South State Correspondent

AUGUST 28, 2024

The CD market was born and managing time deposits was a new banking skill. By 1966, there was $15B of CDs issued by banks, a market that was second only to Treasuries. In today’s market, for example, banks publish a 12-month and 13-month CD right next to each other allowing for easy comparison.

Management 195

Management How To Training Comparison 195

BankUnderground

JANUARY 21, 2021

For most of us buying insurance nowadays, price comparison websites offer plenty of choice. But how much competition in insurance markets is there? We find competition generally works well in UK life and non-life insurance markets, despite increases in life market concentration over the past 25 years.

Marketing 115

Marketing Analysis Policies Regulation 115

PYMNTS

OCTOBER 24, 2019

The deal will help Experian boost its market presence in Malaysia and create more synergies across its Data and Decisioning portfolio. The acquisition of a controlling interest in RAMCI further extends Experian’s position in Asia Pacific, adding a fourth credit bureau to our operations in the region.

Marketing 100

Marketing Comparison Regional Fintech 100

PYMNTS

MAY 13, 2019

In the unattended retail space, vending operators are also becoming more aware of the shifting behaviors of their shoppers and the need for swift and digital payment options. The estimated value of the global intelligent vending machine market by 2025 is $15 billion. And digital disruptors are putting a new spin on vending machines.

Retail 177

Retail Marketing eBook Cards 177

South State Correspondent

JANUARY 30, 2024

Marketing and technology (IT) are two budgets that have taken the most significant hit. Bank IT Spending as a Percent of Operating Expenses Looking at IT bank spending against operating expenses provides bank executives with another benchmark view. As such, bank budgets have come under scrutiny. and 11.1%, with a median of 8.1%

Capital 195

Capital Operations Customer Experience Comparison 195

Perficient

APRIL 14, 2022

With the rise in vaccination rates and a hopeful return to a “new normal,” it won’t be possible to put the genie back in the bottle and return to legacy operations. New product opportunities are being driven by innovation and market conditions. New skill sets are required to operate in a digital environment.

Strategy 332

Strategy Tools Industry Customer Experience 332

PYMNTS

JUNE 21, 2019

While there were no mega-deals in the B2B startup funding realm this week, it was still a busy time for companies and investors, with many funders targeting companies operating in less common markets. The debt funding marks the largest provided to an Indian startup in about two years, reports in VCCircle said. Growth Street.

Marketing 109

Marketing Capital San Francisco Management 109

South State Correspondent

SEPTEMBER 30, 2024

of community banks reported a positive ROA of less than 0.50% – these are troubling results because the economy is growing, and non-performing assets are low by historical comparison. In this article, we distill what we believe are the top four strategic competitive advantages for community banks to outperform the market.

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

MARCH 16, 2017

One surprising industry that’s entering this market is insurance. car insurance comparison tool that’s now being made available via Facebook Messenger. Likely, we’ll see more businesses choosing to partner with Facebook’s Messenger chatbot this year over developing their own app. Cambridge, Mass.–based Through its $4.6

Operations 107

Operations social media Comparison Industry 107

PYMNTS

APRIL 7, 2016

TechCrunch reports that, yesterday (April 6), Thrive Market launched a version of its app — previously only available on iOS — for the Android platform. Through its “Thrive Gives” program, shares TechCrunch, for every paid subscriber that Thrive Market brings on board, the company donates a free membership to a low-income family.

Los Angeles 100

Los Angeles Marketing Comparison Retail 100

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 134

Marketing Policies Study Tools 134

PYMNTS

AUGUST 10, 2018

Hong Kong, by comparison, saw $596.8 Singapore has a FinTech-friendly regulatory framework and has been a good springboard for us to expand into other Asian markets,” InstaReM Co-founder & CEO Prajit Nanu told PYMNTS.com. Another Singapore-based FinTech firm, Silot , seeks to streamline banking operations. million that year.

Fintech 107

Fintech Marketing Comparison Innovation 107

South State Correspondent

MARCH 14, 2024

In comparison, investments in new technology or new business lines pale in comparison to other strategic investments due to the time and effort it takes to get a business line off the ground. While Blockbuster was investing in marketing and cost-cutting, Netflix agreed to have lower earnings and made an investment in video streaming.

