Independent Banker

OCTOBER 31, 2022

ITMs and VTMs are popular retail banking innovations among community banks. What’s on the horizon for retail banking? We spoke with two community banks that have ramped up their services to meet—and exceed—the changing expectations of customers. Many do bank with us, of course. By William Atkinson.

Banking Trends 151

Banking Trends Retail Trends Community Bank 151

Celent Banking

JUNE 12, 2015

Looking across the largest global banks, transaction banking’s share of total bank revenue averages 13%, with its share of deposits averaging 36%. Transaction Banking Revenue and Deposits. On the lending side, US commercial loan outstandings have more than fully recovered from the 2008-2009 financial crisis.

Lending 100

Lending Trends Meeting Banking Trends 100

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Physical branch banking. Mobile apps.

Cards 76

Cards Mobile Strategy Branding 76

Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. To this end, here’s a roundup of predictions and prognostications on what the new year will bring in everything from artificial intelligence and the blockchain to payments and banking for the underbanked.

Fintech 12

Fintech Bitcoin Trends Conference 12

Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. They want a user experience that is designed, simple, easy to use, and innovative.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

FICO

JANUARY 27, 2022

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending — as well as FICO’s listing as a top risk management firm. Again, Canada produced a much higher percentage than the UK (+63%) and US (+42%).

Analytics 52

Analytics US Data Trends 52

NCR

DECEMBER 28, 2015

If history is any guide, it’s foolish to make predictions about the banking industry. There are too many external variables, from regulations to international turmoil—that the industry often suffers through no fault of its own. However, innovation seems to be running far ahead of adoption.

Apple 40

Apple Mobile Technology Security 40