February, 2025

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How banks attract new deposits in a competitive landscape

Abrigo

Banks & credit unions recognize the importance of new deposits After years of consistent deposit growth, financial institutions have faced a shift recently, with deposits declining since 2022. Investing in digital solutions not only improves the customer experience but also positions community banks as forward-thinking financial partners.

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Using Forward Rate Locks to Win Customers and Manage Risk

South State Correspondent

We work with hundreds of community banks across the country that utilize forward rate locks to decrease risk, increase fee income, and stave off competition from national and regional banks. A forward rate lock allows lenders to deliver a known loan rate on future borrower financing without interest rate risk for the bank.

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What Does and Gen AI Strategy Look Like for a Community Bank?

South State Correspondent

Many banks are doing an excellent job at embracing generative AI (Gen AI). In this article, we highlight some Gen AI strategy insights for community banks and provide tools to help bankers advance their programs. Few community banks have the resources to accomplish both, and both are sizeable efforts.

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Cannabis lending for financial institutions: Opportunities, risks, and best practices

Abrigo

Navigating the complexities of cannabis banking The cannabis industry is growing at an unprecedented pace, and with it comes exciting opportunities for financial institutions to expand their loan portfolios. Abrigos new fraud detection software for banks and credit unions finds more fraud faster. But what about lending?

Lending 195
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Quick Guide to Digital Lending for Regional & Community Banks

How are some regional banks outperforming their bigger rivals? Digital lending technologies are helping banks make the transition faster so they can compete more effectively. It’s an opportunity that other small and regional banks can learn from, and this guide is the playbook for how to do it.

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Fraud typologies all financial institutions should know

Abrigo

Connect with an expert Common fraud schemes Check fraud Check fraud is one of the most concerning fraud trends for community banks in 2025. These could be held in a local branch lobby, community center, or place of worship. Let our Advisory Services team help when you need it.

Fraud 221
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Improve loan decisioning: 5 ways to serve small businesses better

Abrigo

Community financial institutions have the expertise and local ties to support small businesses, but outdated processes and risk-averse approaches often slow down their loan decisioning. Understand and meet borrower expectations For community financial institutions (CFIs), small business lending presents both a challenge and an opportunity.

Lending 195
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How a Managed Services Partner Can Reduce the Friction in Your RDC Program

Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. Download the infographic today!

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How to Evaluate Business Lending Software for Your Bank

This eBook explains the features of a Business Lending Platform that community banks should make their top priorities when evaluating any business lending software. What should you look for in a Business Lending Platform?

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The Threat That Could End Community Banking & What To Do About It

Small and midsized banks are at tremendous risk. Community banks are at risk of losing their core business to the companies innovating in the paytech and lendtech spaces. On the surface, things are going well for community and regional banks and credit unions.

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3 Ways Managed Device Services Help Community Banks Cut Costs

Community banks are looking for ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This strategy brief explores how a managed device services partner can help bridge this resource gap.

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Top 3 Banking Secrets to Stay Relevant with Gen Z Consumers

Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In this new webinar, Brian Muse-McKenney of Episode Six and Matt Simester of Payments Consultancy Limited will explore the challenges regional and community banks have faced in implementing tailored credit card programs with flexible payment options as a tool to attract and retain the next generation of customers.

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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. The experiences of every generation are characterized by their behaviors involving finances.

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Level Setting and Peering Around the Corner— Tips for Success in Your Organization

Speaker: Steve Andrews, President & CEO of the Western Bankers Association 

This pandemic has tested the foundation of banks and the strength of the dollar. This exclusive webinar will go over the insider information your bank needs for level setting and peering around the corner. Steve will provide actionable insights, best practices, and real-world examples of the changing landscape of community banking.