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Prepare for stronger C&I lending demand: A $1.7 trillion “wave”

Abrigo

Ready to catch the next wave of lending growth? Commercial and industrial lending (C&I) will be the next big performance driver for banks and credit unions. You might also like this paper on how institutions can produce smarter, faster lending. C&I lending will be the next “bomb.”

Lending 195
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Searching for the Priceline of Fintech after Lending Market Meltdown Week

Bank Innovation

You could have bought Priceline stock below $10 in 2001. For many years you had little to show for it. From then until 2008, you had some appreciation, but not much. Then the stock shot up above $1,000 (as of writing it is $1,261). Yes that is 100x return from Read More.

Lending 170
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Solve This Problem with Your Strategic Horizon

South State Correspondent

This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.) Bank management should, of course, strive to increase cash flow as soon as possible. Now, with customers, and relationship managers switching banks at one of the highest rates, banks need to adapt to remain relevant.

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SMBs Ramp Up Legal Fight Against New Virgin Money Owner CYBG

PYMNTS

CYBG, which recently acquired Virgin Money with plans to ramp up small business lending, is facing a heightened legal challenge from small businesses accusing the institution of forcing some small firms into insolvency. The complaint alleges mistreatment of small business borrowers between 2001 and 2012.

National 116
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First New Community Bank In Decades Headed To US Market

PYMNTS

MOXY Bank, for example, aims to introduce corporate treasury management services, as well as offerings for small business (SMB) owners. “Specifically, survivor community banks’ total business lending increased by about 36 percent, from $563 billion in outstanding loans in 2010 to $765 billion in 2017.”

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Consumer Lending: Should Banks Do It?

Jeff For Banks

When I first read Standards Needed for Safe, Small Installment Loans from Banks, Credit Unions by the Pew Charitable Trusts that encouraged financial institutions to get back into small ticket consumer lending, I thought “what are they nuts!” Ever since we formed our company in 2001, this has been the case. And it wasn’t an anomaly.

Lending 60
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Will Risky Supplier Financing Light The $1.3T Debt Bomb’s Fuse?

PYMNTS

Non-financial corporate debt, as a percentage of [gross domestic product (GDP)], is much higher than it was in 2007 and much higher than it was in 2001 … and, interestingly, much higher than it was in 1929,” he said. For the credit manager, the principle is good faith — that they will get paid 60 days later. Call it the $1.3

Capital 131