PYMNTS

AUGUST 26, 2019

ATM portfolio management tools and services firm Payment Alliance International (PAI) has acquired Arizona-based ATM operator Eclipse Cash Systems for an undisclosed sum. PAI provides scale, as well as industry-leading portfolio management tools for our market partners.

ATM 128

ATM Arizona Massachusetts Payments 128

PYMNTS

FEBRUARY 25, 2020

As the Coronavirus circulates, Temasek Holdings Pte is instituting a company-wide wage freeze and requesting that senior management accept voluntary pay reductions for as long as one year.

Community 130

Community Industry Management Report 130

PYMNTS

MARCH 23, 2020

He also served as a Las Vegas Convention and Visitors Authority board member from 1999 to 2003. He is a Providence Equity Partners senior managing director emeritus. Hornbuckle is a University of Nevada, Las Vegas graduate and holds a bachelor of science degree in hotel administration.

Las Vegas 130

Las Vegas Nevada Leadership Conference 130

PYMNTS

JULY 10, 2020

“This exciting relationship with Yotpo offers the marketing and shipping tools that SMB customers need to quickly, cost-effectively and smartly propel their operations forward,” said Michele Peters, senior manager of UPS Global eCommerce marketing, in a statement.

Atlanta 160

Atlanta Branding New York Mobile 160

PYMNTS

AUGUST 4, 2019

Founded in 2003, Heidelpay enables its clients to accept online and mobile payments and is used by more than 30,000 merchants, including companies such as L’Oréal. The co-founders of Heidelpay and the existing management team kept a minority stake in the business.

Payments 136

Payments Groups Taxes Regional 136

PYMNTS

JUNE 3, 2020

MercadoLibre is an eCommerce platform similar to Amazon , with its own payments infrastructure that has grown into credit, mobile payments and asset management capabilities. It launched as the eCommerce industry took off in 2003, and has seen a surge in usage with the pandemic. It now operates in 18 countries in Latin America.

America 248

America Regional Fraud Mobile 248

Perficient

NOVEMBER 22, 2022

The Act was revisited frequently in the 20 th Century and became the Servicemembers Civil Relief Act in December 2003. These protections resurfaced in 1918 with the Soldiers’ and Sailors’ Civil Relief Act. SCRA protections extend to: All full-time active-duty personnel from all divisions of the U.S.

National 275

National United States America Lending 275

PYMNTS

MARCH 1, 2020

The company works with others, such as Nokia, Dell and PayPal , on managing contracts. Docusign, which is based in San Francisco, operates its largest base out of Seattle, where it was originally founded in 2003. Seal Software, founded in 2010, advertises itself as a leader in enterprise contract analytics.

Software 130

Software Analytics San Francisco Seattle 130

PYMNTS

DECEMBER 19, 2017

Jack In the Box acquired Qdoba restaurants in 2003, when it was an 85-location chain with around $65 million in annual sales. Apollo Global Management is the buyer behind the deal, which is expected to close sometime in April. “We The brand has since grown to 700 locations in 47 states, with sales on the order of $820 million annually.

San Diego 100

San Diego Branding Management Operations 100

PYMNTS

MAY 4, 2020

Barnett will join Mastercard’s Management Committee on June 1 and will report to Gilberto Caldart, president of international for Mastercard. He joined Mastercard in 2003 and headed the company’s European and global consulting divisions. . Mark brings with him a wealth of knowledge and experience.

Operations 141

Operations Regulation Regional Retail 141

PYMNTS

SEPTEMBER 5, 2019

Mike Crapo of Idaho, who was head of the Senate Banking Committee until 2003. He used to be the managing director of Credit Suisse Securities, and he has other clients that include Delta Air Lines and the American Financial Services Organization.

Idaho 122

Idaho cryptocurrency social media Washington 122

PYMNTS

SEPTEMBER 6, 2016

The new initiative is an upgrade from the older versions of ACI’s solutions, as EBH and ACI have been working together since 2003. In addition to the added payment options, EBH will calculate interchange fees using ACI Interchange, a central monetary transaction manager, as well as ACI Proactive Risk Manager, which manages fraud.

