PYMNTS

OCTOBER 21, 2020

The move comes on the heels of T-Mobile’s announcement last month that it had flipped the switch on mid-band 5G towers in 90 cities and towns across the United States, with plans to add thousands more by the end of the year.

Mobile 209

Mobile Innovation United States Apple 209

PYMNTS

JANUARY 30, 2020

This payment rail’s use is going strong in the United States, with debit card penetration reaching 78 percent in 2018. Financial institutions (FIs) cannot simply expect the popularity of debit to persist unaided, however, and must continue to innovate to keep fraud rates at a minimum. The solution is.

Security 182

Security Fraud ATM Cards 182

PYMNTS

FEBRUARY 5, 2019

5), AEVI and Secure Trading/acquiring.com said they have teamed up to offer a POS solution that focuses on white-labeled, standalone and semi-integrated hardware and services. This partnership will be at the forefront of this innovation.”. On Tuesday (Feb. The AEVI payment app is vendor-agnostic.

Security 122

Security United States blockchain Innovation 122

PYMNTS

AUGUST 26, 2019

Pretty much everyone needs medicine at one or another, and that need is helping to drive retail innovation and attempts at disruption in the pharmacy business. After its parent company announced plans earlier this year to close 200 stores in the United Kingdom, Walgreens is looking to shutter 200 locations in the United States.

Retail 136

Retail Innovation United States ATM 136

PYMNTS

AUGUST 1, 2019

But how much are FIs really investing in blockchain and artificial intelligence (AI) compared to more foundational innovations? The latest Innovation Readiness Playbook looks at where FIs have been focusing over the past three years and what their plans are for the near future. When asked about specific innovations, 56.1

Innovation 142

Innovation UX Analytics Study 142

Perficient

FEBRUARY 2, 2023

Security/Biometric Payments With the widespread popularity of digital payments continuing to grow, security remains at the forefront of concern for payment companies and their vendor partners. To use this offering, cardholders enrolled a fingerprint to have securely stored on their card.

Industry 471

Industry Trends social media Payments 471

PYMNTS

APRIL 27, 2020

What’s more, all of this must be accomplished in complex regulatory and security environments, with the omnipresent threats of hacking and fraud. PYMNTS latest research series, Beyond The Card: Innovating The Next Generation Of Credit Solutions , a collaboration with i2c , sets out to chart this complex and evolving landscape.

Cards 226

Cards Fintech United States Case Study 226

PYMNTS

APRIL 1, 2020

Customers today expect to be able to access financial services instantly, which can put pressure on CUs that need to stretch restricted technology budgets into innovative new features. percent reporting in the PYMNTS Credit Union Innovation Index that they would switch financial institutions (FIs) due to a lack of innovation.

United States 181

United States Innovation Online Tools 181

PYMNTS

NOVEMBER 3, 2019

The company had planned to release its blockchain project, TON, until the company was sued by the United States Securities and Exchange Commission (SEC), which declared grams were unregistered securities. In a filing, the startup explained that the sale of “Crowd SAFE” securities will run through the end of January 2020.

blockchain 100

blockchain Security United States Bitcoin 100

PYMNTS

DECEMBER 31, 2020

This study assessed how restaurants’ customer engagement strategies have evolved since the pandemic's onset, and helped identify the key digital innovations that can help restaurants deliver improved user experiences and boost their average unit volumes (AUVs). percent trust that their information is secure. Key Data Points: 68.2

Data 277

Data Innovation Payments Millennials 277

PYMNTS

JANUARY 28, 2020

In the January Credit Union Tracker , PYMNTS explores the latest in the world of CUs, including a retrospective look at the CU industry in the 2010s, an examination of hybrid cloud technology and a new synthetic identity security threat that could steal hundreds of thousands of dollars. Around The Credit Union World. billion in 2009 to $1.54

Innovation 155

Innovation St. Louis Fraud United States 155

PYMNTS

DECEMBER 18, 2019

The coffee company, which has 603 locations throughout the United States, recently revamped its rewards system, Caribou Perks, to compete against industry heavyweights. Another innovation Caribou implemented post-release was targeted recommendations. Keeping The Cup Secure. How Caribou modernized its rewards system.

