PYMNTS

AUGUST 5, 2020

billion) write-down as a result of a bigger-than-expected decline in sales, as demand for its range of alcoholic beverages has plummeted in nearly all markets. By region, Diageo’s Asia sales saw the biggest drop at 16 percent. However, not all regions showed declines: North America bucked the trend and saw its sales rise 2 percent.

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South Carolina US America Regional 140

BankUnderground

FEBRUARY 9, 2023

The nature of this research design allows us to account for unobservable and time-invariant property characteristics, by examining the effect of floods on property prices both before and after Flood Re came in. If you want to get in touch, please email us at bankunderground@bankofengland.co.uk or leave a comment below.

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Marketing Policies Regional Data 98

PYMNTS

MARCH 12, 2019

Federal Reserve Governor Lael Brainard said on Tuesday (March 12) that a more flexible look at banks through the lens of the Community Reinvestment Act (CRA) could potentially make capital available for regions outside the usual areas financial institutions cater to.

US 108

US Community Regional Lending 108

Perficient

SEPTEMBER 19, 2023

And our team of industry experts is excited to connect, collaborate, and address the most pressing business needs of national and regional carriers. Disrupt to win in the increasingly competitive insurance market. Explore why leading insurance carriers count on us to drive results. What Matters Most to Insurers in 2023?

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Conference Strategy Innovation Industry 221

PYMNTS

OCTOBER 9, 2019

The incidences of injuries and deaths have, the newswire said, been linked to what are being termed “makeshift brands” other than the dominant market player, Juul Labs. In an announcement, the CDC stated that “All patients have reported a history of using e-cigarette, or vaping, products. territory.

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US United States Report Regional 109

Perficient

SEPTEMBER 20, 2020

First of all, we’re big believers in the power of sports marketing – we have great partnerships with MLB’s St. The benefits of those relationships do drive some national exposure for us but the branding benefits accrue primarily in the specific markets. Louis Cardinals , the NHL’s St. Open performance.

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St. Louis Dallas US Course 340

CB Insights

SEPTEMBER 24, 2018

The CB Insights newsletter (subscribe here ) recently featured the image below highlighting that Taco Bell has been voted the best Mexican restaurant in the US. We received a response from a subscriber explaining the trick that market researchers use to do this. Join 450,000+ folks who get our newsletter.

Marketing 50

Marketing Regional San Francisco New York 50

FICO

AUGUST 18, 2021

This post explores the credit card trends in the US, UK and Canada, reviewing regional differences and focussing on the impact of the pandemic. Lenders will need to react swiftly and strategically to potentially quick changing economic conditions and optimise the use of the data available to them. Canada is nearly double the US.

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Trends US Cards Regional 52

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

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Fintech San Francisco National Innovation 211

PYMNTS

FEBRUARY 6, 2020

And while enthusiasm for expanding opportunities to access the Chinese market and its billion-plus consumers is as avid as it’s ever been — as evidenced by last week’s announcement of PayPal and UnionPay’s global payments partnership — the bigger commerce story has expanded beyond China in the last few years.

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Regional Marketing social media Online 154

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). A graph for SouthState Bank appears below.

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Community Bank Community Analysis Industry 195

PYMNTS

SEPTEMBER 14, 2020

Middle Eastern finance group Emirates National Bank Dubai (NBD) has deployed a centralized international payments hub on Tata Consultancy Services ' TCS BaNCS For Payments, according to a press release , which will help to boost payments in numerous countries across the world.

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Payments Operations Regional Innovation 175

BankUnderground

JUNE 27, 2023

Average prices have already fallen by 1–2% in the UK and by more in the US. In this post I show that historically there have been large differences in how an interest rate shock affects prices in different areas of the country, even though interest rates are determined nationally. Now interest rates are rising.

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Regional Policies US Study 117

Bobsguide

APRIL 13, 2022

Dubai, UAE – April 13, 2022 – Finastra today announced that Banque Misr, the second largest national bank in Egypt with international presence, has selected Fusion Trade Innovation and Fusion Corporate Channels to digitalize its trade finance services and provide a premium user experience.

Regional 113

Regional Innovation User Experience Software 113

PYMNTS

NOVEMBER 8, 2019

Moo will replace Torsten Linke, who was appointed the head of global India and developed markets. Linke’s new role will include both onshore and offshore Indian markets, Japan and the Asia business managed out of Switzerland. He previously held roles including head of Asia Pacific alternative capital markets in Hong Kong. “We

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Survey Management Regional US 100

TheGuardian

MARCH 17, 2023

In today’s newsletter: We’re far from financial crisis territory, but share crashes have caused some fright in the markets. First, the collapse of Silicon Valley Bank in the US caused jitters in markets that spread across the world. The national absence rate was 7.6%, compared with 4%-5% seen before the pandemic.

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How To US Video Regional 80

South State Correspondent

JULY 7, 2024

If rates fall during that period, the borrower will ask the lender to reprice to market or threaten to take business elsewhere. In a competitive market for commercial loans, every feature that can preserve credit quality or maintain pricing can be valuable to the lender.

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Lending Community Bank Community Exercises 195

South State Correspondent

FEBRUARY 20, 2022

Unfortunately, current market dynamics are making it hard for community banks to outcompete for these better borrowing relationships. The current US yield curve is flat between three and 30 years. Using Loan Maturity as Differentiation. Many lenders in the market readily offer commercial fixed-rate loans for up to five years.

Community Bank 195

Community Bank Community Marketing Regional 195

PYMNTS

SEPTEMBER 22, 2017

Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. Toys R Us: Toys Were Us? But we think the winner of the fizzle of the week top spot has some serious consequences for all of us.

