Abrigo

FEBRUARY 25, 2025

The most recent FDIC Small Business Lending Survey found that slightly more than half of large banks (those with at least $10 billion in assets) can approve a small and simple loan in one business day or less, compared with only 29% of small banks (those with less than $10 billion). The results?

Lending 195

Lending FDIC Policies Analysis 195

American Banker

FEBRUARY 27, 2025

The changing of the guard at the Consumer Financial Protection Bureau and hope among bankers for mergers and acquisitions activity are popular items this month.

Analysis 51

Analysis FDIC Industry Compliance 51

American Banker

FEBRUARY 27, 2025

Partnerships between innovative banks and fintechs must adopt a "shared responsibility" model for the safety and soundness of the partnership.

Fintech 36

Fintech Regulation Innovation FDIC 36

American Banker

FEBRUARY 27, 2025

Regulators need to consider the risk and complexity of a BaaS companies and connect the dots to bank safety and soundness and consumer protection.

Regulation 36

Regulation Company FDIC Compliance 36

American Banker

FEBRUARY 24, 2025

The FDIC withdrew its amicus brief supporting Colorado's opt-out law on interest rate exportation, highlighting the agency's more fintech-friendly regulatory approach under acting chair Travis Hill.

FDIC 36

FDIC Colorado Fintech Policies 36

American Banker

FEBRUARY 28, 2025

The Federal Deposit Insurance Corp. cut between 600 and 700 of its employees as President Trump's federal downsizing effort advances, fueling concerns over oversight and potential agency consolidation.

FDIC 88

FDIC Policies Compliance Regulation 88

American Banker

FEBRUARY 24, 2025

The agency's attempt to impose its oversight on asset managers who passively invest in banks is duplicative of efforts by the Federal Reserve. It will result in higher costs for banks and lower returns for investors.

FDIC 41

FDIC Management Compliance Regulation 41