PYMNTS

MARCH 25, 2016

Their ‘Kodak Moment’ came in 2003 – seven years after its best year ever – and not long after a board report concluded digital was nothing to really worry about.”. “In As MPD CEO Karen Webster pointed out in a piece earlier this year, “Kodak didn’t think it had much to worry about – until it did – and by then, it was too late.

Innovation 100

Innovation Payments Technology Online 100

PYMNTS

APRIL 17, 2017

In May 2007, Voice Commerce, the voice biometrics company he founded in 2003, launched VoicePay, the consumer-facing application of the company’s secure voice-initiated transactions processing platform. that resulted in the reduction in the number of clearing banks to four, the incredible rise in FinTech innovation in the U.K.

Innovation 101

Innovation Fintech System Regulation 101

PYMNTS

JANUARY 25, 2018

Prepaid card accounts are among the faster-growing, consumer-facing financial products; according to expert estimates, the industry has grown from a net value of around $1 billion in 2003 to nearly $65 billion as of 2012. By 2020, analysts forecast that $116 billion per year will be loaded onto prepaid cards.

Cards 130

Cards Leadership Industry Innovation 130

PYMNTS

MAY 4, 2020

He added that he is eager to build on the company’s ideology to “drive new technology and innovation” and to be the “partner of choice.” . He joined Mastercard in 2003 and headed the company’s European and global consulting divisions. .

Operations 141

Operations Regulation Regional Retail 141

PYMNTS

OCTOBER 6, 2020

Founded in 2003, Alacriti , which works with banks and other clients on making the transition to digital payments, said on Tuesday (Oct. The venture combines Alacriti’s cloud-based platform – which is designed to spur payments innovation – with the Real-Time Payments network, or RTP , developed by The Clearing House.

Payments 116

Payments New Jersey Industry Fintech 116

PYMNTS

DECEMBER 3, 2020

Catastrophe breeds innovation — at least in terms of new business concepts. And in a roundtable with Karen Webster, five panelists from innovative companies — and one investor who gave insight into what he looks for when funding such firms — said digital-first should be the guiding light in backing nascent business ventures.

Payments 168

Payments Innovation Capital Mobile 168

PYMNTS

MARCH 6, 2018

Vamos served as CEO of Microsoft Australia from 2003 to 2006, then as non-executive director of Telstra since 2009. “It’s Drury won’t be leaving the company entirely, however, and will continue to serve as non-executive chair and support Xero’s focus on innovation and strategy. “It’s million subscribers.

Community 122

Community Strategy Innovation US 122

PYMNTS

SEPTEMBER 6, 2016

ACI provides innovative banks, like Erste, with the ability to seize opportunities, while maintaining their bottom lines,” said Sylvie Boucheron, SVP of financial institutions in North America and Europe for ACI Worldwide, in a press release. The goal, both companies say, is to spur continued growth across Europe. “As

Payments 100

Payments Risk Management Retail America 100

BankInovation

JUNE 18, 2020

Citizens Bank is overhauling its 17-year-old mobile app, a move that should improve both the customer experience on the front-end and speed product development on the back-end, Chief Experience Officer Beth Johnson told Bank Innovation.

Mobile 64

Mobile Customer Experience Innovation Retail 64

PYMNTS

NOVEMBER 5, 2020

which had the innovative idea in 1848 that people might want a way to purchase mail-order jewelry. He was the first in a long time of innovators who realized that taking out the middleman and selling direct to consumer (D2C) allowed him to undercut stores on price. million, the brand’s biggest quarterly sales since 2003.

Retail 171

Retail United States Chicago US 171

PYMNTS

JANUARY 28, 2019

For proof, we need look no further than the two markets that many in the payments industry regard as leading the pack in payments innovation: Australia and the U.K. Innovation by Any Other Name. Surcharging has been permitted Down Under since 2003. Back here in the U.S.,

Regulation 181

Regulation Cards Boston Innovation 181

PYMNTS

JULY 20, 2018

Founded in 2003 by a University of Pennsylvania student, Insomnia Cookies’ stores stay open and deliver until 3:00 a.m. In order to stay on top of its game, Dunkin’ said it uses market research, trends analysis and sales data to evaluate and innovate menu items based on important factors like variety, sizes and flavors.

