Payments Dive
JANUARY 16, 2025
The payments were made over a three-year period beginning in 2020, and were not listed in some filings with the Securities and Exchange Commission. As a result, the company agreed to pay a fine under a settlement last week.
South State Correspondent
JANUARY 16, 2025
Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance. We have also created projections for the next 18 months. There are 150 banks that currently have a Grade of 8 out of 10, with 10 being the safest. In this article, we look at those 150 safest banks to learn five connected lessons on how to create a bank that can withstand the next great economic downturn.
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Abrigo
JANUARY 17, 2025
This article covers these key topics: What is a core deposit intangible? Why are core deposit intangibles important? Using core deposit intangibles in mergers and acquisitions Using the core deposit intangible to assess value at banks & credit unio ns When evaluating a potential acquisition, banks must assess the core deposit intangible (CDI). Read on to learn about the importance of this metric, especially in today's dynamic environment.
Perficient
JANUARY 8, 2025
Its difficult, in the consulting services industry, to explain the requirement for existence of a core thought leadership group to augment the sales and marketing teams that are tasked with collection of logos. In todays hypercompetitive and fast evolving marketplace, the lines between thought leadership and sales are increasingly intertwined… Thought leadership, when done right, isnt just about looking and talking smart (though thats nice).
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It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.
Jack Henry
JANUARY 7, 2025
Uncover how to copy data efficiently to save time and costs with your data conversion! Discover innovative data copy solutions for financial institutions.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
JANUARY 16, 2025
The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.
South State Correspondent
JANUARY 6, 2025
A credit tenant loan (CTL) is typically structured as a loan secured by the real estate pledged as collateral, with or without personal borrower guarantees, and, most importantly, the obligation of a credit-rated tenant of that real estate to pay rent. These loans have both bond and loan qualities. They are like a bond in that the credit-rated tenant has an obligation to pay rent and this is typically a senior obligation of the tenant.
ATM Marketplace
JANUARY 10, 2025
Bradley Cooper, podcast host, spoke with Felix Nater, security expert and owner of Nater Associates LTD, about how banks can successfully implement safety plans.
TheGuardian
JANUARY 10, 2025
Executives acknowledge not everyone will agree with this decision as bank calls time on remote and hybrid working JPMorgan Chase is summoning all staff back to the office, becoming the latest corporate giant to call time on era of remote and hybrid working sparked by the Covid-19 pandemic. The USs largest bank, which has some 316,000 employees worldwide, announced on Friday that all workers on hybrid work schedules will be required to return to the office five days a week from March.
Advertiser: ZoomInfo
Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.
The Paypers
JANUARY 13, 2025
Social media company X has outlined its ambition to evolve into an all-encompassing platform with the launch of the X Money payment feature scheduled for 2025.
ABA Community Banking
JANUARY 9, 2025
The ABA Foundation offers resources for bank customers and employees on how to recover financially from disasters and on how to avoid scammers who prey on disaster victims and people seeking to donate to recovery efforts. The post Resources for banks to assist customers, employees affected by California wildfires appeared first on ABA Banking Journal.
Payments Dive
JANUARY 15, 2025
Fraud losses in card payments will continue to rise worldwide, the research firm Nilson Report said this month, predicting $404 billion in global losses over the next ten years.
South State Correspondent
JANUARY 14, 2025
Last years worries of deterioration in labor-market conditions have evaporated and the Fed is still harboring concerns about elevated inflation risks. Many banks budgeted some six rate cuts in their 2024 asset-liability plans last year that never materialized. Going forward, the major unknown is the new administrations policies that all skew to higher inflation (from labor reduction, higher deficits, less regulation, to tariffs).
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Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.
ATM Marketplace
JANUARY 7, 2025
Voice technology and its transformative potential took center stage at the Self-Service Innovation Summit 2024, hosted by Networld Media Group in Miami, Florida.
TheGuardian
JANUARY 16, 2025
Calls for central bank to reduce unfair costs for consumers and stop businesses being gouged Follow our Australia news live blog for latest updates Get our breaking news email , free app or daily news podcast Six Labor MPs are urging the Reserve Bank to ban all surcharges for every debit transaction and dramatically reduce merchant fees for businesses, asking the central bank to go further than the governments pledge to stop surcharges only on card payments.
American Banker
JANUARY 1, 2025
Fast-growing innovation is sparking bullish sentiment following a boom-and-bust cycle of the past four years.
ABA Community Banking
JANUARY 8, 2025
The OCC issued a proclamation allowing national banks, federal savings associations and federal branches and agencies of foreign banks to close offices in areas of California affected by wildfires. The post OCC allows banks affected by California wildfires to close appeared first on ABA Banking Journal.
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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.
Payments Dive
JANUARY 9, 2025
Deregulation, artificial intelligence and stablecoin use are among the industry forces that will drive more digital payments use and innovation this year.
BankBazaar
JANUARY 14, 2025
Looking for the emerging trends in Indias personal finance market? Here are some key insights from the Moneymood 2025 report presented by BankBazaar. BankBazaar.com, an Indian fintech co-brand Credit Card issuer and online financial product marketplace, launched the sixth edition of BankBazaar Moneymood 2025. This report summarises personal finance trends from 2024 and outlines expectations for 2025.
ATM Marketplace
JANUARY 7, 2025
Read the top 7 news headlines of 2024.
TheGuardian
JANUARY 15, 2025
Investment bank beats Wall Street expectations as it reports earning $11.95 per share in fourth quarter Goldman Sachs posted its biggest profit since the third quarter of 2021 to beat Wall Street expectations, driven by bankers who brought in more fees from dealmaking, debt sales and strength in trading. The investment banks shares rose 2.6% before the bell on Wednesday as it earned $11.95 per share in the fourth quarter, compared with $8.22 expected by analysts, according to estimates compiled
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
American Banker
JANUARY 16, 2025
The future of the Consumer Financial Protection Bureau, Michael Barr's resignation and credit union acquisitions of banks are top matters facing bankers.
ABA Community Banking
JANUARY 8, 2025
From AI and crypto to complex regulatory challenges and increasingly diverse markets, bank executives face increasingly complex strategic decisions, and so do bank boards. Veteran bank board members and executives Jenn Docherty and Virginia Varela discuss how bank boards can position their banks for success in a challenging environment. The post Podcast: How boards can position their banks to navigate change appeared first on ABA Banking Journal.
Payments Dive
JANUARY 14, 2025
The card network entered the agreement to settle a proposed class action that alleged it discriminated against Black, Hispanic and female employees by underpaying them.
BankBazaar
JANUARY 7, 2025
New Year, new goals. Thats what we always say, isnt it? Every January, we start with the best intentions: This is the year Ill get my finances sorted!. But by March, those goals often fizzle out as life takes over. So, how can we set financial goals that actually stickones that survive the chaos and still make a real impact by the end of the year? Start With A Money Audit Before setting any financial goals, its essential to understand where your money is going now.
Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert
In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.
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