American Banker

MARCH 28, 2025

The acting chairman of the agency had laid out an ambitious agenda for revamping regulations and encouraging innovation, but there are dangers in trying to do too much, too soon.

FDIC 51

FDIC Regulation Innovation Policies 51

American Banker

MARCH 28, 2025

The government conservatorship of Fannie Mae and Freddie Mac wasn't meant to last forever, but releasing the companies is complicated and should involve a diffident Congress, housing policy experts said during a Federal Reserve Bank of Atlanta housing panel.

Atlanta 41

Atlanta Policies Company Compliance 41

American Banker

MARCH 28, 2025

The Federal Reserve, Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency say they will move to rescind a 2023 reform to the Community Reinvestment Act, citing litigation concerns about the rule.

Regulation 38

Regulation Community Policies Compliance 38

American Banker

MARCH 28, 2025

The Consumer Financial Protection Bureau said in a court filing that it plans to reverse its interpretive rule tightening standards for Pay in 4 buy now/pay later loans.

Cards 36

Cards Analysis Compliance Regulation 36

American Banker

MARCH 28, 2025

In a surprise move, the Consumer Financial Protection Bureau said that it will not enforce or supervise lenders for the final payday lending rule. The bureau also plans to narrow the scope of the rule.

Lending 36

Lending Policies Compliance Regulation 36

American Banker

MARCH 28, 2025

The SEC had sued the cryptocurrency exchange for allegedly operating as an unregistered securities exchange, broker, dealer and clearing agency. The case was dropped with prejudice.

cryptocurrency 48

cryptocurrency Security Operations Policies 48

American Banker

MARCH 28, 2025

The Federal Reserve governor said it is healthy to examine the regulatory architecture, but stressed the importance of the central bank having insight into the banking system.

System 45

System Policies Compliance Regulation 45