North Carolina 101

North Carolina Pennsylvania Google Maine 101

PYMNTS

OCTOBER 27, 2019

The operation will carry an enhanced, innovative Payroc brand, offering full-service global merchant acquirer services and payments processing in 46 countries. Illinois-based Payroc is a privately held full-service payment processor founded in 2003, servicing over 30,000 clients, and processing over $10 billion in annual card volume. .

Illinois 100

Illinois Capital America US 100

PYMNTS

MARCH 14, 2017

Šarić started working for Google in Silicon Valley back in 2003, helping to create the Google book search project and running its library-scanning engineering team. “We have a slider where you can adjust how sensitive you are to this fairness; we call it balancing,” OptimoRoute CEO Marin Šarić said. “So

San Francisco 115

San Francisco Atlanta Google Software 115

PYMNTS

JUNE 22, 2020

The platform has had to add several new payment options to its platform during the 25 years since its 1995 founding, including digital wallets and PayPal, which became its primary payment service provider (PSP) in 2003.

Strategy 230

Strategy Payments America Examples 230

Celent Banking

FEBRUARY 20, 2016

responded to Google’s innovation quite awkwardly, first partnering with Google, then walking away from the partnership in 2004 as it sought to exploit the technology of acquired businesses such as Inktomi (2002) and AltaVista (2003). It’s very simple: innovation is a game that is played for a full 9 innings.

Google 100

Google Innovation Taxes Marketing 100

PYMNTS

NOVEMBER 22, 2019

The Cybertruck is Tesla’s sixth vehicle model, and is described as the most experimental since the company’s 2003 launch. The vehicle, which will start at $39,900, is designed in the form of a large metallic trapezoid, CNBC reported. It will go up against Ford ‘s F series, the top-selling U.S.

Los Angeles 109

Los Angeles Report Industry Company 109

PYMNTS

JUNE 10, 2019

In 2003, iTunes for Windows arrived in October 2003, allowing non-Mac users, the vast majority of the computing world, to buy music from Apple and sync it to an iPod for the first time. It also came to the market at just the right time – about 10 months before the iPod hit the market in October 2001.

Apple 122

Apple Data social media Policies 122

PYMNTS

AUGUST 11, 2020

Adding in Apple iTunes in 2003 cemented the iPod’s place as the standard MP3 player, which drew a host of new users into the Apple ecosystem during the early 2000s. For all of Apple’s brilliant innovations over the past 25 years, the company has also managed to enjoy some very good timing. And the iPod kept advancing.

Apple 120

Apple Video Marketing Mobile 120

PYMNTS

JULY 17, 2019

What they didn’t have as of 2003, after over 60 years in business, was any cash. And the brand endured, and continued gaining popularity, albeit among a select class of design enthusiasts. Heath has never been a household name in quite the same way Fiestaware is – but among people who knew plates, they had lots of cache.

Retail 108

Retail San Francisco Branding Operations 108

CB Insights

APRIL 11, 2019

But the company was unable to build a reliable blood-testing device, despite being granted over 70 patents for blood-testing technology since 2003. Elizabeth Holmes initially left Stanford to “build Theranos around her patents and vision for healthcare,” according to Theranos’ website circa 2014.

System 77

System Fraud Examples Company 77

Javelin Strategy & Research

OCTOBER 21, 2014

While the mainstream media was ooing and aaahing over Apple’s innovative new product, us fintech geeks were generally a little underwhelmed by certain aspects. That’s been rattling around since 2003. Much has been written thus far about ApplePay and it’s going to be hard to write anything truly fresh at this point, but I will try.

Apple 74

Apple Fraud US Security 74

Celent Banking

MAY 31, 2016

Fiserv drove consolidation in the bank technology outsourcing market in the 1980s and 1990s before handing the baton to FIS in the new millennium, starting with the acquisition of Alltel Information Services in 2003 and continuing with the addition of Metavante Corporation in 2009 and SunGard in 2015.