Payments 100

Payments Risk Management Retail America 100

PYMNTS

SEPTEMBER 2, 2016

Sequoia (a firm whose founding is roughly contemporaneous with Andreessen’s, for example) has seen its 2003 and 2006 funds rise eightfold net of fees — from a successful run of investments in LinkedIn, YouTube, Airbnb and Dropbox. Apparently by the numbers they have not quite achieved elite status just yet. Its 2010 fund is up 5.5

Capital 100

Capital Examples Analysis Data 100

PYMNTS

AUGUST 5, 2019

Digital Shop, which was co-created with FinTech ePayLater, will allow kirana owners to track their daily and monthly sales, manage their inventory, place orders with Metro, offer digital payment options to customers and more, according to Live Mint.

Metro 110

Metro Retail Online Fintech 110

CB Insights

MAY 10, 2018

The early consultants changed that by using market research and data analysis combined with niche expertise to help companies manage their supply chains, improve their product positioning, and enter new markets to beat their competitors. From one perspective, the position of management consulting as an industry has never seemed more secure.

Strategy 78

Strategy Management Analytics Tools 78

PYMNTS

JUNE 22, 2020

The platform has had to add several new payment options to its platform during the 25 years since its 1995 founding, including digital wallets and PayPal, which became its primary payment service provider (PSP) in 2003.

Strategy 230

Strategy Payments America Examples 230

South State Correspondent

OCTOBER 25, 2023

The banking industry, pushed by the events of 9/11, moved to check imaging by the Check 21 Act in 2003. Take the direct and indirect cost to manage a check from the banking perspective and divide that by the total number of checks per year as detailed above, and you have the graphic below detailing the recent history of a cost per check.

Fraud 195

Fraud ATM Payments Management 195

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. Failing to hold the nonprofit to proper financial management and reporting standards.

Analysis 150

Analysis Lending Community Bank Community 150

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130

Capital Iowa Management Community 130

PYMNTS

OCTOBER 5, 2016

The use of prepaid cards has exploded over the last decade or so — in 2003 consumers put less than $1 billion on prepaid cards annually, but by 2012 that figure had grown to $65 billion and by 2018 that figure is projected to reach as much as $121 billion. The user base of prepaid cards has grown significantly as well.

Cards 189

Cards Google Tools Regulation 189

PYMNTS

FEBRUARY 22, 2019

million from a farmers’ collective during his time as general manager from 2003 to 2018 — and where he controlled the collective’s bank accounts. In news a bit closer to home, AG Web reported that, in Minnesota, Jerome Robert Hennessey pleaded guilty to one count of mail fraud. He had been accused of stealing $5.3

Mississippi 135

Mississippi Minnesota Fraud Report 135

TheGuardian

JUNE 21, 2023

My father, Andrew Veal, who has died aged 72, had careers in banking and prison rehabilitation, but his true passion was his voluntary work as a special constable in Suffolk (1978-2003). Born in Sleaford, Lincolnshire, Andrew was the only son of Kitty (nee Burbidge) and Ray Veal, a shipping manager.

Training 60

Training Management 60

PYMNTS

OCTOBER 12, 2018

The tactics and expansions change – but the goal remains the same, making it easier to digitize their funds – and to then access, manage and use those funds as needed digitally. according to the Global Cash Index has remained relatively steady in the states since 2003, ranging between 14.3 Cash usage in the U.S.

ATM 158

ATM FDIC Payments Online 158

Abrigo

NOVEMBER 29, 2021

Once accounting for 46 percent of bank revenue (2003), more recently, noninterest income averages closer to 34 percent (2018). Drive growth with integrated risk management. 4 Steps for Integrating CECL and Other Risk Management Models. And it is trending downward. However, it has been significantly outpaced by interest income.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

OCTOBER 26, 2018

Reports state that the 10 suspects on the regulators’ wanted list include three missing chairmen, two former executives and a fund manager — and all appear on a section of the site that asks the public, “Have you seen these people? The total spending came to as much as 12 million euros between 2003 and 2012.

