fdic-community-bank 
South State Correspondent
DECEMBER 17, 2024
Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better positioned than many other creditors to follow and adapt to local economies, industries and trends, thereby, being better stewards of capital. The number of U.S.
Jeff For Banks
DECEMBER 10, 2024
Although we seek long-term performance in our 5-year lookback to mitigate the risk of banks that stoke performance with risky bets, we are reminded that banking is a long game. The first bank to crack the Top 5 over $50 billion did so in 2020. The FDIC designated SVB as systemically important. The Bancorp, Inc.
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ABA Community Banking
DECEMBER 16, 2024
The total number and value of small-business and small-farm loans made by financial institutions subject to the Community Reinvestment Act declined in 2023 compared to the previous year, the banking agencies reported.
ABA Community Banking
DECEMBER 12, 2024
The banking industry reported net income of $65.4 billion, or 8.6%, from the prior quarter, according to the FDIC. The post Quarterly Banking Profile: Banking net income $65.4 billion in Q3 2024 appeared first on ABA Banking Journal. billion in the third quarter of 2024, a decrease of $6.2
South State Correspondent
DECEMBER 4, 2024
The Federal Reserve Bank of New York published three articles on why banks fail (the first one here ). In summary, the research finds that bank failure is caused primarily by rapid asset growth, that then causes rising asset losses, deteriorating solvency, and an increasing reliance on expensive non-core funding.
Gonzobanker
DECEMBER 19, 2024
The yield curve flattened a bit, bank stocks were up 15%, and mergers picked up steam in Q4. THE BANKER AWARDS The Smarter Bank Awards Every year, Cornerstone recognizes the smarter banks that are modernizing their business and growing in focused and strategic ways. A fun time was had by all! 45% non-performing loan ratio.
Jeff For Banks
DECEMBER 27, 2024
I often hear that credit unions (or mutual banks) don't have to maximize profits because they don't have shareholders. Members may pay little attention to the increase or decrease in the value of what they own because they are comfortable under the umbrella of NCUA insurance (much like depositors with FDIC insurance).
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