Abrigo

OCTOBER 9, 2024

How to build a successful Q factor framework under CECL Understanding the quantitative side of the CECL calculation means developing defensible qualitative factors, or Q factors. Learn best practices to adjust for risk. Would you like other articles on CECL and Q Factors in your inbox? Takeaway 1 Q factors offer a way to adjust for risks that aren't fully captured in historical data or quantitative models Takeaway 2 Building a robust Q factor framework requires a systematic approach, regular mon

Risk Management 195

Risk Management Management Compliance Data 195

American Banker

OCTOBER 10, 2024

With earnings season set to kick off on Friday, investors will be paying close attention for any signs of loan growth and deposit pricing relief, though analysts don't expect improvements to materialize right away.

Report 81

Report Capital Marketing 81

South State Correspondent

OCTOBER 7, 2024

We recently worked with a community bank in the Southeast that wanted to win a piece of credit business for a manufacturing company. The manufacturing company had a long-time relationship with a national bank and the community bank lender was struggling to make inroads with the company’s CEO and owner. The CEO finally agreed to let the community bank make a pitch on $900m acquisition financing facility.

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Community Bank Community Industry Comparison 195

ABA Community Banking

OCTOBER 9, 2024

As president and CEO of $50 billion-plus BOK Financial, Stacy Kymes spends time thinking about the role of regional banks in the U.S. economy. Here's how BOK Financial finds unique niches and meets the credit and capital market needs in its core mid-America markets. The post A place for regional banks: How BOK Financial finds and fills local needs appeared first on ABA Banking Journal.

Regional 105

Regional America Meeting Capital 105

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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BankUnderground

OCTOBER 9, 2024

Gabija Zemaityte The Tony Blair Institute for Global Change, among others, has argued that long-term fixed-rate mortgages (LTFRMs) could increase home ownership in the UK. The share of mortgages with longer fixes increased in the UK and internationally over the last decade. Persistently low interest rates over that period have supported demand for longer-fix products, including five-year fixes.

Marketing 110

Marketing US Policies Lending 110

Perficient

OCTOBER 7, 2024

Introduction A quick summary of the new official digital sign requirement of the FDIC is that effective January 1, 2025, this logo: must be replaced by this logo: For readers who missed part 1 of this series or want to reread the original blog can find it here. However, the new lengthy regulation raised many questions by the industry, and Perficient’s Financial Services Risk and Regulatory consultants have been researching answers and questioning regulators to provide in order to provide o

FDIC 221

FDIC Mobile Meeting Examples 221

South State Correspondent

OCTOBER 9, 2024

Your bank is likely full of silos. Deposits rarely coordinate with Loans, Loans seldom talk to Mortgage, Risk is often on the outside looking in, and no one talks to Marketing until it is too late. These silos frequently prevent executing a single strategy, hinder communication, and interfere with collaboration. As a result, banks often struggle with culture, the customer experience, and, most importantly – strategy.

Strategy 195

Strategy Resources Customer Experience Groups 195

Jack Henry

OCTOBER 8, 2024

Day 2 of Jack Henry™ Connect is Off to a Rousing Start! Last night’s Carnival Kickoff was a huge hit, offering a perfect blend of fun and networking. From the bumper cars to the rock-climbing wall to carnival games, attendees got a chance to relax and connect after a full day of learning. While the fun and games were fan favorites, the food and drinks were just as memorable.

Conference 97

Conference 97

Payments Dive

OCTOBER 10, 2024

Gov. Kathy Hochul signed a new law Wednesday requiring merchants to use a gun code, saying it could help prevent mass shootings.

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New York 448

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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ABA Community Banking

OCTOBER 7, 2024

ABA announced six banks are the recipients of the 2024 Brand Slam Awards, which honor exceptional bank marketing strategies. The post ABA recognizes six banks with national bank marketing awards appeared first on ABA Banking Journal.

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National Marketing Marketing Strategies Strategy 98

William Mills

OCTOBER 8, 2024

Our CEO, William Mills, attended this year’s FinovateFall in New York City, where he interviewed top fintech and financial services innovators to explore the latest technological advancements in the industry. Watch the full interview series below.

New York City 86

New York City Video New York Fintech 86

Jack Henry

OCTOBER 10, 2024

We’ve reached the final day of Jack Henry™ Connect, and what a week it’s been! The energy throughout this conference has been nothing short of electric.

Conference 97

Conference 97

Payments Dive

OCTOBER 11, 2024

The payments software provider announced a slew of new partnerships on Wednesday, also with Amazon and AMC Networks.

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Software Payments 396

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

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ATM Marketplace

OCTOBER 8, 2024

Even though it is heavily spelt out by regulators and others, the digitalization of financial services comes with increased security risks, even as it improves services and operating efficiencies.

Security 76

Security Regulation Operations 76

American Banker

OCTOBER 11, 2024

A Philadelphia-area credit union's landmark redlining settlement with the Department of Justice has prompted strong responses from the industry's regulator and its leading trade group.

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Philadelphia Regulation Groups Industry 83

Jack Henry

OCTOBER 7, 2024

Welcome to Phoenix, and welcome to Jack Henry Connect 2024! We’ve officially kicked off what promises to be a week filled with innovation, inspiration, and some serious fun. This year’s event is all about embracing humanity in the age of technology — and you can feel that focus from the very first session.

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Phoenix Innovation Technology 88

Payments Dive

OCTOBER 11, 2024

The department’s undersecretary for domestic finance, Nellie Liang, suggested state oversight of money transmitters was outdated in an era of electronic payments.

Payments 273

Payments 273

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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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ATM Marketplace

OCTOBER 11, 2024

A webinar on ATM Marketplace discussed the seven shields of ATM security.

ATM 101

ATM Security 101

American Banker

OCTOBER 8, 2024

Europe's top finance ministers are questioning the U.S.'s commitment to the global capital standards. The mistrust could have consequences for international regulatory efforts.

Capital 83

Capital US FDIC Policies 83

Jack Henry

OCTOBER 9, 2024

Your Jack Henry Connect 2024 Day 3 recap is here! Click to view the summary of today's events.

Conference 88

Conference 88

Payments Dive

OCTOBER 7, 2024

Fiserv has allowed Zūm Rails to use its embedded finance system to bring open banking and instant payments to Fiserv’s U.S. business customers.

Company 273

Company System Payments 273

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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.

Analysis

The Paypers

OCTOBER 7, 2024

US-based multinational technology corporation Meta has expanded its information-sharing partnership with banks across the UK to safeguard individuals against fraud and scams.

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Fraud US Technology 76

American Banker

OCTOBER 11, 2024

While companies trust banks and typically maintain their core relationship with them, the industry's dominant position is hardly set in stone, experts say.

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Survey Industry Company 87

Jack Henry

OCTOBER 11, 2024

Small business accounts ‒ widely regarded as a source of stable deposits, loans, and fee income ‒ have long been a cornerstone for many community and regional banks. Yet only 29% of businesses feel their bank truly understands their specific needs.

Regional 78

Regional Community Digital Banking Strategy 78

Payments Dive

OCTOBER 8, 2024

Sen. Dick Durbin threw his weight behind an Illinois law that would nix interchange fees on taxes and tips, supporting the edict in a court document filed Friday.

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Illinois Taxes 243

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Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se

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