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Should Congress Increase FDIC Insurance Limits?

South State Correspondent

private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. We believe any change to the FDIC insurance coverage should aim to maintain and advance our credit markets.

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Credit Restrictions Make Real Estate Buys Stall

PYMNTS

is becoming a divided market, where some dreams come true and others must keep wishing and hoping. As reported in the Wall Street Journal , the housing lending market has become a bifurcated one, with credit costs low in a phenomenally low interest rate environment. If the American dream is buying real estate, the U.S.

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How Banks Can Better Use Grid-Based Pricing

South State Correspondent

The graph below shows the Fed’s balance sheet from 2002 to the present. The benefit to a community bank is that FTP and decreasing liquidity in the market make each incremental basis point of margin from either a loan or deposit almost equally profitable. The Fed is reducing its balance sheet by $95B/mo, or $1.1T

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Mortgage Man

Independent Banker

Since he joined the bank in 2002 after graduating with a degree in finance from the University of Wisconsin-Whitewater, Harms has grown his portfolio to more than $51 million and serves more than 500 clients. For Harms, mortgage lending isn’t just about regulations or underwriting—it’s about people and their financial dreams.

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? High-tech employment fell from 12.1

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Decision Platform Know-How Makes Winning Customers Personal

FICO

Telcos are becoming banks, messaging services are becoming telcos, hyper-scale internet companies are retailers and numerous start-ups have created mass-market payment channels. million) in annual staff savings as its lending book grows by 40%. Richard joined FICO in 2002 and was previously a project manager at Brokat Technologies.

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The Top 20 Venture Capitalists

CB Insights

Notable Investments: Lending Club (IPO), DocuSign , Square (IPO), Spotify (IPO), Twitter (IPO), Houzz. In 2002, Jeremy joined AOL Time Warner as Senior Vice President of Corporate Development and Chief of Staff to the CEO. Current Firm: Kleiner Perkins Caufield & Byers. Operating Location: Menlo Park, CA. JEREMY LIEW.