South State Correspondent
MAY 9, 2023
private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. Increasing insurance coverage on bank deposits will have unintended consequences and results contrary to what those in the banking industry want and what the U.S.
PYMNTS
DECEMBER 5, 2016
As reported in the Wall Street Journal , the housing lending market has become a bifurcated one, with credit costs low in a phenomenally low interest rate environment. But banks are tightening the reins on risks they will take, which translates into lending reticence. If the American dream is buying real estate, the U.S.
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PYMNTS
APRIL 11, 2016
“IdentityMind Global has a unique approach to bringing integrity back to digital marketplaces and the online lending environment through the use of trusted digital identities” Zander said in a company news release. Before that, he served as president and chief operating officer of Sun Microsystems until June 2002.
CFPB Monitor
JULY 22, 2020
2002 WL 1205060 (N.D. 2002) , we convinced the court that the need for certainty in the application of federal banking laws required it to honor the bank’s formal role as lender instead of participating in the case-by-case development of factually intensive recharacterization rules. In Hudson v. Ace Cash Express, Inc.,
South State Correspondent
OCTOBER 18, 2023
The graph below shows the Fed’s balance sheet from 2002 to the present. The Fed may have reached its terminal Fed Funds rate, but COF will continue to rise as the Fed continues to liquidate its balance sheet. The Fed is reducing its balance sheet by $95B/mo, or $1.1T
Jeff For Banks
NOVEMBER 7, 2015
Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? What I hear most often is that community banks take deposits from people and businesses in their community and lend it to people and businesses in that same community. So we were both castaways. Seems risky.
Independent Banker
JULY 1, 2015
Since he joined the bank in 2002 after graduating with a degree in finance from the University of Wisconsin-Whitewater, Harms has grown his portfolio to more than $51 million and serves more than 500 clients. For Harms, mortgage lending isn’t just about regulations or underwriting—it’s about people and their financial dreams.
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