Mobile 130

Mobile Innovation System Security 130

PYMNTS

SEPTEMBER 11, 2020

The United States may have some of the world's best cryptographers working for the National Security Agency and other spy shops, but the Internal Revenue Service (IRS) is crowdsourcing at least part of its effort to beat the algorithms that cloak information about certain cryptocurrencies. Even the U.S.

cryptocurrency 241

cryptocurrency United States Security Bitcoin 241

PYMNTS

JANUARY 8, 2021

Kount’s staff members will become a part of Equifax’s United States Information Solutions (USIS) business unit and will still be based in Boise, Idaho, according to a Friday (Jan. The deal, which is anticipated to close in Q1 of 2021, is subject to “customary closing conditions and regulatory review,” the announcement stated.

Idaho 295

Idaho Fraud United States Customer Experience 295

PYMNTS

NOVEMBER 14, 2019

Sports are big business around the globe, so it comes as no surprise that retail innovation constantly takes place within that industry, and in combination with payments. However, mobile concession ordering apps like FanFood still encounter their fair share of security and logistical challenges. Working from the Bottom Up.

Mobile 129

Mobile Innovation San Jose Iowa 129

PYMNTS

APRIL 2, 2020

Competition for customers — especially millennials — from larger banks and FIs has long required credit unions to keep pace with their more innovative counterparts. This often means providing digital solutions and convenient banking options despite smaller technology and innovation budgets, however.

United States 174

United States Security Innovation Mobile 174

PYMNTS

JUNE 11, 2018

It will be possible to support emerging areas, such as the gig economy, with innovative new service products like insurance. 60 percent – 70 percent: Share of data breaches that happen in the United States. 60 percent – 70 percent: Share of data breaches that happen in the United States.

Security 100

Security United States New York Data 100

PYMNTS

NOVEMBER 19, 2020

19) unveiled a major upgrade to Xoom , enabling customers across the United States to use the mobile payments app to send money straight to the bank account of a family member, friend or another recipient. PayPal is upping its mobile payments game. PayPal on Thursday (Nov.

United States 263

United States US Mobile Cards 263

PYMNTS

JULY 22, 2019

Brazil is an advanced market — so advanced, according to Atassi, that one could argue it’s ahead of the United States in terms of the level of digital service consumers can routinely expect. The Latin American market isn’t going to slow down — not from an innovation standpoint, and not from a regulatory standpoint.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

APRIL 8, 2020

For all their shortcomings, paper checks provide a measure of comfort and security, especially in dealing with large sums. Yet, this sense of security is in many ways a false one. The Playbook focuses in particular on two types of innovations: virtual cards and eInvoices. Federal Reserve.

Study 224

Study United States Innovation Security 224

PYMNTS

AUGUST 20, 2019

In the wake of the Capital One data breach that exposed data tied to 100 million individuals in the United States comes a warning that there really are not any places to hide. And, as noted in the study, technical limitations and complexity remain barriers to innovation for many FIs. No rest for banks amid the hackers.

Data 176

Data Security Capital United States 176

PYMNTS

MAY 3, 2016

Patent 9,294,448 covering digital biometric technology by the United States Patent and Trademark Office. The patent serves as an extension of mSIGNIA’s previous patent covering cryptographic security functions based on anticipated changes in dynamic minutiae.

Security 100

Security User Experience United States Data 100

PYMNTS

JULY 10, 2020

The end goal: to speed innovation toward new products and services while keeping fraudsters out. The need for both innovation and security comes at a time when open banking is gaining a foothold in the United States due in part to the pandemic. The Pandemic Is Speeding Innovation Up. In the U.S.,

Data 272

Data Innovation Fintech Illinois 272

Bank Innovation

MARCH 27, 2020

In a week that saw the coronavirus pandemic amplify in the United States, the fintech sector continued to weather economic dislocation and uncertainty. But even amid this uncertainty, fintech companies began formulating strategies to help banking and consumers emerge from the crisis with better tools and solutions.

Fintech 259

Fintech United States Tools Strategy 259

PYMNTS

SEPTEMBER 29, 2017

PingPong is yet another innovative FinTech player that chose Luxembourg as its EU hub. The EU’s PI licensing requirements are especially stringent, with strict requirements on PI infrastructure, shareholder qualifications, Know Your Customer (KYC) and AML policies and information security programs.

