Trending Articles

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How to prevent internal fraud at your bank or credit union

Abrigo

How to prevent internal fraud at your bank or credit union Of the many fraud risks banks and credit unions face, one of the most costly comes from within the institution itself. Employees in positions of trust may manipulate accounts, conceal information, or abuse their authority for personal gain. Learn how to prevent internal fraud in banks and credit unions.

Fraud 195
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Retail, crypto groups converge to back stablecoin legislation

Payments Dive

The Merchants Payments Coalition and the Payment Choice Coalition locked arms to advance stablecoins as the Senate Banking Committee passed a stablecoin bill.

Groups 387
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Solving Banking Problems with the 5S Methodology – Part 2

South State Correspondent

The 5S Framework is a methodology for solving banking problems that banks can apply to determine the best strategic path forward. We outlined the background and the first couple of steps of the framework in Part 1 ( Here ). In this article, we cover the remaining three “Ss” of “Solve,” “Stress,” and “Sell” while looking at some timely applications.

Training 195
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Banks Are Falling Short in Their ROI on Technology

Gonzobanker

While Elon Musk is making some raving fans and many others nervous slamming through the Beltway, Im reminded of a famous quote of his that truly hits home in todays banking industry: People always think technology just automatically gets better every year, but it actually doesnt. It only gets better if smart people work like crazy to make it better.

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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

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UK lenders face huge car loan payout bill as watchdog moves closer to compensation plan

TheGuardian

Potential FCA scheme could mean banks proactively inform borrowers if they were mis-sold car loans Business live latest updates Banks could be forced to proactively tell customers they have been mis-sold car finance, as the financial watchdogs plans for a compensation scheme affecting potentially millions of Britons moved one step closer. The Financial Conduct Authority (FCA) said on Tuesday it would announce its decision on such a scheme which could result in redress totalling billions of pou

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Should Your Bank Adopt a Loan Hedging Program?

South State Correspondent

We are staunch advocates that banks should avoid risks that they do not get compensated for. One such risk that banks take without compensation (or revenue) is on-balance sheet, fixed-rate loans. With the current flat or slightly inverted yield curve, plus the current volatility of the market, borrowers have a pricing advantage to lock in long-term, fixed-rate loans, leaving lenders with the interest rate risk without appropriate compensation.

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Citi pursues partnerships to elevate its pay-over-time tool

Payments Dive

The bank doesn’t need partnerships for its credit card customers to access the financing service, but tie-ups offer customer convenience and visibility, said Citi’s Jeff Chwast.

Tools 341
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ABA survey: Community bankers positive about economy, plan tech investments

ABA Community Banking

Most community bank executives and board members are positive about the U.S. economy and their local markets, and many say their banks plan to expand their digital channel offerings this year, according to the ABAs Community Bank CEO Priorities for 2025 report. The post ABA survey: Community bankers positive about economy, plan tech investments appeared first on ABA Banking Journal.

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No cash Isa shake-up in spring statement, but Reeves still considering cuts

TheGuardian

Reduction in maximum amount from 20,000 to 4,000 understood to be longer-term aim for chancellor A mooted shake-up of cash Isas will not be announced in the spring statement this month, but the government is still considering the possibility of cutting the maximum amount people can put into them, it has emerged. In recent weeks a row has broken out over whether ministers should scale back tax breaks on the popular savings accounts to help encourage a shift from cash into stock market-based inves

Taxes 54
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5 Ways You Can Win Faster with Gen AI in Sales

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

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Audit & exam advice: Know your CECL model, stress tests

Abrigo

This article covers these key topics: Genuine oversight of the CECL model Q factor support Attention to disclosures and stress testing Preparing CECL models for a merger What CECL topics are auditors and examiners focusing on? Institutions must show robust governance,ongoing monitoring, and meaningful analysis of both quantitative and qualitative factors (Q factors).

Analysis 195
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How do branches score on customer experience?

ATM Marketplace

Consultant Mack Turner shares how bank branches are doing with customer experience strategies.

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How PayPal is bolstering its branded business

Payments Dive

The payments pioneer is counting on merchant tech upgrades, its buy now, pay later offering and Venmo to re-energize its flagship business, a top executive said this week.

