2001 Digital Banking Lending 
PYMNTS
NOVEMBER 22, 2019
Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. million as it prepares to launch its lending-in-a-box offering, according to Asset Finance International. Bancorp in 2001 in a $2.1 Also in the U.K.,
Fintech Labs Insights
FEBRUARY 4, 2022
We divided the products into five areas: Banking : We are tracking 12 challenger/neo-banks focused on U.S. Lending : Our largest category tracks 33 digital alt-lenders predominantly lending to small-and-medium U.S. Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022).
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Fintech Labs Insights
JULY 30, 2024
Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders began in earnest during and immediately after the 2007/2008 financial crash. So, the capability has existed for 20+ years.
Fintech Labs Insights
MAY 12, 2021
Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. So, the capability has existed for 20 years.
Fintech Labs Insights
NOVEMBER 19, 2021
Unfortunately, we didn’t track when the first business loan application went online, but it was likely a few years later, let’s call it 2000/2001. But as you can see from the chart below, the digital SMB lenders started in earnest during and right after the 2007/2008 financial crash. So, the capability has existed for 20 years.
Fintech Labs Insights
DECEMBER 2, 2024
Related: SMB Challengers: Rho Delivers Integrated Bank, Card & Payments Experience The 9 Biggest AI Conferences for Financial Services, Banking & Fintech in 2025 Top 8 Conferences for Fintech & Financial Institution Developers & CTOs in 2025 Related Stories How Have the Finovate Best of Show Winners Fared?
Fintech Labs Insights
APRIL 12, 2024
Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.
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