Security 129

Security Payments Fintech United States 129

PYMNTS

JANUARY 24, 2020

In today’s top news, The Clearing House (TCH) is increasing the value limit for general transactions on the TCH-operated real-time payments (RTP) network, Verizon is working with financial firm Synchrony to put out its own consumer card and the United States is moving to get tough on the sale of counterfeit merchandise through eCommerce.

Cards 130

Cards United States Payments Innovation 130

PYMNTS

MAY 29, 2020

We have deep dives on Main Street’s digital shift, ATM innovation and PPP loans. The pandemic has sped up the digital roadmap for everyone in financial services, providing for more innovation in the last few months than had been seen during several years. Innovating The ATM Beyond Cash. The Flaw In Demonizing Big Tech.

Maine 130

Maine ATM Innovation Millennials 130

Abrigo

JULY 9, 2024

Takeaway 1 FinCEN’s proposed new AML/CFT program rule is intended to redirect AML/CFT programs to focus on the highest-risk areas, using innovative techniques and a goal-oriented approach. financial system and national security and aim to ensure institutions focus on the most pressing risks. trillion in illicit flow of funds.

Compliance 221

Compliance Fraud Regulation National 221

PYMNTS

JUNE 24, 2020

The United States economy is steadily reemerging from the COVID-19 pandemic-induced shutdown. In the inaugural edition of the Next-Gen Payroll Tracker® , a partnership with ADP® , PYMNTS examines these trends and technologies and the role they can play in improving workers’ financial security and sense of wellbeing.

Meeting 236

Meeting Trends Cards Innovation 236

PYMNTS

NOVEMBER 13, 2020

Peter Brandt said on Twitter that the Securities and Exchange Commission would have declared XRP a security if it “understood cryptos,” per Cointelegraph. Other locations under consideration include Singapore, Switzerland, the United Arab Emirates and Japan.

blockchain 257

blockchain San Francisco United States Security 257

PYMNTS

DECEMBER 23, 2020

News came this week that the United States Securities and Exchange Commission has filed suit against Ripple over its XRP cryptocurrency. billion unregistered securities offering, and named CEO Brad Garlinghouse and Co-Founder Chris Larsen in the suit. It’s an attack on the entire crypto industry and American innovation.”

cryptocurrency 234

cryptocurrency Security Bitcoin Regulation 234

PYMNTS

FEBRUARY 17, 2020

Governments and institutions in Europe, India and the United States are experimenting with IoT solutions to enhance city life, and the technology is expected to create between $4 trillion to $11 trillion in value over the next several years. Security and IoT growth challenges.

Security 252

Security Data United States Florida 252

PYMNTS

SEPTEMBER 28, 2018

Securities and Exchange Commission (SEC) chairman Jay Clayton. In addition, the letter writers warned that the ambiguity around the treatment of digital token sales and offers could cause innovation to move to other countries. As such, they can expect to come under the regulatory control of the SEC and relevant securities laws.

Regulation 139

Regulation San Francisco US Bitcoin 139

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. Yes, the government(s) stepped in around the world, and here in the United States, $1.5 It should be noted that almost all mortgage security finance (i.e.,

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

NOVEMBER 6, 2017

The Social Security number (SSN) was never meant to get this much attention. In a wide-ranging discussion, Socure CEO Sunil Madhu and PYMNTS’ Karen Webster discussed the brave new world of identity security and verification, and what those terms mean when it should be assumed that all of your data has been compromised.

Security 109

Security Data Fraud Regulation 109

PYMNTS

MARCH 17, 2017

But on the second day of Innovation Project 2017, eyes were beyond Beantown and cast toward the world at large. The movement toward financial inclusion, and toward a consumer experience that is seamless and intuitive and secure, is one that brings companies to share process and perhaps even prosperity. Connectivity and Collaboration.

Innovation 103

Innovation Lending Boston Security 103

PYMNTS

MAY 21, 2020

As politicians across the globe grapple with the pandemic’s continued economic fallout and the need to get stimulus funds to individuals, corporations and even local governments with speed and security, digital delivery of those dollars is likely to gain increasing traction. As reported in this space last month, the efforts are still nascent.

United States 244

United States Regional cryptocurrency Retail 244