Innovation 195

Innovation Strategy Capital Comparison 195

Abrigo

FEBRUARY 6, 2024

It also recommends including projections related to loan pricing, operating expenses, and delinquency. In developing an appropriate strategy , credit unions should analyze the various plausible approaches they may take given their personnel, operational, and financial resources.

Lending 221

Lending How To Risk Management Policies 221

South State Correspondent

NOVEMBER 14, 2023

Comparing the Two Banks Let’s say we have two banks competing in the same market. Both banks are the same size and have the same sized technology, compliance, sales, risk, and marketing budgets. Both banks invest in the same technology and have about the same compliance, risk, sales, and marketing tactics.

Strategy 195

Strategy Technology Compliance Marketing 195

Perficient

MARCH 2, 2021

Both operations and IT leadership should incorporate all of these dimensions into their cloud migration evaluation efforts.

Exercises 322

Exercises Comparison Apple Meeting 322

PYMNTS

JUNE 8, 2020

The Securities & Exchange Commission ( SEC ) has moved to freeze the assets of a $12 million cryptocurrency mining and multi-level marketing (MLM) scheme, Coindesk reports. In Hong Kong, 39 percent of new FinTech firms launched in the last year are now operating via blockchain, Cointelgraph reported.

blockchain 131

blockchain Analytics Utah cryptocurrency 131

PYMNTS

NOVEMBER 9, 2020

For instance, shares of Brinker International, which operates or franchises about 1,600 Chili’s Grill and Bar locations and other eateries, were up 15 percent as of midday Monday. However, the “back-to-normal” rally that the markets saw on Monday represents much more of a pure-play on earnings and recovery. News on Monday (Nov.

Kentucky 253

Kentucky Survey New Jersey Dallas 253

PYMNTS

FEBRUARY 17, 2020

The Berlin-based digital bank said it would not be able to operate in the country anymore in the wake of Brexit, as it will no longer have a license to do business there. N26 is one among a new breed of branchless banks, looking to gain favor with consumers through a parade of slick marketing and eye-catching slogans.

Comparison 231

Comparison Digital Banking Branding Report 231

Bank Innovation

JANUARY 31, 2019

Although payments revenue for the quarter still paled in comparison to the company’s quarterly […]. The company’s "payments and other fees" category banked a record $274 million in the fourth quarter of 2018, compared with $193 million in the same quarter of 2017, marking a nearly 42% increase.

Payments 170

Payments Comparison social media Operations 170

PYMNTS

JUNE 23, 2020

The Russell 2000 index shows 42 percent of small-caps are either just breaking even or operating a loss. Bigger companies have been faring better by comparison, with investors taking solace in large caps and the Russell 1000 index down only 3.3 The number is the highest since 2010’s 44 percent, the index says.

US 175

US Data Comparison Millennials 175

PYMNTS

SEPTEMBER 8, 2020

The market has significantly changed, and (our) evaluation has identified a number of issues that need to be addressed,” said the commission’s Executive Vice President Margrethe Vestager , who is in charge of competition policy. In addition, the commission wants to look at price comparison websites.

Regulation 131

Regulation Google Online Comparison 131

PYMNTS

FEBRUARY 13, 2019

In comparison, California ‘s marijuana market has struggled since sales began in January 2018. These businesses handle significant economic activity, yet they are forced to operate under the table and with little government oversight, as if they’re a black market operation,” said State Sen.

Industry 155

Industry Colorado Taxes California 155

PYMNTS

JUNE 18, 2020

The company operates almost 1,000 retail stores under names like DSW Designer Shoe Warehouse and The Shoe Company. percent for the first quarter of 2020, in comparison to a 3 percent rise in the same quarter of fiscal 2019, according to an announcement. and global markets resulting from COVID-19.”. percent to $482.8

Branding 141

Branding Report Guidelines Retail 141

PYMNTS

DECEMBER 23, 2020

consumers and 490 restaurant operators looking for digital strategies that help deliver improved experiences and boost average unit volumes. Finding revenue declines among smaller indie operators, the new research makes the observation that the more digital one becomes now, the better off they are going forward.

