Fintech Labs Insights

OCTOBER 1, 2024

Related: The 37 Biggest Fintech Conferences & Events in 2024 Top 18 Online Digital Corporate Credit Cards for Small Businesses (Oct 2024) The 50 Largest Corporate Client/User Events in Financial Services Technology Related Stories How Have the Finovate Best of Show Winners Fared?

Conference 12

Conference Las Vegas Nashville Charlotte 12

PYMNTS

JUNE 10, 2019

iTunes dominated after its 2001 release by putting two things in one place that had never existed before: a digital MP3 player that actually worked, properly paired with a store that made accessing music for a small fee much easier than trying to pirate it. SoFi and Uber Reshuffle Their Upper Levels.

Apple 122

Apple Data social media Policies 122

PYMNTS

DECEMBER 21, 2016

Our founder] conceived of the innovative idea of bringing one idea on one item to a print, on-demand platform that could be easily shared and developed the first prototype in 2001,” said Hugo Smoter, chief commercial officer for Spreadshirt. million items last year. “[Our Despite a 15-year run in the EU and 10 years in the U.S.,

Data 100

Data Boston Community social media 100

PYMNTS

JUNE 7, 2017

After adopting the quick service franchise model in 2001, Spoleto My Italian Kitchen rapidly took off, both in its home country and around the world with QSR locations today in Mexico, Spain — and, as of the past few years, here in the U.S. The partnership with NCR continues to drive the digital platforms of our brand.

Mobile 108

Mobile Branding Digital Strategies Maine 108

PYMNTS

NOVEMBER 25, 2017

And yet, for all the newness and newfangledness of toy innovation, it is remarkable how many of the classics are still not only available, but thriving. So, Barbie got a slight upgrade in 2001, which tweaked her waist, and then a diversification in 2016 , which saw Barbies of various heights and shapes hit the market.

National 179

National Branding Connecticut Video 179

PYMNTS

JANUARY 1, 2019

In fairness, it was 1995 — Amazon was a year old and a bookseller online. The fact that Gates was right about the first two is arguable, what with the explosion of online mobile banking, digital payments and tech-based financial services. There was no Google -ing anything, and PayPal was still three years away from being a thing.

Apple 150

Apple Google Bitcoin Mobile 150

Jeff For Banks

JUNE 2, 2023

The dot-com bubble recession began in March 2001 and lasted only 8 months. percent of all jobs in 2001 to 11.3 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. High-tech employment fell from 12.1 percent in 2004, a decline of 1.1 What caused a dot-com bubble?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

APRIL 21, 2016

Founded in the days after the Web’s first round of booming and-busting adventures in 2001, Newegg was a very focused eCommerce effort that stayed afloat when lots of business were going belly-up, because in some sense it was selling the right thing to the right group people online: computer hardware and software.

Cards 100

Cards Retail Online Software 100

PYMNTS

JULY 9, 2018

The intent of the regulation is to level the playing field for innovators by offering consumers an expanded number of point solutions that are different than what’s offered now by their existing bank. Digital music has been unbundled since the iPod and iTunes got a head of steam in 2001. Television programming is being unbundled.

Strategy 105

Strategy Millennials Online Innovation 105

Fintech Labs Insights

MAY 12, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Related: Top 12 U.S.

Atlanta 15

Atlanta Utah DC Detroit 15

PYMNTS

MARCH 7, 2019

There is a possibly apocryphal story of Amazon’s early days (around 2001) where Founder Jeff Bezos was invited to Bentonville, Arkansas to discuss the possibility of Walmart purchasing his still young – and, at this point, struggling – online bookstore. Customers will also be able to use the service online at Walmart.com.

Retail 101

Retail Indiana Branding Online 101

PYMNTS

JUNE 6, 2017

“We want to reinvent home music,” CEO Tim Cook noted in his keynoted opener — and that then was followed closely upon by Apple’s Head of Marketing Phil Schiller, who, before showing the world the HomePod, talked about Apple’s over a decade-and-a-half as a musical innovator — going back to the 2001 launch of iTunes.

Apple 109

Apple San Jose Conference Marketing 109

Fintech Labs Insights

JULY 30, 2024

files recently, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. It was the first time anyone had put a mortgage app online and one of the first online credit apps of any kind.** So, the capability has existed for 20+ years.

Atlanta 29

Atlanta Utah Miami San Francisco 29

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2004: Free cash flow enables more innovation.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

OCTOBER 3, 2017

Price/Earnings and Price/Sales are sooooo 2001. coli-based drug is the latest innovation in “synthetic biology,” which we breakdown here. A look at the online grocery market in India with a mention of CB Insights investment data. The Next Big Thing. Once inside the body, the E. 1000x faster than your brain. Zee Business.

Study 32

Study New York Data Industry 32

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

Fintech Labs Insights

MAY 12, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. FAB Score = 265. –

Atlanta 15

Atlanta Utah DC Detroit 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Twitter: NA.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Twitter: NA.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

SEPTEMBER 27, 2016

What makes insurtech especially interesting is where it sits at the nexus of the pace of technological innovation and the reality of an ever-evolving regulatory landscape. ” Note that: Among traditional insurers, 43% are planning to “acquire or have already acquired innovative startups to help expand digital capabilities.”

Trends 12

Trends Report San Francisco social media 12

PYMNTS

JULY 18, 2016

DVD player sales doubled from 2000 to 2001 as manufacturers flooded the market with new devices. Tapping into that existing consumer behavior, Netflix’s initial innovation was to create an online ordering queue that allowed consumers to choose up to 25 DVDs at a time and to put those requests on a list.

Payments 100

Payments Video Marketing Course 100

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: September 3, 2001. Microsoft and Nokia. Price: $7.9B.

Google 76

Google Software Company Innovation 76

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Pixelon: Online video vaporware. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. Autonomy: Big problems with big data.

Fraud 78

Fraud Las Vegas Company Capital 78

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

CB Insights

NOVEMBER 9, 2017

Torris said Boo.com also spent too much on advertising and promotions and failed to keep pushing forward on technology innovations. via MDDI Online. Raptr, the online optimization platform founded by former pro gamer Dennis “Thresh” Fong a decade ago, is about to be shuttered. via eCommerce Times. Company: Aereo.

Capital 78

Capital Company San Francisco Operations 78

CB Insights

NOVEMBER 16, 2017

That was when he approached Capital Today, pitched his vision of a “full-service online retailer,” with a focus on logistics, and asked for $2M. Today, JD.com continues to grow and take a greater share of the B2C online shopping market in China. in market value was lost in the crash — NASDAQ lost half of its entire value in 2001 alone.

Lending 78

Lending Capital Company Google 78