Abrigo

APRIL 22, 2024

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. Fed survey data show that lower percentages have said they applied at small banks in each of the last three years.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

MAY 22, 2024

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. Fed survey data show that lower percentages have said they applied at small banks in each of the last three years.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. This article looks at trends in growth and composition as well as legal, regulatory, and competitive pressure on noninterest earnings. Community banks target growth.

Community Bank 195

Community Bank Community FDIC Trends 195

Insights on Business

DECEMBER 7, 2016

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. The attitude of “if it ain’t broke, don’t fix it”, might be leading banks to become their own worst enemy. Do you agree?

System 70

System Fintech Innovation Industry 70

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Consumers was the first big credit union to deploy the Phoenix core system and this year was the first big go-live of the Lumin digital banking system. GonzoBankers, 2019 was a year of extremes.

Idaho 148

Idaho Conference Data Marketing 148

Abrigo

MARCH 24, 2021

Would you like others articles like this in your inbox? Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Lending & Credit Risk. Risk Ratings.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

MARCH 21, 2017

With more than 100 solid community bank installs and a few large credit unions, it would be a shame to have it wither within a global financial corpocracy. Misys has earned a strong reputation as a FinTech provider with a wide international presence, but D+H customers at this point give zero damns about all that.

Phoenix 60

Phoenix Lending System Technology 60

Gonzobanker

MARCH 21, 2017

With more than 100 solid community bank installs and a few large credit unions, it would be a shame to have it wither within a global financial corpocracy. Misys has earned a strong reputation as a FinTech provider with a wide international presence, but D+H customers at this point give zero damns about all that.

Phoenix 60

Phoenix Lending System Technology 60

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk.

Risk Management 195

Risk Management Examples social media Management 195

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. Provides an Application Program Interface (API) for Fintech apps to connect to banks.

Samsung 69

Samsung Mobile User Experience Google 69

Gonzobanker

DECEMBER 19, 2016

Agile Banking Quote of the Year – “ If something takes three years to build, it’s too late. From Hancock Bank’s Jennifer Wilson at FIS Connect. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements.

Utah 60

Utah System Community Marketing 60