Chris Skinner

MAY 1, 2017

Back in December, I picked up on this new Office of the Comptroller of the Currency (OCC) Ruling to issue national FinTech bank charters. This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. An obscure regulatory debate has put the entire U.S.

America 211

America Fintech National Regulation 211

BankNXT

MARCH 20, 2017

The OCC has published a white paper on how to apply for a banking licence, says Chris Skinner, including details about the evaluation process and what will be involved. Will Apple Bank be the first new American fintech bank? on BankNXT.

Apple 75

Apple Fintech How To Innovation 75

American Banker

MARCH 31, 2016

A white paper released Thursday said the agency might issue new guidance on fintech product development, third-party risk management and new products targeting the underbanked; streamline its licensing procedures; and appoint experts on "responsible innovation."

Innovation 28

Innovation Management Fintech Risk Management 28

CFPB Monitor

JULY 13, 2016

While the CFPB has not yet held a public event devoted to FinTech or financial innovation, the Office of the Comptroller of the Currency (OCC) recently held a Forum On Supporting Financial Innovation in the Federal Banking System to discuss the agency’s approach to FinTech and other innovative products.

Innovation 60

Innovation Fintech Customer Experience Policies 60

Gonzobanker

JULY 21, 2021

A comparison of the relative amount of R&D spending at Big 3 versus other well-known technology providers paints a frightening picture for financial institutions that are relying on Big 3 vendors to steer their technology innovation. Download it here. The post But I Really Like My Technology Vendor! appeared first on Gonzobanker.

Technology 158

Technology Comparison Survey Financial Technology 158

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

American Banker

MAY 13, 2016

The Office of the Comptroller of the Currency's recent white paper is a great first step in promoting innovative collaboration between banks and fintech, but companies need clearer guidelines on what regulators expect of them.

Fintech 28

Fintech Guidelines Regulation Innovation 28

ForwardBanker

JUNE 7, 2016

The Office of Comptroller of the Currency (OCC) initiated a working group in 2015 to begin to assess the evolution of technology and innovation in financial services, resulting in publication of a white paper at end of Q1, and requested industry comments on strategic questions.

Innovation 28

Innovation Groups Industry Technology 28

Insights on Business

JUNE 18, 2019

In the IBM white paper “ A new era of technology-enabled financial risk management ,” discover in greater detail how to apply emerging technologies to help modernize risk management capabilities. Explore all these topics in the IBM white paper, “ A new era of technology-enabled financial risk management.”

Risk Management 185

Risk Management Technology Management Big Data 185

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.

Fintech 190

Fintech Community Regional Technology 190

Insights on Business

NOVEMBER 12, 2018

We invite you to read the recently published IBM white paper, Transforming Governance, Risk and Compliance: Empowering the first line of defense with cognitive capabilities and enhanced user experience to learn more about the state of current GRC strategies and their shortcomings. Increasing your ROI with IBM OpenPages with Watson.

Compliance 107

Compliance Technology User Experience Analytics 107

PYMNTS

MARCH 1, 2017

Needless to say, banks are feeling the pressure on all fronts to get their capabilities aligned with what the innovators around them are already providing. Managing costs and finding revenue opportunities within a low-interest rate environment is a huge challenge for banks, many of which can’t afford to take on the cost of innovation.

Payments 100

Payments System Fintech Regulation 100

FICO

AUGUST 1, 2018

With new software and fintech disruptors setting new expectations around the pace of onboarding in the acquirer space, merchant onboarding timelines had been drastically reduced. [/caption]. Merchant Onboarding: The need for speed. With its first foray into decision management, Worldpay wanted to accelerate merchant onboarding.

Management 58

Management DC Examples Customer Experience 58

Insights on Business

FEBRUARY 11, 2019

It leverages open source technologies like containers, Kubernetes, Helm and Cloud Foundry to deliver the benefits of public cloud but with the control of private.

Compliance 87

Compliance Security Big Data Analytics 87

Insights on Business

JULY 30, 2019

Explore these ideas in more depth in the IBM white paper A new era of technology-enabled financial risk management. Organizations that wait to adapt to these capabilities however may find themselves lagging in competitive capabilities and regulatory compliance. Learn more about IBM regulatory technology at ibm.com/RegTech.

Risk Management 70

Risk Management Analytics Technology Management 70

Gonzobanker

OCTOBER 16, 2017

JHA had been searching for a processing partner for over a year because its platform was lacking in product innovation. However, with this added revenue stream, PSCU should come to market even faster with increased innovation for its platform. What follows is a list of the vendors Cornerstone sees in 85% of our card selection projects.

Omaha 75

Omaha Cards Fraud Innovation 75

Insights on Business

SEPTEMBER 8, 2016

Revenue and profits are stagnating while investment in fintechs is surging. And it’s a much needed influx of innovation. But they’re doing it tactically, knowing all the while they cannot save their way to prosperity. At the same time, commoditization is hitting both commercial and retail banks.

Study 70

Study social media Compliance Operations 70

William Mills

MAY 11, 2016

01:15 pm 10 Reasons Why Fintech Startups Fail. Download our latest white paper that discusses what it really takes to develop a successful Fintech startup. This company provides unstructured content analysis for fintech. Blake Wood (SVP & Director, Program Innovation). Delta CU approved her mortgage.

