PYMNTS

JANUARY 23, 2017

Dabbling in FinTech innovation, expanding internationally, integrating digital systems — businesses must make progress, but they’re facing unfamiliar threats as they make these moves. And we’re not just talking about cyberattacks. 40% more cyberbreaches impacted U.S. businesses in 2016 than the year prior, found CyberScout.

Survey 100

Survey Taxes Groups Analysis 100

Independent Banker

JANUARY 31, 2023

Everyone leaves the event with new information in hand to put into action back at their bank.” Tailored to the top priorities of community bankers, the educational programming at LIVE speaks to pressing topics such as workforce development, regulation and risk, and digital transformation and innovation.

Community 91

Community Honolulu Community Bank Leadership 91

CFPB Monitor

JANUARY 12, 2021

The Taskforce was charged with examining the existing legal and regulatory environment for consumers and financial services providers and making recommendations to the Bureau’s leadership for improving consumer financial laws and regulations. The report consists of two volumes. enforcement, rulemaking and supervision).

Report 78

Report Regulation Policies Compliance 78

Insights on Business

APRIL 2, 2019

The costs of running payments operations, complying with a myriad of regulations and enforcing payments standards are increasing. The future of payments will increasingly be shaped by fintechs who are quick to respond to market needs with new payment services that offer exceptional value and customer experience. The answer is yes.

Payments 125

Payments New York City Fraud New York 125

FICO

SEPTEMBER 9, 2021

In the United States, a customer must opt-in to this service for debit and ATM card transactions (required by the 2010 update to Regulation E) and a flat fee is applied per the terms and conditions of the program offered by the bank. New leadership at the CFPB has indicated that OD is on the agenda for a possible rulemaking.

ATM 52

ATM Regulation Policies Cards 52

Insights on Business

NOVEMBER 16, 2016

With 23 consecutive years of leadership in U.S. And we worked with a top-tier fintech who tested competitor websites from a client’s perspective, seeing how many clicks it would take to open an account or obtain financial information. patents, IBM knows a thing or two about creating a framework for innovation.

Innovation 117

Innovation Management User Experience Leadership 117

Chris Skinner

MAY 9, 2017

I got a very interesting heads-up yesterday to a campaign the European FinTech start-ups have kicked off to try and stop the big, nasty banks screwing them with their version of PSD2. This issue goes further than that. These legislative acts foster innovation and drive both competition and choice in the market. accountants, Start-ups etc.…)

Fintech 303

Fintech Innovation Leadership Data 303

Banking 2020

DECEMBER 16, 2014

The banking industry needs to evolve, and at the heart of that evolution is fresh leadership to shake up the mold. As the industry begins its revolution to rebuild and reassemble itself, it also needs to take a new look at leadership. Advancing Banking Talent and Leadership. Look back 25 years.

Leadership 52

Leadership Regional America Industry 52

Insights on Business

MAY 2, 2019

For more information on these investments please see our previous posts, “ What’s new in IBM GRC and OpenPages v8.0?” Driving out GRC related costs with improvements to efficiency and quality of information. This information needs to be in a consumable form, able to be shared with other stakeholders in a timely, relevant fashion.

Compliance 98

Compliance System Analytics Data 98

CFPB Monitor

JUNE 29, 2020

” Click here for more information and to register. The FDIC’s final rule amends Part 331 of Title 12 of the Code of Federal Regulations by providing the following language in 12 CFR §331.4(e) More importantly, it remains to be seen how state regulators react to the OCC and FDIC Madden -fix rules. to 1:00 p.m.

FDIC 60

FDIC National Analysis Regulation 60

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. Heavy-handed regulators. BNC shareholders got a terrific premium, a 47% dividend increase, and a continued leadership role for Richard D. Oh, by the way, that Fintech darling of two years ago Lending Club? The Credit Unions Can Act Like Fintech VCs Award. Payments chaos.

Conference 87

Conference Industry Community Bank Community 87

CB Insights

FEBRUARY 13, 2020

In an interview at CB Insights’ 2019 Future of Fintech conference, CFO and CPO William Gaybrick indicated that businesses are more constrained by developer resources than by capital. Leadership and board members. Company Leadership & Board Members. Stripe has assembled a leadership team with several industry veterans.

Online 98

Online Company Retail Payments 98

Abrigo

SEPTEMBER 14, 2022

Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. Those implementing regulations were coming. Proposed Rule. If they don’t?

Lending 195

Lending Data Regulation Community 195

Alex Jimenez

FEBRUARY 27, 2019

For four days I listened to all types of presenters, met with IBM and partner representatives, talked to people in all kinds of industries, and finally met in person a fintech-verse friend I have known for many years, Spiros Margaris. I was blown away by the great number of women, and people of color presenting and in leadership positions.

blockchain 40

blockchain Conference Security Innovation 40

PYMNTS

MARCH 31, 2020

This week’s look at payment rail innovation explores how corporates and FinTech providers embrace variety to ease friction in card acceptance, employee payroll and invoice payments. Faster Payments Council Names New Leadership. No one payment rail can solve every point of friction in B2B payments. In the U.K.,

Payments 193

Payments blockchain Cards cryptocurrency 193

Perficient

MAY 21, 2021

This user-based web app allows users to predict which products may be a good fit for their skin by creating a Flask app that allows users to view information on products and ingredients. CSS and Bootstrap were used to make it visually pretty and she seeded her Postgres database with stock information from the Alpha Advantage API.