Branding 311
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How to tie everyone to PROFIT [VIDEO]

The Emmerich Group

Does every team member on your team know how they tie to profit? I mean really know? When a study published in Businessweek revealed they had asked 6,000 employees, “Do you perform in the top 10 percent?” more than 90 percent said they performed in the top 10 percent! Whoa. So yes, you likely have a problem. And no, your people don’t really understand how they tie to profitbut they certainly think that they do.

Video 36
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The Role of Automation in Commercial Lending

Automation is changing the game for commercial lenders, offering a clear path to competitive advantage in 2025. Rising costs, outdated workflows, and manual data entry slow growth and impact borrower satisfaction. Automation addresses these challenges, reducing costs, speeding up loan cycles, improving accuracy, and elevating borrower experiences. With market uncertainty easing, now is the time to act—waiting until loan volumes rebound leaves lenders unprepared and struggling to compete.

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Strengthening Banking Relationships Through Modern Technology Ecosystems

Jack Henry

Explore how modern technology ecosystems can strengthen banking relationships, build trust, and drive growth for financial institutions and their communities.

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FinCEN tightens rules for transactions near the southern border

American Banker

A new order requires certain non-bank financial companies in certain ZIP codes to report transactions over $200, much lower than the previous $10,000 threshold.

Report 74
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Kraken secures UK EMI authorisation and prepares for IPO in 2026

The Paypers

Kraken has secured an EMI authorisation from the UK’s FCA to accelerate its development in the region, amid preparing for IPO in 2026.

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Fiserv CEO transition took only 10 days, CFO says

Payments Dive

CEO Frank Bisignano quickly deemed his successor, Mike Lyons, ready to lead the payment processor, but don’t expect any strategy shifts, Fiserv’s CFO told investors.

Strategy 300
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Outsource With Confidence for RDC Program Success

Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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10 Common Mistakes in A Construction Loan for Remodeling Applications

Commercial Lending USA

Avoid construction loan for remodeling mistakes! Expert tips from Commercial Lending USA. Secure your financing with our 30 years of experience.

Lending 59
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Survey finds most consumers stick with same checking, savings accounts

ABA Community Banking

A new survey found that most U.S. consumers stick to the same checking and saving accounts through a significant portion of their lives if their institutions have physical locations. The post Survey finds most consumers stick with same checking, savings accounts appeared first on ABA Banking Journal.

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The GENIUS Act: Existential threat to banks or opportunity?

American Banker

As the Senate Banking Committee meets to consider landmark stablecoin legislation today, the banking industry is beginning to wake up to what some experts say is an existential threat.

Meeting 74
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Corefy publishes on the payment fragmentation of global businesses

The Paypers

Corefy has published a survey on how nearly 6 in 10 businesses across the world experience payment fragmentation, affecting client experience and development processes.

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Is Your Current Card Platform Holding You Back?

Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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Payments firm ‘for sale’ signs pop up as buying interest swells

Payments Dive

Payments players, including Green Dot and Flywire, have potentially put their businesses up for sale and larger companies have shown their appetite for acquisitions as an uncertain economy increases financial pressures.

Payments 259
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Staley pushed JP Morgan to keep Epstein as client despite human trafficking concerns, court hears

TheGuardian

Former Barclays boss told Jeffrey Epstein suspicious withdrawals from his account were being investigated The former bank boss Jes Staley pushed JP Morgan to keep Jeffrey Epstein as a client despite human trafficking concerns and told him suspicious withdrawals from his account were being investigated, a court has heard. The Financial Conduct Authority (FCA) put the allegations to the ex-chief executive of Barclays during his second day of witness testimony at the upper tribunal in London.

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U.S. Treasury check verification: Tools to fight tax season fraud

Abrigo

The basics of verifying checks for government-issued payments Fraudsters target government checks at tax time and beyond. Banks and credit unions have several tools, including a new one, to fight fraud through U.S. Treasury check verification. Key topics covered in this post: The growing need to verify Treasury checks Security features to help validate U.S.

Taxes 195
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It's time to stop the anti-stablecoin hysteria and embrace the future

American Banker

Bipartisan legislation before Congress would create sensible regulation for stablecoins, opening a path to cementing the U.S. dollar's status as the world's most important currency.

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Say ‘Goodbye’ to Clunky Spreadsheets and Say ‘Hello’ to Month-End Automation

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, emails, and shared drives no longer need to slow you down. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.