Abrigo

OCTOBER 9, 2024

As banks and credit unions adjust to this new accounting framework, questions around the development and control of Q factors under CECL have become a central focus—both for institutions and their auditors. Today, Q factors offer a way to adjust for risks that aren't fully captured in historical data or quantitative models.

Risk Management 195

Risk Management Management Compliance Data 195

Jeff For Banks

OCTOBER 2, 2024

What would this disruption mean especially since there is so much need in states like Florida, North Carolina, and Tennessee after Hurricane Helene destroyed so many communities with massive rain and flooding. of GDP as of 2Q24; when the debt to GDP ratio exceeds 90% for over five years, the negative effect on GDP is about -33% of trend.

Marketing 119

Marketing North Carolina US Community 119

The Financial Brand

OCTOBER 1, 2024

This article As the Fed Trims Rates Banks Must Adjust Both Deposit and Credit Strategies appeared first on The Financial Brand. This article As the Fed Trims Rates Banks Must Adjust Both Deposit and Credit Strategies appeared first on The Financial Brand. Pressure on funding costs might ease, but that's not the whole picture.

Strategy 31

Strategy Branding Banking Trends Community Bank 31

The Financial Brand

OCTOBER 30, 2024

This article Changing Conditions May Drive More Community Bank Mergers in 2025 appeared first on The Financial Brand. More community banks could seek mergers as rates fall, and a Trump win might accelerate deals. But divergence among regulators could slow consolidation.

Community Bank 31

Community Bank Community Branding Regulation 31