Abrigo

OCTOBER 17, 2023

Why change management is vital for banks and credit unions Regulators promote change management to manage risk, but banks and credit unions can also achieve important benefits when they manage change. This article describes recent comments by financial regulators about managing change.

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Management Lending Risk Management Strategy 195

Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Market conditions. Current rate and market conditions. Commercial growth strategies.

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Strategy Lending Risk Management Analysis 195

Abrigo

SEPTEMBER 23, 2024

Data for banks & credit unions Real-time pricing trends for loans Now that the Fed has lowerered interest rates , financial institutions will want to carefully monitor current loan interest rate trends in their markets to remain competitive as rates drop.

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Lending Trends Risk Management Data 195

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." Signs of increased activity ahead. Watch webinar.

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Management Risk Management Policies Lending 195

Abrigo

FEBRUARY 6, 2024

Register Takeaway 1 Credit unions developing or tightening up an existing MBL strategy should start by engaging the board of directors to outline goals. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

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Lending How To Risk Management Policies 221

Perficient

AUGUST 15, 2024

– These are the exact words (with a couple of expletives, that I cannot quote here) – a senior fund administrator from a large investment firm uttered when we were presenting about environment aware financial risk management. Its fairly clear that as an Investor, good long-term investments is a basic, tried and trusted strategy.

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Risk Management Resources Regulation Community 221

Abrigo

AUGUST 30, 2024

The FHLB was established in 1932 during the Great Depression as a way to prop up a problematic housing market. Capital rules are also being reassessed for members and the FHLB themselves in an effort to ensure greater financial stability and risk management. Abrigo is here to help.

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San Francisco Risk Management New York Capital 195

PopularBank

MAY 8, 2020

By investing for retirement through your employer-sponsored plan, you are helping to manage a critically important financial risk: the chance that you will outlive your money. But choosing to participate is just one step in your financial risk management strategy. Market risk. Here are just a few.

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Risk Management Management United States Strategy 72

Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. They’ve also focused on managing interest rate risk in a rising rate environment. The institution can more easily capitalize on opportunities and avoid unnecessary risk.

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Lending Risk Management Community Management 221

Abrigo

OCTOBER 23, 2014

But how can this growth be managed appropriately? Community banks certainly want to remain conservative with risks and follow regulations. But whether outsourced or not, senior management needs to have “high quality, timely portfolio information” so they can make better loan decisions over time.

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Risk Management Management Lending Resources 186

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. In severe cases, banks might have to take the drastic measure of closing accounts altogether.

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How To Management Report Strategy 245

Abrigo

FEBRUARY 16, 2024

Takeaway 2 With proper planning and effective strategies, the scheduling process can be made more manageable at your financial institution. Takeaway 3 Credit analysts need training to understand the working capital cycle, look for hidden risks, and be aware of accounting changes.

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Training Risk Management Analysis Policies 195

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. You might also like this webinar, "ALM Basics: Best Practices in Measuring, Monitoring, and Controlling Interest Rate Risk" WATCH.

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South State Correspondent

JUNE 18, 2024

Community banks do have a few strategies for mitigating COF pressures. However, community banks need to price these relationships accordingly, provide meaningful and differentiated products, and hire staff competent to sell treasury management services. Second, community banks should spend more on retail deposit marketing and staffing.

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Community Bank Community Risk Management Management 195

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions. Would you like other articles like this in your inbox?

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Resources Risk Management Study Strategy 195

Abrigo

AUGUST 5, 2020

Many of the goals and strategies financial institutions had put in place earlier this year have been upended by the coronavirus pandemic. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution. Improving loan grading in a recession.

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Perficient

JUNE 25, 2024

Market making eventually transitioned to phone-based systems, with computers providing real-time information, valuations and forecasts for traders. In time, computers took on a more active role, not only providing information but also assisting and guiding traders’ actions, supporting faster execution and more complex strategies.

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Case Study Risk Management Analysis Innovation 221

PYMNTS

NOVEMBER 5, 2018

TreasuryXpress has announced a partnership with Hedgebook , a global provider of Cloud financial risk and derivative management software, to enable underserved mid-market treasury organizations with complex cash and risk management requirements.

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Marketing Risk Management Resources User Experience 128

PYMNTS

JUNE 27, 2018

Exposure to the risks of endless shifts of foreign exchange (FX) rates keeps executives on their toes: Deloitte recently found FX volatility to be the most common concern among surveyed corporate treasurers. Yet, understanding and developing a clear strategy for FX risk mitigation can be elusive, even for the largest firms.

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Strategy Risk Management Management cryptocurrency 134

CB Insights

FEBRUARY 23, 2023

What is crypto market data & intelligence? Crypto market data & intelligence companies provide blockchain data and analytics platforms for institutional investors and traders. Clients can track crypto portfolios, tokens, protocols, and exchanges to inform their strategies. Want the full expert post?

