

Risk Management Capital Community Bank Regulation 150

PYMNTS

MARCH 14, 2019

Saying there is “some truth” to the notion that Europe is overbanked, Dimon put the blame for that on the European Union and its regulations for slowing the consolidation of financial institutions. JPMorgan is the largest bank in America, and it has grown bigger and taken share from European banks while they struggle.

Regulation 139

Regulation Regional America National 139

Abrigo

NOVEMBER 18, 2019

It spares financial institutions, federal home loan banks, insurers, and their employees who provide banking services to state or tribe licensed CRBs or MRBs from prosecution under federal law or regulation. Are you still confused on the rules and regulations around banking cannabis-related businesses? BSA Rules and Regulation.

Regulation 150

Regulation Community National Operations 150

PYMNTS

JUNE 21, 2018

Sources say Robinhood Markets is in talks with regulators about offering banking services to its more than 4 million users. The app was specifically targeted at millennials — roughly 80 percent of the Robinhood app’s beta testers were under 30 years old, with an average age of 26.

Regulation 123

Regulation Millennials California Capital 123

PYMNTS

OCTOBER 13, 2017

When the impact stretches across oceans, nations and demographics, though, and those affected number in the hundreds of millions, a sea change is a-swelling. Independent Community Bankers of America (ICBA) Bancard president and CEO Tina Giorgio offered some insight into what firms did after news of the Equifax breach hit.

Industry 144

Industry Security eBook Data 144

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. A simple rule of thumb is that any derivative leverage ratio over 20 requires an expert understanding of derivatives and risk management (for example, JPMorgan or Bank of America).

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. A simple rule of thumb is that any derivative leverage ratio over 20 requires an expert understanding of derivatives and risk management (for example, JPMorgan or Bank of America).

Community Bank 195

Community Bank FDIC Community National 195