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Should Congress Increase FDIC Insurance Limits?

South State Correspondent

private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. We believe any change to the FDIC insurance coverage should aim to maintain and advance our credit markets.

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Credit Restrictions Make Real Estate Buys Stall

PYMNTS

is becoming a divided market, where some dreams come true and others must keep wishing and hoping. As reported in the Wall Street Journal , the housing lending market has become a bifurcated one, with credit costs low in a phenomenally low interest rate environment. If the American dream is buying real estate, the U.S.

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How Banks Can Better Use Grid-Based Pricing

South State Correspondent

The graph below shows the Fed’s balance sheet from 2002 to the present. The benefit to a community bank is that FTP and decreasing liquidity in the market make each incremental basis point of margin from either a loan or deposit almost equally profitable. The Fed is reducing its balance sheet by $95B/mo, or $1.1T

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Top 7 Conferences for Fintech & Financial Institution Developers & CTOs in 2024

Fintech Labs Insights

Small Businesses (SMB) in July 2024 The 13 Biggest Investment Advisor Tech, Wealthtech & Investech Conferences in 2024 The 14 Biggest Conferences for Lending, Mortgage & LendTech Several promising conferences have emerged in recent years, and we expect this list to grow throughout the decade.

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

The old borrow short, lend long strategy. By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? High-tech employment fell from 12.1

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Top 7 Conferences for Fintech & Financial Institution Developers & CTOs in 2024

Fintech Labs Insights

Our other financial services technology calendars: Fintech conferences, events and trade shows Payments & Card industry conferences, events and tradeshows Insurtech conferences, events and tradeshows Banking, Mortgage, Lending & BankTech conferences, events and tradeshows Investment Advisor Technology conferences, events and tradeshows Artificial (..)

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Top 25 Conferences for Credit Unions in 2024

Fintech Labs Insights

Take a look at our curated list of the top events for credit union technologists, product managers, developers, marketers and as well as the C-Suite and even directors. It’s a collaborative industry whose conference attendees are eager to learn and share. It’s very refreshing.