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Trends Marketing Report Data 62

PYMNTS

MAY 27, 2020

as its new chief strategy officer. He will bring some incredible experience and new insights as we continue to deliver on Visa’s strategy, build stronger client relationships and grow our business.”. To lead strategic planning for the firm overall and in conjunction with its regional teams, Chris Newkirk is coming to Visa Inc.

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Strategy Leadership United States Washington 131

Abrigo

AUGUST 5, 2019

“I don’t think there’s any more important topic at this time in our recovery in the economy and the state of community financial institution management,” said Dave Koch, Managing Director of Advisory Services at Abrigo on the topic of core deposits. Develop your pricing strategy relative to the behavior of deposits.

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Management Study Strategy Trends 150

Bobsguide

MARCH 12, 2022

Today, we are proud to have won the prestigious Best Modeling Innovation accolade at Risk Markets Technology Awards 2022. CompatibL’s market generator models are an industry first technology, based on pioneering research by quant experts. Last year, financial markets experienced an unprecedented upheaval.

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Technology Marketing Risk Management Innovation 78

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. The disparities across industries highlight the need for tailored strategies by lenders.

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Lending Trends Capital Strategy 221

Perficient

JULY 10, 2023

In this blog, we will define reputational risk as it pertains to the financial services industry, discuss the heightened role of trust and reputation within the industry, and offer strategies for controlling the narrative of a financial services institution in the face of a crisis.

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social media Risk Management Analysis Industry 170

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions.

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Report Risk Management Capital Data 195

South State Correspondent

APRIL 4, 2024

Secular changes occur over many business cycles, tend to be slow-moving, and are more difficult to manage with business strategy. However, because bank capital has an average expected life of 15 to 20 years, bank managers must gauge and react to secular changes that will impact their business model.

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Risk Management Community Bank Policies Community 195

PYMNTS

JANUARY 28, 2019

Corporates aren’t prepared to tackle the headwinds of market risks, according to two separate reports released last week. The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. .

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Management Risk Management Survey Security 145

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. They also give the lender tools to monitor and manage the situation.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

DECEMBER 14, 2023

Learn how to tap your data to generate management insights. The following steps can help narrow it down and focus your goals: Send out a simple, future-oriented survey to the board and executive management (read on for sample questions) to determine strengths, weaknesses, opportunities, and threats to your financial institution.

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Lending Risk Management Meeting Survey 221

Abrigo

AUGUST 13, 2024

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listening to podcasts can help them manage risk, drive growth, and fight financial crime. You're not alone. Indeed, with 3.4

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Fraud Community Community Bank Lending 221

PYMNTS

SEPTEMBER 11, 2018

According to Jay Wissema, director of business development at cross-border payment solutions provider Volopa, recent events in the global markets have heightened awareness of the importance of foreign exchange volatility risk mitigation. Part of SMBs efforts’ to address a volatile market should be FX risk mitigation.

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Tools Management Strategy Survey 100

PYMNTS

APRIL 16, 2019

It’s earnings season once again, with executives and shareholders hanging on the numbers of revenues, profits and market growth. In a new report from Maine Pointe and the Global Supply Chain Institute , researchers laid out the correlation between the development of a holistic supply chain strategy and an increase in shareholder value.

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Strategy Tennessee Maine Management 109

South State Correspondent

MARCH 14, 2024

Focusing on the Right Aspects of Strategy If you look at the sensitivity in a bank’s budget, $1 of investment in a new line of business usually doesn’t break even for two to three years. $1 This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.)

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Innovation Strategy Capital Comparison 195

South State Correspondent

FEBRUARY 8, 2023

The current yield curve presents various challenges for community bankers for revenue generation and risk management. In future articles, we will discuss how some top-performing banks are deploying strategies for deposits, loans, and risk management in the current interest rate environment.

Community Bank 195

Community Bank Community Risk Management Strategy 195

Abrigo

SEPTEMBER 6, 2024

You might also like this webinar, "Tackling operational risks: Strategies for check fraud and ransomware prevention." real estate market alone. Enhanced risk management: As AML/CFT obligations expand to include real estate transactions and investment advisers, risk management strategies for financial institutions must adapt.

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Compliance Training Fraud Regulation 195

South State Correspondent

JANUARY 30, 2023

Rising funding costs and decreasing liquidity at community banks are causing managers to change pricing methodology for new credits. The strategy requiring minimum commercial credit spreads may be well-intentioned, but the results for banks may be unintended. The drop in liquidity ratios is expected to accelerate through 2023.

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Community Bank Community Strategy Management 195