South State Correspondent

APRIL 24, 2022

The comparison between the three is shown in the table below. The national and regional banks have been mainly adopting SOFR for loan pricing. Prime and Fed Funds are overnight rates only, and community banks will continue to use those rates for products suited for daily repricing. for all three). Market Adoption.

Lending 195

Lending Community Bank Community Marketing 195

PYMNTS

JANUARY 28, 2020

One study, via the National Center for Biotechnology Information and authored by Jong-Wha Lee and Warwick J. With the vast bulk of cases still confined to China, the economic impact would likely be most concentrated in that country, and the general region. And here is where the cross-border impacts start to show. Want a snapshot?

Regional 165

Regional Retail National Comparison 165

PYMNTS

FEBRUARY 3, 2020

By comparison, 2019 saw 9,200 stores closed as brands like Payless ShoeSource, Fred’s, Gymboree, Charlotte Russe, Family Dollar, Forever 21 , Charming Charlie, Sears, Kmart, A.C. The emergent form of coronavirus that originated in China’s Wuhan region continues to spread and pick up fatalities.

Bitcoin 132

Bitcoin Data Retail Charlotte 132

PYMNTS

FEBRUARY 24, 2016

Other highlights of the study include: In Q2 2015, specific improvement was driven regionally by 4.1% And since the health of these businesses has such an impact on the health of our nation, we decided to take their temperature, state by state, as primary season unfolds. gains in the Southwest and Mountain areas, respectively.

Maine 100

Maine South Carolina New Hampshire Capital 100

BankUnderground

NOVEMBER 23, 2023

We build a snapshot of the mortgage market by modelling how much principal people have paid down since origination and how house prices have evolved in their region. Sources: Bank of England and Office for National Statistics. We analyse an indicative scenario where the index falls by 10%. The scenario reduces prices uniformly by 10%.

Policies 135

Policies Analysis Comparison Regional 135

PYMNTS

JULY 1, 2017

As a point of comparison, the population of the whole 13 colonies in 1776 was 2.5 200 million : The number of pounds of gunpowder we collectively detonate at the nation’s approximately 14,000 annual 4th of July fireworks displays. Of that amount, $247 million are imported from China and $231 million are sold by American manufacturers.

United States 125

United States Boston Comparison National 125

BankUnderground

JULY 16, 2021

Beyond national accounts aggregates and small-scale surveys, data on how SMEs have performed through the Covid-19 crisis have been sparse. To build confidence in the data, we have run some simple comparisons to growth in GDP and aggregate corporate profits. Figure 1: Comparison of SME turnover growth with aggregate data.

US 137

US Data Comparison Regional 137

Abrigo

MAY 20, 2015

An innovation like that can make the Apple Watch and Bitcoin seem archaic in comparison. Given that consideration, many of the national and regional institutions are able to invest the funds and resources to keep up with their customers’ tech. For community banks and credit unions, this may be more of a challenge.

Apple 150

Apple Mobile Comparison Innovation 150

PYMNTS

AUGUST 14, 2019

We continue to see double-digit increases in new customer wins each month, demonstrating continued demand for Zelle from national and regional banks and credit unions.”. About a fifth, by comparison, had used Venmo for gambling. “More than 64 percent of U.S.

Payments 124

Payments Trends Cards Comparison 124

CFPB Monitor

MARCH 12, 2019

Additionally, the Data Book provides state-by-state breakdowns and comparisons. Notably, the Data Book’s summary excludes reports related to the National Do Not Call Registry and reports about unsolicited commercial email. Florida, Georgia, Nevada, Delaware, and Tennessee had the highest fraud reports per capita.

Nevada 74

Nevada Georgia Florida Delaware 74

Independent Banker

APRIL 28, 2016

I also focus on budgets, loan and deposit growth, net interest margins, quarterly comparison reports, and the banker’s view of his or her local economy. The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced. In fact, huge expansion projects are now underway across our region.

Dallas 131

Dallas Texas Houston Community 131

NCR

APRIL 12, 2017

Asian nations to lead the way. The importance of financial inclusion and access to cash is particularly true in Asia, where governments in many countries are turning to technology to tackle the high proportion of unbanked citizens in the region. Improved access to ATMs will play a major part in this.

ATM 75

ATM Regional Comparison National 75

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. In the U.S.

Cards 187

Cards Security United States Technology 187

American Banker

NOVEMBER 17, 2016

LendingTree has agreed to pay up to $130 million to acquire the credit-card shopping site CompareCards.

Comparison 28

Comparison Cards Regional National 28

PYMNTS

NOVEMBER 11, 2019

That sounds like a large number, though it is difficult to make an apples-to-apples comparison with cards issued by others, since as a general rule banks do not break out performance by individual cards. customers had $736 million in loan balances at the end of September, according to regulatory filings.

Apple 101

Apple Massachusetts Data Cards 101

Jeff For Banks

DECEMBER 12, 2016

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2015: #1. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. This, naturally, eliminated many of the smaller, illiquid FIs. Independent Bank Corporation (Nasdaq: IBCP) #2.

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

FICO

NOVEMBER 11, 2019

So, while the average FICO® Score is increasing over time at the national level, what about at the state or city level? While 31 states (and the District of Columbia) have an average score higher than the national average of 706, we generally see that the Midwest and New England states have the highest average FICO® Scores.

Las Vegas 40

Las Vegas District of Columbia US San Francisco 40

Jeff For Banks

DECEMBER 12, 2017

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2016: #1. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. Nasdaq: WSBF) #3.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

MARCH 26, 2016

According to the National Retail Federation (NRF), American consumers will be doing so in record numbers this Easter, with purchases related to the holiday expected to reach $17.3 Boy, do we like to buy stuff. Let’s break down the list. According to the Easter Spending Survey, $5.5 billion will be spent on food. That’s reasonable.

