Trending Articles

article thumbnail

Unveiling the Future: 5 Key Trends Shaping Financial Services in 2025

Perficient

The financial services sector is experiencing transformative changes driven by technological advancements and innovative trends. We are witnessing the integration of AI, the rise of hyper-personalization, and the adoption of advanced digital platforms, all of which are revolutionizing operations and client interactions. Additionally, the emergence of embedded finance and an increased focus on regulatory compliance are compelling financial institutions to continuously adapt and innovate.

Trends 221
article thumbnail

Retail, crypto groups converge to back stablecoin legislation

Payments Dive

The Merchants Payments Coalition and the Payment Choice Coalition locked arms to advance stablecoins as the Senate Banking Committee passed a stablecoin bill.

Groups 387
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

How to prevent internal fraud at your bank or credit union

Abrigo

How to prevent internal fraud at your bank or credit union Of the many fraud risks banks and credit unions face, one of the most costly comes from within the institution itself. Employees in positions of trust may manipulate accounts, conceal information, or abuse their authority for personal gain. Learn how to prevent internal fraud in banks and credit unions.

Fraud 195
article thumbnail

Banks Are Falling Short in Their ROI on Technology

Gonzobanker

While Elon Musk is making some raving fans and many others nervous slamming through the Beltway, Im reminded of a famous quote of his that truly hits home in todays banking industry: People always think technology just automatically gets better every year, but it actually doesnt. It only gets better if smart people work like crazy to make it better.

article thumbnail

Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

article thumbnail

Ways In Which Your Credit Score Impacts Your Life

BankBazaar

Your Credit Score is a function of your credit repayment history. In this article, well discuss the importance of a good Credit Score. Your Credit Score is a three-digit summary of your credit history. It is a function of your credit repayment behaviour. The credit bureaus get your loan and Credit Card repayment history from banks and evaluate it to give you a Credit Score.

78

More Trending

article thumbnail

UK lenders face huge car loan payout bill as watchdog moves closer to compensation plan

TheGuardian

Potential FCA scheme could mean banks proactively inform borrowers if they were mis-sold car loans Business live latest updates Banks could be forced to proactively tell customers they have been mis-sold car finance, as the financial watchdogs plans for a compensation scheme affecting potentially millions of Britons moved one step closer. The Financial Conduct Authority (FCA) said on Tuesday it would announce its decision on such a scheme which could result in redress totalling billions of pou

article thumbnail

Citi pursues partnerships to elevate its pay-over-time tool

Payments Dive

The bank doesn’t need partnerships for its credit card customers to access the financing service, but tie-ups offer customer convenience and visibility, said Citi’s Jeff Chwast.

Tools 341
article thumbnail

How do branches score on customer experience?

ATM Marketplace

Consultant Mack Turner shares how bank branches are doing with customer experience strategies.

article thumbnail

How to tie everyone to PROFIT [VIDEO]

The Emmerich Group

Does every team member on your team know how they tie to profit? I mean really know? When a study published in Businessweek revealed they had asked 6,000 employees, “Do you perform in the top 10 percent?” more than 90 percent said they performed in the top 10 percent! Whoa. So yes, you likely have a problem. And no, your people don’t really understand how they tie to profitbut they certainly think that they do.

Video 36
article thumbnail

5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

article thumbnail

Strengthening Banking Relationships Through Modern Technology Ecosystems

Jack Henry

Explore how modern technology ecosystems can strengthen banking relationships, build trust, and drive growth for financial institutions and their communities.

article thumbnail

No cash Isa shake-up in spring statement, but Reeves still considering cuts

TheGuardian

Reduction in maximum amount from 20,000 to 4,000 understood to be longer-term aim for chancellor A mooted shake-up of cash Isas will not be announced in the spring statement this month, but the government is still considering the possibility of cutting the maximum amount people can put into them, it has emerged. In recent weeks a row has broken out over whether ministers should scale back tax breaks on the popular savings accounts to help encourage a shift from cash into stock market-based inves

Taxes 53
article thumbnail

How PayPal is bolstering its branded business

Payments Dive

The payments pioneer is counting on merchant tech upgrades, its buy now, pay later offering and Venmo to re-energize its flagship business, a top executive said this week.

Branding 311
article thumbnail

A new 'introductory' card boosts competition for banks

American Banker

GetAugie targets consumers new to credit, undercutting mainstream banks' secured cards that often charge an annual fee and carry hefty annual percentage rates.

