SWBC's LenderHub

MAY 11, 2020

It seems like every time a sudden and severe shock hits the financial markets, all the fancy hedge fund investment strategies that use monikers like, “Enhanced Return,” or “Alpha Plus” go from being perfectly fine to gone within a month.

Strategy 78

Strategy Marketing Capital 78

PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. Venture Capital Funding. raised $10 million from SEB Bank and Seed Capital for its commercial card technology. Cardlay, based in the U.K.,

Strategy 109

Strategy Fintech Capital Lending 109

Abrigo

JULY 20, 2024

Takeaway 3 To fully capitalize on the forthcoming C&I wave, institutions need the right products, systems, people, and technology. Across all asset sizes, the top 10 C&I lenders have nearly 49% market share of commercial lending. C&I lending will be the next “bomb.” Want more articles like this? 2004-2008: 82.6%

Lending 195

Lending Risk Management Management Capital 195

PYMNTS

JUNE 10, 2019

The iTunes storefront for purchasing music, movies and TV may remain up and running within the major apps, but it will be less of a central focus as Apple redirects its attention to the booming subscription eCommerce market. It also came to the market at just the right time – about 10 months before the iPod hit the market in October 2001.

Apple 122

Apple Data social media Policies 122

PYMNTS

NOVEMBER 22, 2017

It doesn’t mask murderous intentions with a calming voice like HAL of “2001: A Space Odyssey.” What will banks do with all that liberated capital? Artificial intelligence (AI) doesn’t walk and talk like C3P0 of “Star Wars” (many would say: “Thank God”). It’s not a beautiful but cunning killer like Ava of “Ex Machina.”.

Data 187

Data Branding Cards Mobile 187

BankUnderground

MAY 25, 2022

This allows them to build capital stock faster than relying solely on cash buffers, earnings or equity finance. Differences in fixed asset growth across firms with different leverage ratios during the crisis itself amplified subsequently, resulting in large gaps in firms’ capital stocks by the end of the period in 2014.

Capital 110

Capital Policies Tools Regulation 110

Accenture: Banking

SEPTEMBER 24, 2017

Fortunately, they are the fictional words of HAL 9000, the sentient artificial intelligence system in the 1968 Stanley Kubrick film, A Space Odyssey: 2001. In our upcoming series of reports on AI in financial services, Accenture looks at the potential advantages and pitfalls of embracing AI in banking, capital markets and insurance.

Technology 181

Technology Training Data Capital 181

BankUnderground

NOVEMBER 30, 2023

Within a standard macroeconomic framework, secular movements in real interest rates are determined by the factors that drive the supply and demand for capital. Over the long run, when capital can move freely across countries, there exists a single interest rate that clears the global capital market.

Trends 139

Trends Study Capital Policies 139

BankUnderground

AUGUST 12, 2020

The idea of the “global financial cycle”, initially introduced as the co-movement in capital flows, asset prices and in credit growth , has spurred much interest in recent years. Historical perspective meets flexible model. In this post, we provide a new detailed perspective of global financial cycles.

Policies 145

Policies Maine Analysis Marketing 145

PYMNTS

OCTOBER 12, 2018

Stock markets around the globe seem to be in freefall. Non-financial corporate debt, as a percentage of [gross domestic product (GDP)], is much higher than it was in 2007 and much higher than it was in 2001 … and, interestingly, much higher than it was in 1929,” he said. Credit is the bulk of working capital. Call it the $1.3

Capital 131

Capital Course Management Company 131

PYMNTS

FEBRUARY 25, 2019

By 2001, sales were good enough that Streit was able to persuade CVS and Walgreens to get in on the action. He was able to manage the business until it turned a profit, raising very little outside capital. By 2005, the firm was profitable and, by 2006, had sold over 2 million cards. What’s Next.

Innovation 137

Innovation Cards Maine Online 137

PYMNTS

JANUARY 1, 2019

That product never quite made it to market. Even if there were a trustworthy way to send money over the internet (which there isn’t), the network is missing a most essential ingredient of capitalism: salespeople.”. Disappointed now? No, that honor belongs to rocket mail. The iPhone, for example, didn’t impress him much.

