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Here Is a Comparison of 6 Bank Pricing Strategies

South State Correspondent

As such, unit pricing and yield management are more difficult than they are in other industries. Competitive pricing cedes all price positioning and strategy to the competition and makes a bank dependent on its competition for managing volume and profit. When you sell a loan or a deposit, you sell a product PLUS a volume.

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Managing Time Deposits – How To Use “Specials” And Odd-Month CDs

South State Correspondent

Something might be getting lost in the tribal knowledge of managing time deposits. In this article, we highlight how to better manage time deposits to prevent banks from destroying value. The CD market was born and managing time deposits was a new banking skill.

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Leverage finds a way: a comparison of US Treasury basis trading and the LDI event

BankUnderground

We both have asset managers, who want to take leveraged positions in interest rates. US asset managers had around US$650 billion of long treasury futures in June 2023. UK asset managers, in Autumn 2022, held around £200 billion in leveraged repo. Why and how do asset managers use leverage?

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Whole Paycheck Tracker: Target, Walmart Comparison Uncovers Different Digital-First Strategies

PYMNTS

By a strict look at the macro numbers, Target still pales in comparison. And when attention turns to loyalty programs, the comparison is even more dramatic. It won’t compete on a scale level, but Target’s management team and commitment to eCommerce make it a retailer to watch as it grows. Stores: Walmart, 11,500; Target, 1,868.

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7 Reports Your ALM Model Can Provide to Manage Changes Ahead

Abrigo

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

Report 195
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7 Reports Your ALM Model Can Provide to Manage Changes Ahead

Abrigo

Key Takeaways ALM professionals often inquire about reports they can run using their ALM models to help manage their financial institutions. I’m often asked by asset/liability management professionals for advice on using ALM models to generate reports that provide meaningful information to aid in managing the financial institution.

Report 195
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Helping Nonprofits Embrace Cash Management

PYMNTS

The following Deep Dive analyzes the spend management challenges these charitable and humanitarian groups face, as well as how workforce spend management and electronic procurement tools could help them more effectively manage their expenses. . average is 66 percent, by comparison. Spend Control Challenges And Solutions.