Cards 75
article thumbnail

Say ‘Goodbye’ to Clunky Spreadsheets and Say ‘Hello’ to Month-End Automation

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, emails, and shared drives no longer need to slow you down. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

article thumbnail

Kraken secures UK EMI authorisation and prepares for IPO in 2026

The Paypers

Kraken has secured an EMI authorisation from the UK’s FCA to accelerate its development in the region, amid preparing for IPO in 2026.

article thumbnail

10 Common Mistakes in A Construction Loan for Remodeling Applications

Commercial Lending USA

Avoid construction loan for remodeling mistakes! Expert tips from Commercial Lending USA. Secure your financing with our 30 years of experience.

Lending 59
article thumbnail

Staley pushed JP Morgan to keep Epstein as client despite human trafficking concerns, court hears

TheGuardian

Former Barclays boss told Jeffrey Epstein suspicious withdrawals from his account were being investigated The former bank boss Jes Staley pushed JP Morgan to keep Jeffrey Epstein as a client despite human trafficking concerns and told him suspicious withdrawals from his account were being investigated, a court has heard. The Financial Conduct Authority (FCA) put the allegations to the ex-chief executive of Barclays during his second day of witness testimony at the upper tribunal in London.

US 82
article thumbnail

Block takes on payday lenders with Cash App

Payments Dive

The company says new consumer loans to be made by its Square unit through the digital wallet are a less expensive alternative to predatory short-term financing.

Company 307
article thumbnail

10 Ways to Leverage Buyer Signals and Drive Revenue

In today’s ultra-competitive markets, it’s no longer enough to wait for buyers to show obvious signs of interest. Instead, sales teams must be proactive, identifying and acting on nuanced buyer behaviors — often before prospects are fully ready to make a purchase. In this eBook from ZoomInfo & Sell Better, learn 10 actionable ways to use these buyer signals to transform your sales strategy and close deals faster.

article thumbnail

FinCEN tightens rules for transactions near the southern border

American Banker

A new order requires certain non-bank financial companies in certain ZIP codes to report transactions over $200, much lower than the previous $10,000 threshold.

Report 74
article thumbnail

Corefy publishes on the payment fragmentation of global businesses

The Paypers

Corefy has published a survey on how nearly 6 in 10 businesses across the world experience payment fragmentation, affecting client experience and development processes.

article thumbnail

How to Choose the Best Construction Loan for Your Project

Commercial Lending USA

Navigate the best construction loans with ease! Expert tips, lender comparisons, and loan program insights for your investment property.

article thumbnail

Prince Andrew was told Epstein saw Staley as close friend, court hears

TheGuardian

FCA presents email evidence it claims shows bank boss and child sex offender were like family Prince Andrew was among a number of high-profile contacts of Jeffrey Epstein who were told that the child sex offender considered the former Barclays boss Jes Staley to be a close friend and like family, a court has heard A package of emails presented at the upper tribunal in London marked the first time that the prince was explicitly mentioned in the case launched by Staley in hopes of overturning a li

105
105
article thumbnail

Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.

article thumbnail

Klarna to displace Affirm as Walmart BNPL provider

Payments Dive

The Swedish buy now, pay later business partnered with a Walmart-backed fintech to offer loans at the retail giant via a digital payments app.

Retail 300
article thumbnail

The GENIUS Act: Existential threat to banks or opportunity?

American Banker

As the Senate Banking Committee meets to consider landmark stablecoin legislation today, the banking industry is beginning to wake up to what some experts say is an existential threat.

Meeting 74
article thumbnail

Dwolla expands its integration with Plaid

The Paypers

US-based A2A payment solution provider Dwolla has announced that its expanded integration with Plaid is now available, allowing clients to optimise their infrastructure.

US 60
article thumbnail

U.S. Treasury check verification: Tools to fight tax season fraud

Abrigo

The basics of verifying checks for government-issued payments Fraudsters target government checks at tax time and beyond. Banks and credit unions have several tools, including a new one, to fight fraud through U.S. Treasury check verification. Key topics covered in this post: The growing need to verify Treasury checks Security features to help validate U.S.

Taxes 195
article thumbnail

Signal-Based Selling: How to Leverage 4 Key Buying Signals

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.