Video 40

Video Lending social media Analytics 40

CFPB Monitor

APRIL 19, 2022

At the end of last year, we completed a months-long project in updating and expanding a 2017 White Paper addressing bank-model lending—programs involving partnerships between banks (or savings associations) and fintech or other nonbank companies in the interstate delivery of loans.

California 78

California Innovation Utah United States 78

William Mills

MAY 10, 2016

OurCrowd is bringing a fintech solution to the process of sourcing and managing deals. This is car-title lending updated by fintech. ^SR Some of the top companies in fintech are gathered for the Spring Finovate conference in San Jose. We expect to see innovations in mobile, security, analytics, customer experience, and more. ^SR.

San Jose 40

San Jose Customer Experience Mobile social media 40

William Mills

MAY 11, 2016

Presenting a programmable cloud – a fintech platform. ^KT. Katerina Frolovicheva (MD, Technologies Innovations). This is a leading bank in Russia, with a track record of fintech innovation. David Carr (Innovation Manager). Speaking so much about payments are still so paper-based and they don’t need to be.

Video 40

Video Mobile social media Data 40

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. We believe the full potential of FinTech can only be realized through partnerships that leverage the best of our collective assets. Everybody wants a value. Doug McMillon, CEO of Walmart.

Payments 205

Payments Apple New York City Retail 205

Gonzobanker

DECEMBER 22, 2015

Bank Innovation named Jill one of the 10 most innovative CEOs in banking for 2015, and we doubt that Bank Innovation would know who Jill is if not for her presence on Twitter. Take this brief survey (5-7 minutes) and receive: “Insights into 2016,” a free white paper with study results and recommendations for 2016.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

MARCH 10, 2017

In a world where convergence is coming faster than any white paper can articulate, O’Connell said it’s more important than ever for payments players to ensure their payments networks are responsible, safe, secure and fair. Coopetition Is Key .

Payments 168

Payments Innovation Security Community 168

Insights on Business

AUGUST 6, 2019

Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.

Payments 96

Payments Risk Management Innovation Analytics 96

Insights on Business

AUGUST 6, 2019

Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.

Payments 70

Payments Risk Management Innovation Analytics 70

Chris Skinner

MARCH 17, 2017

On Wednesday the American Office of the Comptroller of the Currency (OCC)* followed up on its promise last December to introduce a national bank charter for Fintech bank startups by issuing a white paper on how to apply for a licence, the evaluation process and what will be involved.

Apple 307

Apple Innovation Fintech United States 307

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. Auto-financing is ripe for innovation. 10:50 am Moonraft Innovation Labs – [link] – @moonraft. Our platform is open source, which makes it more reliable, innovative and secure. Check back for new updates throughout the day. I’ve seen these folks before, it’s pretty slick.

social media 40

social media ATM Mobile Customer Experience 40

William Mills

SEPTEMBER 7, 2016

Their API is already integrated in a few core systems and other fintech necessitates. Charlotte, NC-based tech company founded eight years ago by a 14-year FinTech veteran from FIS. Besides Georgia, Texas seems to be a hot area for FinTech companies. Provides mobile banking to banks and credit unions. Partner with Geezeo.

Mobile 40

Mobile Cards Fraud Data 40

Insights on Business

DECEMBER 14, 2016

However, in light of macroeconomic challenges, increased regulation, and competition from fintechs (particularly for the highest value retail, product, and payments opportunities) revenue growth has remained sluggish. For a white paper on Radical Transformation in Financial Services, go to: https://www-01.ibm.com/marketing/iwm/dre/signup?source=mrs-form-10102&S_PKG=ov55254.

social media 70

social media United States Operations Regulation 70

PYMNTS

JUNE 18, 2019

After that it is Facebook’s vision that the rails will become permissionless and open to all to encourage broad participation, innovation and application development. Tomorrow’s innovation may just be an idea today. The initial use case for Calibra will be P2P payments, cross-border. On that, I am not so sure.

Payments 246

Payments Regulation blockchain cryptocurrency 246

Bussman Advisory

DECEMBER 13, 2017

In fintech, the two most promising use cases remain payments (where there are $50–60 billion of potential savings to be had) and trade finance (which stands to save some $15 billion). As we’ve already begun to see, it will be harder to get funding simply on the back of a white paper. Scalability and ecosystems.

blockchain 40

blockchain cryptocurrency Industry Examples 40

Gonzobanker

FEBRUARY 9, 2017

However, these same bankers operate with digital customer acquisition and cross-sell capabilities that look more like a government bureaucracy than an agile innovator. vendors in breakout sessions, there were no gritty discussions of how banks, technology providers and FinTechs can work together productively to drive future value.

Arizona 60

Arizona Conference Technology Washington 60

Gonzobanker

FEBRUARY 9, 2017

However, these same bankers operate with digital customer acquisition and cross-sell capabilities that look more like a government bureaucracy than an agile innovator. vendors in breakout sessions, there were no gritty discussions of how banks, technology providers and FinTechs can work together productively to drive future value.

Arizona 60

Arizona Conference Technology Washington 60

CB Insights

MAY 15, 2019

As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. One popular approach: in-house financial innovation labs. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78