Washington 122

Washington Fraud Security Report 122

Jeff For Banks

MARCH 29, 2013

It opened for business in 2003 and hasn''t been below a 2% ROA since 2005. Prudent risk management suggests we should have diversification in our loan portfolio and funding sources. Now, how many of you are rationalizing the performance of Optum Bank from the first paragraph, thinking, "oh, it''s only an Industrial Bank"?

Utah 87

Utah Strategy North Carolina Risk Management 87

PYMNTS

FEBRUARY 27, 2020

Student loan debt for 65-year-olds increased 886 percent per person between 2003 and 2015, according to the New York Federal Reserve. For many older Americans, carrying debt can simply be a strategic financial decision to better manage retirement, certified financial planner Glenn Downing told CNBC.

New York 130

New York Cards Idaho Indiana 130

Celent Banking

FEBRUARY 20, 2016

It was only in December when management shared the stunning news that Yahoo! ’s management could focus on rebuilding the company’s core Internet businesses. was planning to spin itself off (more precisely its core Internet businesses) to its shareholders. By spinning out the Alibaba stake to Yahoo!’s

Google 100

Google Innovation Taxes Marketing 100

PYMNTS

AUGUST 11, 2017

This week, passwords managed to find a whole new way to “fizzle,” past being simply friction-filled, hard to remember and often repeated across logins by consumers not interested in trying to remember more than one. The greater degree to which one is able to hew to this norm, the safer one’s data will be. Well, about that….

ATM 118

ATM United States Industry Branch Strategies 118

PYMNTS

FEBRUARY 22, 2017

Founded in 2003, uShip began as a way to connect large shipments with empty truck space. The platform enables some 30,000 Schenker transport providers to optimize management of 5,000 loads per day. Online marketplace for shipping, freight and transport services uShip had a strong close to 2016, said CEO Mike Williams.

Austin 122

Austin Online Texas Operations 122

Jeff For Banks

OCTOBER 5, 2012

The average profitability of fee-based products was -10% during the first quarter of 2003, and is –7% during the first quarter of 2012. In fact, managing finances, employee benefits, and risk is becoming increasingly complex for individuals and businesses… i.e. our customers. What do I base this on? Are there exceptions?

Community 78

Community Operations Strategy Management 78

PYMNTS

AUGUST 18, 2016

Back in 2003, the company came up with a groundbreaking new way to obtain people’s locations through the use of Wi-Fi signals to pinpoint locations, which today is one of the most widely used and precise ways of location tracking.

Data 100

Data Meeting Company San Francisco 100

Celent Banking

MAY 31, 2016

Fiserv drove consolidation in the bank technology outsourcing market in the 1980s and 1990s before handing the baton to FIS in the new millennium, starting with the acquisition of Alltel Information Services in 2003 and continuing with the addition of Metavante Corporation in 2009 and SunGard in 2015.

Conference 100

Conference Community Bank Boston Technology 100

PYMNTS

JULY 12, 2018

When you look at the list of failures by foreign retailers in Japan, it is quite tough to imagine bringing in someone to manage a great turnaround story for Seiyu. Tesco entered the market through the purchase of an acquisition, a local discount supermarket chain in 2003 — by 2011, it had called it quits.

eBook 100

eBook Retail Marketing Report 100

PYMNTS

SEPTEMBER 24, 2019

It exclusively served United Airlines employees and their families, but expanded its member base in 2003, making it the eighth largest CU in the U.S. We focus on sharing content that helps them learn more about how to manage their finances and how to bank with us. Moderation is important, however, as spamming can turn consumers off.

social media 111

social media Millennials Illinois Strategy 111

CFPB Monitor

JULY 20, 2020

The GLBA Safeguards Rule has not been updated since it went into effect in 2003. This workshop discussed the proposed amendments to the Gramm-Leach-Bliley Act’s (GLBA) Safeguards Rule, which requires financial institutions to develop, implement, and maintain a comprehensive information security program.

Training 78

Training Security How To Data 78

PYMNTS

SEPTEMBER 12, 2017

I also listen very attentively to the sales and relationship management folks. DM: In 2003, I pushed the organization I was with to launch a surcharge-free network in Tennessee. They have the ear of the customer. PYMNTS: What is the most innovative thing you’ve ever done?

Innovation 122

Innovation ATM Trends Mobile 122