Survey 100

Survey United States Retail Comparison 100

MyBankTracker

FEBRUARY 22, 2021

If you are looking for any type of personal insurance and already have a AAA membership, The California State Automobile Association (CSAA) could be the AAA-affiliated insurer that services your region. If you have existing coverage, it’s a good idea to have your insurance declarations page handy for an apples-to-apples comparison.

Groups 52

Groups Policies California South Dakota 52

American Banker

OCTOBER 21, 2016

Profit fell at SunTrust Banks in Atlanta during the third quarter because of higher costs for technology and deposit insurance premiums, as well as an unfavorable yearly comparison.

Atlanta 28

Atlanta Comparison Lending Technology 28

American Banker

DECEMBER 1, 2016

The recent shake-up at CAN Capital could spark greater scrutiny of a sector that has drawn comparisons to the bubble-era subprime mortgage market.

Comparison 28

Comparison Capital Marketing Regional 28

American Banker

MARCH 16, 2016

The increasingly troubled sector often draws comparisons to the subprime mortgage market of the 2000s. But the more apt analogue is the auto-lending sector of the 1990s.

Lending 28

Lending Comparison Marketing Regional 28

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. And I must admit, finding a legitimate website for objective comparison is difficult because annuity providers clog searches with pitches.

Retail 60

Retail Community Taxes Strategy 60

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. To date, a number of tech startups operating in the realm of insurance have focused on financial comparison by providing online destinations to buy insurance products from licensed brokers.

Policies 61

Policies Lending Operations Examples 61

CB Insights

JUNE 11, 2018

Additionally, when naming the national champions of AI in November, the Chinese Ministry of Science and Technology designated Baidu as the leader in autonomous driving. The other national champions include Baidu’s tech peers Alibaba and Tencent — designated as leaders in smart cities and healthcare, respectively.

Google 71

Google Industry Software Data 71

BankUnderground

NOVEMBER 29, 2023

Look through exposure takes account of the fact that the Canadian component producer may source inputs from other nations; the face value attribution to Canada hides some exposure. For comparison, Chart 2 presents the same calculations for China. Here, we dig into the top suppliers of foreign inputs to US manufacturing.

US 143

US National Policies Industry 143

CB Insights

FEBRUARY 21, 2019

Bitland has expanded to operate in 7 African nations, India, and is also working with Native Americans in the US. . The current process for mortgage approval for residential properties takes on average around 30-60 days to complete, according to the National Association of Realtors. Regulation. Source: Lisk.

blockchain 78

blockchain Fraud Technology Management 78

PYMNTS

MAY 13, 2019

for a loyalty offering, and cash transactions are still popular in Vietnam when compared to other countries in the Association of Southeast Asian Nations (ASEAN) region. In Asia, cash transactions are still very popular in Vietnam in comparison to other ASEAN countries due to its low banking penetration, VN Express reported.

Comparison 108

Comparison Technology Cards Mobile 108

Insights on Business

AUGUST 28, 2019

Those added features may include comparisons of individual accounts to their expected peer-group. (In In IBM Safer Payments , one way to do this is to store peer-group membership(s) as list entries and use profile variables specific to the peer-group both for update and for comparison to the subject account’s history.). In the U.S.,

Fraud 93

Fraud Training Cards Data 93

Insights on Business

AUGUST 28, 2019

Those added features may include comparisons of individual accounts to their expected peer-group. (In In IBM Safer Payments , one way to do this is to store peer-group membership(s) as list entries and use profile variables specific to the peer-group both for update and for comparison to the subject account’s history.). In the U.S.,

Fraud 70

Fraud Training Cards Data 70

Fintech Labs Insights

AUGUST 22, 2024

Lendsmart: AI-driven platform streamlining home lending processes, new partnerships with regional banks. UBank (by National Australia Bank): Continued innovation in digital banking services. FeeFighters (now part of Groupon): Payment gateway comparison platform, acquired by Groupon, integrated into broader marketplace services.

San Francisco 15

San Francisco New York San Jose Tools 15

PYMNTS

APRIL 14, 2016

Whether it’s sound business management or a megalomaniacal compulsion to dominate the headlines, few can argue that the National Football League hasn’t done its best to keep its five-month season on the hearts and minds of fans even during the depths of the offseason. “The NFL got it right,” Paskalis told Adweek.

social media 100

social media Jacksonville National Comparison 100

PYMNTS

AUGUST 31, 2018

Once the 24 competitors (tributes) get to the games, they then battle to the death for a national audience that is required by law to watch the games. Tiny size: Wegmans is a regional brand, and a small one at that, with only 97 stores in six states. Size: Aldi has a larger footprint in the U.S. Secret Weapon. And that draw is strong.

Branding 101

Branding Florida Retail Online 101

CB Insights

SEPTEMBER 4, 2019

Over 1M millennial women are becoming mothers every year, meaning Gen Y now makes up the majority of annual births in the United States, according to the National Center for Health Statistics. For the cohorts aged 25-34 and 35-44, the critical factor in that decision is access to transit, according to a Journal of Regional Science study.

Millennials 78

Millennials Industry Branding social media 78

PYMNTS

DECEMBER 6, 2016

The latest PYMNTS Store Front Business Index™ reveals that, while store front businesses showed growth in Q3 2016, that growth dipped slightly in comparison to Q2 2016. The two regions grew by 3.7 Licks Ice Cream, who shared his Main Street success mantra that has helped him compete with deep-pocketed national chains.

Maine 100

Maine Boston United States Comparison 100

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. Here are a few at the top of my list: Drive market awareness/dominance regionally: Seattle, NW, West Coast…. Focus more on PR.

Company 78

Company US San Francisco Capital 78