Perficient

JULY 11, 2022

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout.

Fintech 474

Fintech Trends Apple South Dakota 474

PYMNTS

MAY 2, 2016

At issue in the case is the South Dakota law that requires online retailers to collect and remit sales tax, even if they have no physical pronounce in South Dakota (the Supreme Court has previously ruled that merchants have no responsibility to collect sales tax in states where they are not physically located.). North Dakota.

South Dakota 100

South Dakota North Dakota Taxes United States 100

CFPB Monitor

MAY 12, 2021

The North Dakota Retail Association and North Dakota Petroleum Marketers Association filed a lawsuit on April 29, 2021 against the Federal Reserve Board in a North Dakota federal district court seeking to invalidate Regulation II’s standard for reasonable and proportional interchange fees.

North Dakota 78

North Dakota Cards Regulation Fraud 78

South State Correspondent

MAY 9, 2024

and New York had the lowest increases in credit risk, while North Dakota, Iowa, and Minnesota had the lowest volatility and were the most stable. Retail is the other sector worth noting as it is the opposite of multifamily. For more details, below are the top 10 worst and best credit risks by state.

Data 195

Data Trends North Dakota Capital 195

PYMNTS

APRIL 13, 2020

In the eight states with no shelter-at-home orders – North Dakota, South Dakota, Nebraska, Iowa, Arkansas, Oklahoma, Wyoming and Utah – spending was still down, but by less. In these states, credit card spending was down 32.1 percent and debit card spending was down 15.2 Credit card spending was down 27.5 percent.

Study 141

Study South Dakota North Dakota Wyoming 141

PYMNTS

MAY 3, 2020

began to get its early actual data (as opposed to theoretical predictions) as Alaska, Georgia, North Dakota, South Carolina, Tennessee and Texas and all began lifting some of the stricter parts of the social distancing regulations to allow slightly more social mobility, according to CNN. Retail President Leo Wiener told Bisnow. “I’ve

Georgia 314

Georgia North Dakota South Carolina Atlanta 314

PYMNTS

SEPTEMBER 2, 2019

As PYMNTS prepares to BBQ and drink sangria and maybe even hum some union solidarity anthems in honor of this holiday weekend, we ask you to take a few moments to join us on a “greatest-hits tour” of this past summer of retail. One example was provided by retail chain Urban Outfitters. New Subscription Push. Voice and Tariffs.

South Dakota 163

South Dakota North Dakota Apple Retail 163

PYMNTS

JUNE 23, 2016

The retail giant’s payment method is finally here. As of today, Walmart Pay is available in: Virginia, North Carolina, South Carolina, Nebraska, North Dakota, South Dakota, Iowa, Tennessee, Kentucky, Michigan, Indiana, Alabama, Georgia, Louisiana, Missouri, Mississippi and Washington, D.C. “We

DC 105

DC South Dakota North Dakota South Carolina 105

PYMNTS

JUNE 21, 2018

States can collect sales taxes from online retailers thanks to a U.S. The 5-4 decision essentially overturns the court’s 1992 ruling that states can collect sales taxes only from retailers that maintain a physical presence in those states. retail sales. retail sales. Billions of Dollars at Stake. percent tax.”.

Taxes 119

Taxes South Dakota Online US 119

PYMNTS

JANUARY 26, 2021

And this week, it seems, the delays are continuing to compound — and retailers of all kinds are reporting bumps in their distribution processes. West Virginia, for example, has distributed 83 percent of its doses thus far, North Dakota is doing even better at 85 percent and New Mexico is over three-quarters at 77 percent.

North Dakota 177

North Dakota West Virginia Maryland New Jersey 177

South State Correspondent

MAY 23, 2023

Minnesota, North Dakota, and Iowa were the least risky states to lend into. With the average loan loss and lease allowance (ALLL) at 1.25%, including retail, the majority of banks are currently underserved. As can be seen, Arizona and Texas have the largest increases in credit risk, while Minnesota and Maine are the most stable.

Trends 195

Trends Minnesota North Dakota Arizona 195

American Banker

FEBRUARY 29, 2016

Bankers in the Bakken Share region of Minnesota and North Dakota are keeping an eye on exposure to hotels, apartments and retail space as economic slowdowns occur in energy producing markets.