Conference 100

Conference Community Bank Technology Boston 100

Banking 2020

MAY 15, 2015

Articles via Credit Union Times, Bank Innovation, American Banker, The Financial Brand. From the years 2003 to 2013, the amount of checks used for payments has decreased from 36 million to 18 billion. Below are interesting stories the Banking.com staff has been reading over the past week. The disappearing check: how long until the end?:

Millennials 40

Millennials Survey Branding Innovation 40

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. You get the picture – it was an all physical world, all the time. PLATFORM WARS.

Google 100

Google Mobile Apple Online 100

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: March 20, 2003. Microsoft and Nokia. Date: April 25, 2014.

Google 76

Google Software Company Innovation 76

BankUnderground

JANUARY 12, 2022

We capitalise and extend on the classic work of Anderson and van Wincoop (2003) and Redding and Venables (2004) to derive a two-stage estimating procedure that allows to identify the full impact of country-specific policies on bilateral trade flows and to recover the trade elasticity at any level of disaggregation. Methodology in a nutshell.

Policies 124

Policies Analysis US Data 124

NCR

JULY 28, 2017

million people over the past year, marking a record high since Javelin began tracking identity fraud in 2003. However, just as fraudsters are always coming up with new methods of attack, banks and technology firms are constantly innovating and developing new safeguards against digital banking fraud.

Fraud 74

Fraud Digital Banking Survey Security 74

NCR

OCTOBER 5, 2017

percent in value between 2012 and 2015, the decline was slower than in earlier periods since 2003. Difficult as it might seem to justify investment in a payment channel that is shrinking gradually, there are benefits for FIs to gain from adopting innovative solutions for regular users of checks. While check payments dropped by 4.4

System 53

System Payments Mobile Innovation 53

CB Insights

AUGUST 14, 2018

Perhaps the most glaring example of the tendency to dismiss innovative new players was when Apple’s iPhone hit the market in 2007. Innovation Summit: (N+1) Trends. “Microsoft will roll [Salesforce] over,” Thomas Siebel of Siebel Systems flatly told Bloomberg in 2003. ” Innovation Summit: (N+1) Trends.

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

CB Insights

SEPTEMBER 27, 2017

Here’s our guide on how corporations can use startups to innovate faster. Perhaps the most glaring example of the tendency to dismiss innovative new players was when Apple’s iPhone hit the market in 2007. Innovation Summit: (N+1) Trends. ” Innovation Summit: (N+1) Trends. The iPhone and iPod.

Bitcoin 65

Bitcoin Apple Innovation Industry 65

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

CB Insights

SEPTEMBER 15, 2017

In 2003, the Human Genome Project was completed after fully sequencing and mapping the genetic code of a human being. We mapped discussion using our Trends tool , which analyzes millions of media articles to track emerging trends in innovation and tech. Thanks to this, we’ve seen more and more chatter about genomics and genetics.

Trends 55

Trends Data Software Examples 55

TrustBank

JUNE 17, 2021

From 1991 to 2003, Japanese GDP gained by only 1.14% annually and was well behind that of other developed areas of the world. After all, Japan’s economy was booming and exports were rapidly on the rise – automobiles, consumer electronics and semiconductors to name a few. Queue one more popular dystopian film: The Terminator.

Policies 52

Policies Exercises Washington Study 52

Fintech Labs Insights

JANUARY 19, 2016

STRANDS develops innovative software solutions that enable banks to offer personalized digital banking experiences by applying machine learning algorithms within big data ecosystems. After cofounding the company in 2003, Torrens leads Product Strategy, Innovation and Intellectual Property Management. Register today. .

UX 12

UX Big Data Strategy Innovation 12

Fintech Labs Insights

JUNE 14, 2016

Bristow ( pictured ) comes to Interactions having served as VP Finance & Treasurer of Amazon for 10 years, helping to grow the company’s revenues from $5 billion in 2003 to $89 billion in 2014. He most recently served as CFO of Code42 Software, a SaaS data security provider.

Software 12

Software Strategy Innovation Security 12

CB Insights

AUGUST 30, 2017

In 2003, the Human Genome Project was completed after fully sequencing and mapping the genetic code of a human being. We mapped discussion using our Trends tool , which analyzes millions of media articles to track emerging trends in innovation and tech. Thanks to this, we’ve seen more and more chatter about genomics and genetics.

Trends 41

Trends Data Software Company 41