PYMNTS

JANUARY 22, 2019

Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine against Google , which was accused of not doing enough to gain the consent of users when collecting data meant for targeted advertising. 52 percent.

Payments 195

Payments Regulation Security Data 195

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. Finn accounts will now be changed over to Chase accounts.

Apple 122

Apple Data social media Policies 122

PYMNTS

OCTOBER 13, 2017

To put it another way, the theme of the fairy tale applies to the transactional world in which we live — getting it all just right and in balance, a crucial concept when it comes to the consumer experience and security in card-not-present (CNP) transactions. Balance is the only way to boost card revenue. There will be 2.9

Security 108

Security CA Payments Analytics 108

PYMNTS

JANUARY 1, 2021

Many businesses are finding that newer digital payment tools, like virtual cards, offer key advantages to optimizing their B2B processes during the health crisis. “We As told by Citi and GE , the pandemic prompted a massive online shift as stores closed and consumers became wary about venturing out.

Trends 259

Trends Video Retail Payments 259

Fintech Labs Insights

OCTOBER 1, 2024

Related: The 37 Biggest Fintech Conferences & Events in 2024 Top 18 Online Digital Corporate Credit Cards for Small Businesses (Oct 2024) The 50 Largest Corporate Client/User Events in Financial Services Technology Related Stories How Have the Finovate Best of Show Winners Fared?

Conference 12

Conference Las Vegas Nashville Charlotte 12

PYMNTS

APRIL 21, 2016

Founded in the days after the Web’s first round of booming and-busting adventures in 2001, Newegg was a very focused eCommerce effort that stayed afloat when lots of business were going belly-up, because in some sense it was selling the right thing to the right group people online: computer hardware and software.

Cards 100

Cards Retail Online Software 100

NCR

JULY 31, 2016

The use of credit and debit cards continues to grow in the developed world as many people turn away from cash. New figures from the UK Cards Association reveal that debit transactions have become the backbone of the country’s consumer economy, reflecting key changes in the way consumers access their money. Overall, £12.6

Cards 40

Cards ATM Payments System 40

PYMNTS

JANUARY 1, 2019

In fairness, it was 1995 — Amazon was a year old and a bookseller online. The fact that Gates was right about the first two is arguable, what with the explosion of online mobile banking, digital payments and tech-based financial services. There was no Google -ing anything, and PayPal was still three years away from being a thing.

Apple 150

Apple Google Bitcoin Mobile 150

PYMNTS

AUGUST 21, 2017

That’s where Reid Hoffman hatched the idea for LinkedIn in 2003 after inviting hundreds of his friends to create online profiles to get his idea for a professional online networking site off the ground. E-Bay acquired online ticket exchange, StubHub, in 2007. Speaking of online retailers, eBay went all out to court them.

Online 128

Online Retail San Francisco Mobile 128

Fintech Labs Insights

FEBRUARY 4, 2022

Cards : Currently, 16 startups offer charge cards (or credit cards) and business expense management services in the United States. 7 card payment processors. – Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022). businesses. 7 subscription payment & management providers.

Fintech 15

Fintech Payments UX United States 15

PYMNTS

DECEMBER 2, 2016

That’s where companies like MindBody Online come in. MindBody does so by allowing customers to make and pay for appointments quickly and easily, using a saved credit card of their choice. MindBody allows members and owners of a host of health and wellness business to schedule and pay for their appointments through its smartphone app.

Tools 100

Tools Software Payments Industry 100

PYMNTS

JUNE 6, 2017

“We want to reinvent home music,” CEO Tim Cook noted in his keynoted opener — and that then was followed closely upon by Apple’s Head of Marketing Phil Schiller, who, before showing the world the HomePod, talked about Apple’s over a decade-and-a-half as a musical innovator — going back to the 2001 launch of iTunes.

Apple 109

Apple San Jose Conference Marketing 109

Fintech Labs Insights

JULY 30, 2024

files recently, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. It was the first time anyone had put a mortgage app online and one of the first online credit apps of any kind.** Cleaning out some (paper!)

Atlanta 29

Atlanta Utah Miami San Francisco 29

PYMNTS

JULY 9, 2018

Digital music has been unbundled since the iPod and iTunes got a head of steam in 2001. All of the things that stores and malls used to aggregate are available at one of literally thousands of places online, where they can be bought and shipped home, one product at a time, when and wherever the consumer’s impulse to purchase strikes.

Strategy 105

Strategy Millennials Online Innovation 105

Jeff For Banks

APRIL 12, 2018

Ever since we formed our company in 2001, this has been the case. It is difficult to change that mindset when doing loans with little to no collateral, such as small ticket consumer or credit cards. And it wasn’t an anomaly. Sure, home equity lines of credit made 0.71% for the fourth quarter. Fixed home equity loans… nope.

Lending 60

Lending Resources Community Metro 60

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Twitter: NA.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Twitter: NA.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application.