Milwaukee 348

Milwaukee Software Course Detroit 348

Fintech Labs Insights

AUGUST 21, 2015

FundAmerica’s back-end compliance solutions include everything from AML and escrow services to payment processing and state dealer representation, in short all investment advisers, broker-dealers and others need to raise capital pursuant to 506(c), 506(b), Reg A+, and rule 4(a)(6) crowdfunding regulations. How it Works.

Las Vegas 12

Las Vegas Compliance Nevada Online 12

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. In 2021, there were more than 120 fintech IPOs in the U.S., Acquisition of the Year: Bank Acquiring a Fintech. Oh, what a mere 12 months can do.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. And Partners CEO John Janclaes helped put Kony on the market map in mid-size shops, even keynoting Kony’s conference with a leadership book in tow. GonzoBankers, 2019 was a year of extremes.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. The Bank Regulator Working for Merchants Award!

Fintech 192

Fintech Community Regional Technology 192

FICO

JUNE 12, 2017

That’s one issue we grappled with at FICO’s recent EMEA Risk Leadership Forum. It creates two new players – the Payment Initiation Services Provider (PISP) and the Account Information Services Provider (ASIP). FICO's Bruce Curry has noted that these new regulations sometimes conflict. But what does it mean for risk managers?

Risk Management 49

Risk Management Management Cards Leadership 49

FICO

AUGUST 29, 2017

This comment from a participant in our recent EMEA Risk Leadership Forum caused a lot of chuckles and nodding heads. In addition, despite what some enterprising fintechs might say, the value of this data would be far lower than the value of data with a stronger credit connection. Clickstream Data. Clickstream Data. Audio and Text Data.

Data 67

Data Analytics social media United States 67

CB Insights

MAY 23, 2019

Zenefits skirts compliance regulations. Mozido’s fintech fraud fiasco. In September, Theranos informed investors of its intentions to formally shut down. Zenefits skirts compliance regulations. Theranos and the revolutionary blood tests that never existed. The Honest Company not so honest about labeling.

Fraud 78

Fraud Las Vegas Company Capital 78

Gonzobanker

NOVEMBER 18, 2014

Vaynerchuk delivered our second favorite Gonzo quote of the event (keep reading for the first favorite), “The adage ‘We’re regulated’ is a scapegoat from doing cool s**t.” Fintech by the numbers: 5 CEOs, 10 stage lights, 2 flat panels, and 6 amps (with Hendrix-esque feedback). Man, we need some vision and leadership here.

Chicago 96

Chicago Retail Branch Design Training 96

Gonzobanker

DECEMBER 22, 2015

Regulator Award. The all-powerful banking regulator claimed that car dealers discriminated against minority borrowers—by guessing the race of borrowers based on last names and addresses in loan files, and claimed racism if the people they guessed were minorities seemed to be paying higher rates. Information Management Award.

Community Bank 60

Community Bank Apple Community Technology 60

CFPB Monitor

APRIL 26, 2022

First, they are consistent with the agency’s stated intent to increase scrutiny of fintech firms, as it could allow the CFPB to conduct in-depth examinations of fintech firms over which it presently has no clear supervisory jurisdiction. For more information and to register, click here.

New Jersey 146

New Jersey Maryland Pennsylvania Virginia 146

CFPB Monitor

NOVEMBER 9, 2020

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. We hope you can join us for this informative and valuable program. I will co-moderate both.

FDIC 78

FDIC Regulation Leadership Data 78

CFPB Monitor

FEBRUARY 3, 2020

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership and priorities of the CFPB, OCC, FDIC, and FTC have changed under the Trump Administration.

New York City 78

New York City San Francisco FDIC Chicago 78

CFPB Monitor

APRIL 18, 2019

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership of the CFPB, OCC, FDIC and FTC is now firmly under Republican control.

Chicago 68

Chicago FDIC Regulation Big Data 68

CFPB Monitor

FEBRUARY 12, 2019

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership of the CFPB, OCC, FDIC and FTC is now firmly under Republican control.

FDIC 68

FDIC San Francisco New York City New Jersey 68

CFPB Monitor

FEBRUARY 14, 2019

A new executive order signed by President Trump on February 11, 2019 is intended to maintain American leadership in artificial intelligence (AI) research and development (R &D). The order directs certain federal agencies to pursue various strategic objectives to promote and protect American advancement in AI.

Lending 84

Lending Community National Big Data 84

Insights on Business

JANUARY 28, 2019

Credit Suisse is facing an increasing number of regulations and laws each year, and there is no end in sight. Like many banks, Santander Bank had a myriad of security solutions that kept growing whenever new regulations arose. Also follow the social media platforms to stay informed with the latest updates : . IBMFintech Twitter.

San Francisco 87

San Francisco Analytics Albuquerque Security 87

Gonzobanker

DECEMBER 19, 2016

Hats off to a decade of strong leadership and hard work. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Hats off to a decade of strong leadership and hard work. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements.

Utah 60

Utah System Community Marketing 60

CFPB Monitor

SEPTEMBER 13, 2018

Before joining the CFPB, Mr. Watkins was in charge of fintech initiatives in the Arizona Attorney General’s office and led the state’s successful efforts to create the first “regulatory sandbox” in the United States which allows new financial technologies and products to be tested in a controlled environment with reduced regulatory risk.

Policies 60

Policies Arizona Regulation Innovation 60

PYMNTS

APRIL 9, 2016

That’s never been a real problem since shareholders aren’t looking to be entertained when they read the annual missive from the CEOs whose firms they own a share of; they are looking to be informed. The resurgent credit is a good thing – but a thing that needs to be nurtured and controlled – with regulation.

Regulation 100

Regulation Lending Omaha America 100