Apple 150

Apple Google Bitcoin Mobile 150

Gonzobanker

MARCH 11, 2019

If you just thought of HAL in 2001: Space Odyssey telling Dave he was getting pissed, you’re there! In fact, large banks and fintech firms are using these capabilities heavily for marketing, delivery, pricing and other things. Hal9000 2001ASpace Odyssey GIF from Hal9000 GIFs. Oh, and you can’t just outsource this.

Analysis 102

Analysis Data social media Technology 102

Independent Banker

FEBRUARY 24, 2016

Risk-management practices “that cause concern,” the regulators wrote, include “a greater number of underwriting policy exceptions and insufficient monitoring of market conditions.”. CRE loans totaled 869 percent of Oak Valley’s capital in 2001, resulting in a special examination by regulators. Smart for California.

Community Bank 70

Community Bank Lending Community Regulation 70

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. The patent expired in 2017 and opened up the market for competitors to launch off-marketplace payment solutions.

Cards 101

Cards Lending Strategy US 101

Independent Banker

APRIL 28, 2016

Since 2001, we have received the distinguished recognition by Independent Banker as a “Best of the Best” community bank, 14 of the past 15 years. Additionally, when loan growth slowed in our market area, we looked to other communities where our lending team had expertise and familiarity. Now back to our roots.

Leadership 70

Leadership Community Community Bank US 70

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

CB Insights

MARCH 21, 2019

The share of revenues generated from healthcare developments outside of big pharma increased from ~25% in 2001 to ~50% in 2016, according to McKinsey. Both investments and licensing agreements help startups raise the large amounts of capital needed to bring a drug through costly trials, and ultimately to market.

Strategy 33

Strategy Capital Technology Marketing 33

PYMNTS

AUGUST 21, 2017

million from Benchmark Capital and changed its name to eBay. In August of 2001, The Industry Standard published a piece describing the firm as “ unstoppable ,” given its power as a platform that simply facilitated the sale of goods between buyers and sellers without taking possession of any inventory. With a market cap of $37.2

Online 128

Online Retail San Francisco Mobile 128

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” The dot-com bubble recession began in March 2001 and lasted only 8 months. percent of all jobs in 2001 to 11.3 To you, manage your interest rate risk.

FDIC 60

FDIC Community Bank Regulation Lending 60

TrustBank

DECEMBER 8, 2022

By the 1990’s, improvements in technology and further changes to securities regulations made it easier for corporate customers to access financial markets directly. This forced banks to renew their focus on middle market commercial banking and consumers. Recall the NINJA loans (No Income, No Job, Apply).

US 52

US Policies Taxes Washington 52

MyBankTracker

JULY 21, 2020

stock market is the premier destination for investing opportunities. Meanwhile, some American investment firms market to international clients (and then again, some investment firms won’t work with people who aren’t American citizens). Unfortunately, after 2001, laws were passed to make sure that no non-U.S.

Taxes 52

Taxes United States America Course 52

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. Date: September 3, 2001. Google and Motorola. Date: August 15, 2011. Price: $25B.

Google 76

Google Software Company Innovation 76

Banking 2020

OCTOBER 8, 2015

Back in the fall of 2001, analysts were furiously debating the merits of a potential merger between Hewlett-Packard and Compaq, two industry titans facing hard times. However, the fact that so many startups are in the market for financial advice early in their gestation is at last one sign that times have changed.

social media 40

social media Apple Industry Technology 40

Tech and Finance

MARCH 7, 2016

million in December, the second highest since 2001. Gaining strength in the jobs market and more bargaining power for workers point to higher paychecks, and we expect average year-over-year wage gains to reach 3.2% One result of the slowdown in the single family market is an increase in multi-family rental construction.

US 28

US Millennials Survey Marketing 28

CB Insights

APRIL 7, 2018

Famously, the Japanese robotics maker FANUC has been operating a “lights-out” factory since 2001, where robots are building other robots completely unsupervised for nearly a month at a time. Viant, a project out of the Ethereum-based startup studio Consensys, works on a number of capital-intensive areas that serve manufacturers.