Atlanta 15

Atlanta Utah Miami DC 15

PYMNTS

AUGUST 28, 2018

Customers using Xoom can now go online or use mobile devices to send money to 70 percent of countries around the world via this deal. Xoom launched in 2001 and was purchased by PayPal in 2015 for $890 million in an all-cash deal. Ria’s network includes approximately 355,000 global agents. billion in receivables from PayPal.

US 178

US Online Marketing Branding 178

Fintech Labs Insights

JUNE 1, 2016

My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. See its circa-2001 homepage above. None of those are particularly enticing jumping off points for the casual online visitor. In 1999, it was light years ahead of its time in design and UI.

Seattle 12

Seattle Google Washington Maine 12

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

CB Insights

DECEMBER 4, 2019

Today, Amazon Pay has evolved to include a digital wallet for customers and a payments network for both online and brick-and-mortar merchants. Traction/Metrics: Today’s iteration is Amazon Pay, a digital wallet for customers and a payments network for both online and brick-and-mortar merchants and shoppers.

Cards 101

Cards Lending Strategy US 101

PYMNTS

JULY 18, 2016

DVD player sales doubled from 2000 to 2001 as manufacturers flooded the market with new devices. Tapping into that existing consumer behavior, Netflix’s initial innovation was to create an online ordering queue that allowed consumers to choose up to 25 DVDs at a time and to put those requests on a list. had a DVD player in their homes.

Payments 100

Payments Video Marketing Course 100

PYMNTS

OCTOBER 26, 2017

In addition to its vending machines, Beverly Hills Caviar also sells caviar online. When she took over her family’s company, she decided to modernize the business by selling caviar online in 2001. Because it’s an unattended retail location, the credit card companies will not stand behind the payment,” Knight said.

Retail 106

Retail Los Angeles social media Policies 106

Fintech Labs Insights

JUNE 3, 2021

Related: Top 15 Online Digital Corporate Credit Cards for Small Businesses (June 2021). Online Digital Banks for Small Businesses (SMB) May 2021. Acquired by Bill.com (May 2021). United States. Exit April 2021. April 2021 round. United States. 3 June 2021. United States. Greenlight. April 2021 round. United States. 3 June 2021.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

JULY 7, 2021

Related: Top 15 Digital & Online Insurance Providers for Small Businesses (SMB): June 2021. Online Digital Banks for Small Businesses (SMB) June 2021. Top 15 Online Digital Corporate Credit Cards for Small Businesses (June 2021). Sep 2015 round. United States. June 2021 round. June 2021 round. Netherlands.

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

AUGUST 10, 2021

Danish card company Pleo. Top 15 Digital & Online Insurance Providers for Small Businesses (SMB): June 2021. Online Digital Banks for Small Businesses (SMB) June 2021. New in July: #36: Caymen Island crypto exchange Bullish announced a SPAC worth $9.3B. #61(t): 61(t): $4B USA investech iCapital Network. #61(t): 132(t): $1.7B

United States 15

United States Fintech Technology Company 15

Fintech Labs Insights

JANUARY 21, 2022

Jan ’22 round. Jan ’22 round. Oct ’21 round. HealthEquity. Aug ’21 round. Aug ’21 round. Oct ’21 round. Duck Creek Software. May ’21 SPAC annoucement. Nov ’21 round. Cardlytics. Mercado Bitcoin. June ’21 round. May ’21 round. June ’21 round. Mercury Technologies. July ’21 round. Sep ’21 round. Mercury Payments. Solaris Bank. M1 Finance.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. One97 (PayTM). 22 Nov 2021. 8 Nov 2021. Mar 2021 SPAC (proposed). Estimate based on IPO filing. South Korea. Aug 2021 round. Clearwater Analytics. 5 Nov 2021. Investing/back office. Oct 2021 round. April 2021 round. May 2021 round. Cardlytics. 5 Nov 2021. August 2021 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

DECEMBER 20, 2021

Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. Tinkoff Bank. Mar 2021 SPAC (proposed). Mar 2021 round. Oct 2021 round. Aug 2021 round. Clearwater Analytics. Investing/back office. Aug 2021 round. April 2021 round. Cardlytics. Greenlight. April 2021 round. Aspiration. Sep 2021 SPAC (proposed). Lending/SMB. Mercury Technologies.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Online Digital Banks for Small Businesses. New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. 2-feb-2021. United States.

United States 15

United States Fintech Utah Lending 15

CB Insights

MAY 23, 2019

WrkRiot’s short-lived house of cards falls down. Pixelon: Online video vaporware. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. WrkRiot’s short-lived house of cards falls down. The Outcome.

Fraud 78

Fraud Las Vegas Company Capital 78

CB Insights

NOVEMBER 9, 2017

For millions of consumers accustomed to using credit and debit cards, the proposition of using a fingerprint hasn’t been all that appealing. “It’s hard to fight the credit-card companies,” says Gartner (IT) analyst Avivah Litan. via MDDI Online. Company: DeNovis, Inc. Total disclosed funding: $97.8M.

Capital 78

Capital Company San Francisco Operations 78