Regional 28

Regional North Dakota Minnesota Retail 28

PYMNTS

SEPTEMBER 5, 2019

Retail sales taxes have long been key sources of state governments’ budgets and have been their greatest single stream of revenue since the mid-1900s. . Such a levy was not legal until last year’s South Dakota v. Inside South Dakota v. This tax base has shrunk by about 20 percent since 1970, however.

South Dakota 116

South Dakota Taxes Policies North Dakota 116

PYMNTS

MAY 3, 2016

This is proving particularly true for more and more cash-strapped states that have spent years staring at soaring traffic for online retailers but little — if any — increases in the taxes reaped from this digital, transcontinental economy. And South Dakota, for one, has had enough. North Dakota.

South Dakota 100

South Dakota Taxes Online North Dakota 100

PYMNTS

SEPTEMBER 19, 2016

” That scaling will see Google up its last-mile instant delivery platform very far and wide with launches in Minnesota, Nebraska, Colorado, North Dakota, South Dakota, Mississippi and New Mexico. That can’t always be other retailers’ business model.”.

Google 100

Google South Dakota North Dakota Los Angeles 100

Independent Banker

MAY 2, 2016

We have experienced multiple oil booms and subsequent slowdowns in the oil industry in our state of North Dakota, along with the changes that come with that. Retail locations: Two. Much like other community banks, we have not changed who or what we are due to changing conditions in industries that drive our economy. Tioga, N.D.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

PYMNTS

SEPTEMBER 17, 2019

As of 2019, Smart Financial operates around 87 pawn shops spread across Arizona, Georgia, Illinois, Iowa, North Carolina, North Dakota, Oklahoma, South Dakota, Texas, Virginia and three Canadian provinces. In its press releases, the firm seems to much prefer the term “specialty financial services and retail company.”.

Ohio 151

Ohio Lending Iowa South Dakota 151

PYMNTS

JUNE 24, 2016

But Facebook got the jump on the news cycle this week with the big news that it was opening up Facebook Canvas for retailers and other marketers on the site, as opposed to just advertis e rs. So, providing retailers with a new storefront in an ecosystem of 1.5 billion people a month who visit it.

Lending 101

Lending Online South Dakota North Dakota 101

Fintech Labs Insights

FEBRUARY 24, 2016

Lending Club opens to retail investors in Maryland and North Dakota, bringing its total to 45 states & Washington D.C. Peel Hunt Technology Sector Report highlights Featurespace. ThreatMetrix Enters Into Agreement with FUJI SOFT to Provide Online Fraud Solutions to Japan.

North Dakota 12

North Dakota Maryland Washington Lending 12

Gonzobanker

DECEMBER 19, 2022

Randy Newman, Alerus Financial – For 40 years, Newman guided Alerus out of a flooding disaster in North Dakota to the creation of a diverse financial powerhouse focused on banking, mortgage, wealth management, and retirement services. Knowledgeable from retail to complex treasury needs, Cody is one of the best. Goes to CSI.

Community 216

Community Fintech Industry Innovation 216

Independent Banker

OCTOBER 31, 2021

Although First State Bank & Trust serves a relatively rural market in northwestern North Dakota, the community bank is seeing a younger demographic and even older customers who are becoming more comfortable with technology and like the convenience of digital loans.

Lending 91

Lending Community Bank Community North Dakota 91

PYMNTS

APRIL 17, 2020

At long last, the retail community can start discussing plans to reopen. The Trump administration’s informal guidance released on Thursday (April 16) did not exactly clarify the situation, but some nonessential retailers are going public with reopening plans, and these might provide a roadmap for smaller companies.

Retail 153

Retail North Dakota West Virginia Los Angeles 153

PYMNTS

APRIL 17, 2020

At long last, the retail community can start discussing plans to reopen. The Trump administration’s informal guidance released on Thursday (April 16) did not exactly clarify the situation, but some nonessential retailers are going public with re-opening plans, and these might provide a roadmap for smaller companies.

Retail 130

Retail North Dakota West Virginia Los Angeles 130

PYMNTS

APRIL 19, 2020

According to a Reuters analysis of SBA and Census Bureau data, 583 loans were extended for every 1,000 businesses in North Dakota. Comparatively, 149 of every 1,000 businesses in California received loans. I’m hard-pressed not to think that this is political,” Rep. Jackie Speier of California said on Twitter.

North Dakota 282

North Dakota Albuquerque California Texas 282