Technology 78

Technology blockchain Industry Software 78

Fintech Labs Insights

JULY 7, 2016

With Brexit and other turmoil driving recent market uncertainty alternative investments are getting an even closer look. ” Onuosa went on to detail how franchise-related equities have outperformed the US stock market by 33%. this $10 trillion market is illiquid, how does “McDonald’s guy” gain liquidity).

United States 15

United States Guidelines Branding Big Data 15

Fintech Labs Insights

MAY 27, 2016

Founded in 2001. Market capitalization of $3.8 Market capitalization of $33 million. “By addressing the needs of both developed and emerging markets, Israeli fintech will only continue to grow.” Founded in 2014. Based in Tel Aviv. Funding undisclosed. Earnix – FinovateSpring 2016.

Innovation 14

Innovation Fintech System Risk Management 14

Fintech Labs Insights

JULY 30, 2024

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. CAN Capital FAB Score = 127 (down 1) – HQ: Atlanta – Founded: 1998 – Raised: $1.0B .** Naturally, we were excited about it, naming it the biggest innovation of the year. Why Credibly?

Atlanta 29

Atlanta Utah Miami San Francisco 29

Fintech Labs Insights

JULY 7, 2021

Their total market value is now $1.91 Total market value = $ 1.91 Scalable Capital , German investech. Scalable Capital. Personal Capital. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). In June, we added 12 new unicorns for a total of 199. Addepar , U.S.

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

FEBRUARY 4, 2022

But we’ll move into other markets as resources become available. —–. About Fintech Labs : Launched as a financial services UX consultancy in 2001, Fintech Labs serves small business owners with its guide to digital financial services and fintech. Geographically, we are initially focused only on companies serving U.S. small businesses.

Fintech 15

Fintech Payments UX United States 15

Fintech Labs Insights

JUNE 3, 2021

Their total market value is now $1.72 Total market value = $1.72 Secondary market May 21. In May, we added 16 new unicorns for a total of 187. trillion, up $50B from last month. Unicorn count: Beginning (May 1) = 171. + 14 born this month (see below). + 2 newly recognized this month (Kraken, Hypoport). _. Total (May 31) = 187.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

JUNE 3, 2021

Their total market value is now $1.71 Total market value = $1.71 Secondary market May 21. In May, we added 13 new unicorns for a total of 184. trillion, up $40B from last month. Unicorn count: Beginning (May 1) = 171. + 11 born this month (see below). + 2 newly recognized this month (Kraken, Hypoport). _. Total (April 30) = 184.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

MAY 3, 2021

Their total market value is now $1.67 Personal Capital. At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). In April, we added 11 new unicorns for a month-end total of 168. trillion, up $50B from last month. Unicorn count: Beginning (April 1) = 157. + Total (April 30) = 168.

United States 15

United States Fintech US Company 15

Fintech Labs Insights

FEBRUARY 15, 2022

Their total market value is now $2.1 Total market value. Scalable Capital. In January, we added 10 new unicorns for a month-end total of 281. trillion, down $110B from last month. Beginning = $2.20 trillion Plus: $38B value of new entrants Less: $210B decline in value of previous unicorns _ Total (Jan 31) = $2.03 Aug 2021 round.

Fintech 15

Fintech Lending Technology Payments 15

Fintech Labs Insights

FEBRUARY 1, 2022

Their total market value is now $2.1 Total market value. Scalable Capital. In December, we added 7 new unicorns for a month-end total of 273. trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 271. Plus: 9 born this month (see Table 2, below). 1 previous unicorn added this month (Citadel Securities). _.

Fintech 15

Fintech Lending Technology Security 15

Fintech Labs Insights

AUGUST 10, 2021

Their total market value is now $2.0 Total market value = $2.03 Secondary market May 21. Scalable Capital. In July, we added 10 new unicorns for a total of 208. trillion, up $120B fro m last month. Unicorn count: Beginning (July 1) = 198. + 9 born this month (see below). +1 1 exit (CurrencyCloud exit to VIsa for $1B). _.

United States 15

United States Fintech Technology Company 15