Mobile 207

Mobile Comparison Digital Strategies Operations 207

PYMNTS

NOVEMBER 7, 2019

billion to help it get a foothold in the fitness tracker and wearables market, which has seen successful products from Apple and Samsung. Vestager has consistently taken Google to task for its anti-competition slights, its Android operating system and for brokering with search advertising, to the tune of more than 8 billion euros in fines.

Google 100

Google Compliance Comparison Regulation 100

PYMNTS

NOVEMBER 7, 2019

billion to help it get a foothold in the fitness tracker and wearables market, which has seen successful products from Apple and Samsung. Vestager has consistently taken Google to task for its anti-competition slights, its Android operating system and for brokering with search advertising, to the tune of more than 8 billion euros in fines.

Big Data 100

Big Data Data Google Comparison 100

PYMNTS

JUNE 27, 2017

Apart from the hefty fine, the EC has given Google 90 days to “stop its illegal conduct” and offer other price comparison services the chance to compete on a balanced playing field. Critics of the move, particularly stateside, have complained that the EC is targeting successful American firms that operate overseas. billion euros ($2.7

Google 111

Google Comparison Operations Online 111

PYMNTS

DECEMBER 17, 2020

And another SPAC comes to market. And so the question looms as to whether the special purpose acquisition company (SPAC) will be the backdoor entry to the public markets. BarkBox appears to be in line to go public via a merger with a special purpose acquisition company or SPAC for short. billion deal.

Training 203

Training Comparison Capital Company 203

FICO

SEPTEMBER 30, 2020

UK telecoms regulator Ofcom are constantly pushing for the market to provide a competitive choice and Open Comms, alongside technology such as eSIM, could be a gateway to this. There is both opportunity and threat for CSPs, depending on their agility. plan and deliver connectivity networks that ensure customers are ‘always on’.

Marketing 52

Marketing Data Analytics Comparison 52

South State Correspondent

APRIL 18, 2022

For example, 40% of JP Morgan’s commercial banking revenue is derived from fee income, and JP Morgan’s commercial banking division is composed of middle-market and commercial real estate (CRE) lending. Industry Comparison of Fee Income. Larger banks have historically operated on thinner NIM but higher fee income.

Lending 195

Lending Community Bank Community Comparison 195

South State Correspondent

FEBRUARY 12, 2023

However, despite the challenges of the current interest rate environment, the yield curve creates a tremendous opportunity for top-performing banks to earn outsized fees and higher interest margins in the commercial loan market by using a loan hedge. We want to highlight this option with a case study.

Community Bank 195

Community Bank Community Case Study Strategy 195

PYMNTS

JULY 7, 2020

The level of market volatility hitting the U.S. and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead.

Lending 171

Lending Industry Fintech UX 171

PYMNTS

MAY 29, 2020

This is a company that doesn’t have a direct comparison in Europe — it’s unique, very large, and very resilient,” BNP Paribas Head of Equity Capital Markets Andreas Bernstorff said in the report. And the company operates approximately 250 coffee shops.

Comparison 130

Comparison Marketing Report Capital 130

PYMNTS

JULY 18, 2018

billion antitrust fine from the European Union over what the EU calls an abuse of the Android operating system. Apart from the hefty fine, the EC gave Google 90 days to “stop its illegal conduct” and offer other price comparison services the chance to compete on a balanced playing field. tech heavy hitters.

Google 100

Google Comparison Leadership Regulation 100

PYMNTS

JUNE 15, 2020

But as the pandemic-driven digital shift gains traction, retailers have to be wondering if consumers will use websites to comparison shop for brick-and-mortar retail (webrooming) or whether they’ll go back to shopping retail to order online (showrooming). Best price takes researching the market and then beating it.

Retail 175

Retail Survey Comparison Online 175

PYMNTS

JANUARY 11, 2019

But consolidation looms, according to some observers, and online food delivery services will eventually have to shift more focus away from consumers and toward restaurant operators in order to thrive in a crowded marketplace. Meanwhile, the eCommerce operator and logistics heavyweight continues investing in its delivery fleet.

Online 176

Online San Francisco Capital Operations 176