Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

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Fintech Labs Insights

FEBRUARY 4, 2022

Since size is an obvious leading indicator, we’ve assigned the companies a score, Fintech Attention Barometer (FAB), that is a proxy of their size using publically available info (funding, website traffic, number of employees, and so on). Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022). Top 12 U.S.

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Fintech Labs Insights

MARCH 4, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Earnix : The financial services analytics provider, founded in 2001 and is second only to Finicity for longest time to get to the $1B valuation. Stash : Another NYC-based trading app that also integrates banking services.

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Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

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Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). 7 born this month (Digit Insurance, Divvy, Mambu, Melio Payments, MX, PPro, Sunlight Financial). + It is the 7th fintech unicorn based in India, and the 4th most valuable. Full Fintech Unicorn List. 2-feb-2021.

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Fintech Labs Insights

MAY 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. In April, we added 11 new unicorns for a month-end total of 171. Their total market value is now $1.67 trillion, up $50B from last month. Unicorn count: Beginning (April 1) = 157. + Value Date.

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Fintech Labs Insights

JUNE 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US fintech insfrastructure. Full Fintech Unicorn List. In May, we added 16 new unicorns for a total of 187. Their total market value is now $1.72 trillion, up $50B from last month. Unicorn count: Beginning (May 1) = 171. +

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Fintech Labs Insights

JULY 7, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Bunq , banking startup from The Netherlands. Trulioo , Canadian fintech security company. Full Fintech Unicorn List. Digit Insurance. Starling Bank. In June, we added 12 new unicorns for a total of 199.

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Fintech Labs Insights

AUGUST 10, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). German neobank Solaris Bank. Full Fintech Unicorn List. Digit Insurance. In July, we added 10 new unicorns for a total of 208. Their total market value is now $2.0 trillion, up $120B fro m last month. 134(t): $1.6B

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Fintech Labs Insights

MAY 12, 2021

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. So, the capability has existed for 20 years.

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Fintech Labs Insights

JULY 30, 2024

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders began in earnest during and immediately after the 2007/2008 financial crash. So, the capability has existed for 20+ years.

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Fintech Labs Insights

APRIL 16, 2020

Umpqua Bank’s Homepage During Middle of Coronavirus Crisis (15 Apr 2020). In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries.

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Fintech Labs Insights

JUNE 1, 2016

My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. If only it had been equally savvy in its underwriting skills , it would be a digital banking giant by now. See its circa-2001 homepage above. In 1999, it was light years ahead of its time in design and UI.

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Fintech Labs Insights

MAY 12, 2021

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. We are calling it the FAB score, standing for Fintech Attention Barometer. A defunct Canadian bank, Bayshore Trust, launched the first online loan application in March 1996. .

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Fintech Labs Insights

NOVEMBER 19, 2021

Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. We are calling it the FAB score, standing for Fintech Attention Barometer. A defunct Canadian bank, Bayshore Trust, launched the first online loan application in March 1996. .

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Gonzobanker

DECEMBER 19, 2024

Fintech competitors grew, matured and enjoyed another year of crazy valuations. The market sees the growing diversification away from loan income and JP Morgan analyst Reginal Smith said SoFi may become the American Express of fintech. billion in 2001 to $8.2 billion today. Walking the Walk goes to Valley First Credit Union.

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