US 108

US Apple Innovation Regulation 108

South State Correspondent

MARCH 16, 2022

In a competitive market for commercial loans, every feature that can preserve credit quality or maintain pricing can be valuable to the lender. Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates.

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How To Community Bank Community National 195

PYMNTS

DECEMBER 6, 2018

Visa , the Official Payment Services Partner of FIFA , announced Wednesday (December 6) partnerships with the Union of European Football Associations’ ( UEFA ) Women’s Football Competitions and the Confederation of African Football ( CAF ) Total Africa Cup of Nations tournament.

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National Regional Innovation Payments 115

PYMNTS

AUGUST 16, 2019

Axos Bank parent company Axos Financial has rolled out out commercial banking operations across new markets in the U.S., “The nation’s two largest metropolitan areas are home to a majority of our commercial lending and banking clients,” said Greg Garrabrants, president and CEO of Axos, in a statement.

Los Angeles 101

Los Angeles New York FDIC Lending 101

PYMNTS

MAY 27, 2016

Apple Pay has secured some more support abroad in one of its newest markets. Global Payments , a provider of payment technology services, has thrown its support behind Apple Pay in order to help propel Apple Pay’s in-store acceptance in the region. “Following support for merchants successfully offering Apple Pay in the U.S.,

Apple 100

Apple Regional Innovation National 100

CB Insights

NOVEMBER 2, 2021

Top equity deals of the quarter, including 6 of the top 10 raised outside the US. For deeper insights, all the record figures, and a ton of private market data, download the full report. See who’s leading the explosion in global funding, from the startups seeing the top deals to the regions with the biggest funding booms.

blockchain 94

blockchain Report Analytics Tools 94

PYMNTS

JULY 30, 2020

Hoffmann also said Dunkin’ has committed to an increase in digital marketing as more of its restaurants open. “We We have scaled back our national media spend and paused on launching new potentially complex limited-time offers,” he said on the call. “We

Las Vegas 156

Las Vegas Branding Leadership Marketing 156

BankUnderground

JANUARY 26, 2023

Changes in the UK housing market trends since the start of the pandemic To analyse trends in the housing markets during the pandemic, we examine differences in growth rates of housing prices across different regions of the UK, as well as across different types of housing (such as flats versus detached, semi-detached or terraced houses).

Regional 120

Regional Analysis Trends Policies 120

NCR

FEBRUARY 23, 2017

The boom in mobile payments in China was recently illustrated by figures that revealed the value of payments in the nation is some 50 times higher than that of the US. Despite the high level of smartphone penetration in the US, it seems Chinese consumers are far more willing to embrace this payment model, both online and in-store.

US 45

US Mobile Cards Online 45

South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. In the past, you have seen us rank customer relevance and total experience as a top priority for banks – not in 2023. Then there is credit.

Community Bank 195

Community Bank Capital Marketing Lending 195

PYMNTS

MARCH 6, 2019

On Friday (March 8), the world will recognize International Women’s Day — celebrated globally since 1975, when it was adopted as a holiday by the United Nations. Firms are asked to leverage their company’s capabilities to help “transform consumer, payments and/or commercial experiences locally, regionally or globally.”

Regional 179

Regional Capital Study Leadership 179

PYMNTS

OCTOBER 14, 2016

Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. The company said it will use its latest support from angel investors to focus on further developing its technology and propel marketing efforts. Find out who it is in our VC investment roundup below.

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Lending US Capital Report 100

BankUnderground

JULY 5, 2023

Ambrogio Cesa-Bianchi, Ed Hall, Marco Pinchetti and Julian Reynolds The remarkable stability of US inflation dynamics in the pre-Covid era had led many to think that the Phillips Curve had flattened. In this region, a change in demand leads to a small change in inflation and a large change in output, as per the commonly held view.

Policies 122

Policies Exercises US Maine 122

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. 2 Billion | The Amount Of Remittances Sent From The US To Cuba On An Annual Basis. companies are doing in mobile commerce: Cuba. And everyone wanted in.

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Mobile US Apple Payments 100

PYMNTS

AUGUST 2, 2019

Latin America showed the strongest growth and offset declines in the Asia Pacific region and in the U.S. domestic market. Westernunion.com is now available in 70 nations and represented 13 percent of total C2C revenue.

Strategy 219

Strategy Branding Regional America 219

PYMNTS

JANUARY 7, 2019

Here are a few notable stories that have left us with that impression. WhatsApp Pay began testing its service in that country earlier this year with reports of roughly one million users, processing roughly one million transactions per month, according to people close to the National Payments Corporation of India (NPCI).

Data 139

Data Wyoming Idaho Mobile 139

Jeff For Banks

APRIL 4, 2010

Community banks tout themselves as better than national and regional banks because of how close they are to their communities. A case in point: the First National Bank of Hallstead… now Peoples National Bank (see photo). The bank closed during the national bank holiday that was ordered by President Roosevelt in 1933.

Community Bank 60

Community Bank Pennsylvania National Community 60

South State Correspondent

MARCH 6, 2023

Many national and regional banks incorporate a minimum debt yield ratio as an underwriting criterion. Using this metric will protect lenders better than DSCR and LTV standards in an increasing interest rate environment. That is a standard commercial real estate loan in today’s community bank market (1.15X DSCR and 67% LTV).

Community Bank 195

Community Bank Community Lending Regional 195

PYMNTS

SEPTEMBER 22, 2020

“The experience of the mall CMBS [commercial mortgage-backed security] from Starwood is certainly symptomatic of the larger narrative,” said Christopher Sullivan, chief investment officer of United Nations Federal Credit Union, as reported in Yahoo! But apparently they’re doing something right in Philadelphia.

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Philadelphia Retail DC Detroit 206