PYMNTS

DECEMBER 19, 2017

Jack In the Box acquired Qdoba restaurants in 2003, when it was an 85-location chain with around $65 million in annual sales. Apollo Global Management is the buyer behind the deal, which is expected to close sometime in April. “We We are firmly committed to Qdoba’s continued growth as a leading fast casual restaurant operator.”.

San Diego 100

San Diego Branding Management Operations 100

South State Correspondent

OCTOBER 25, 2023

The banking industry, pushed by the events of 9/11, moved to check imaging by the Check 21 Act in 2003. Take the direct and indirect cost to manage a check from the banking perspective and divide that by the total number of checks per year as detailed above, and you have the graphic below detailing the recent history of a cost per check.

Fraud 195

Fraud ATM Payments Management 195

Perficient

NOVEMBER 22, 2022

The Act was revisited frequently in the 20 th Century and became the Servicemembers Civil Relief Act in December 2003. It also applies when the lessee has orders to deploy with a military unit or as an individual in support of a military operation for no less than 90 days. Termination of automobile leases.

National 275

National United States America Lending 275

PYMNTS

AUGUST 5, 2019

Digital Shop, which was co-created with FinTech ePayLater, will allow kirana owners to track their daily and monthly sales, manage their inventory, place orders with Metro, offer digital payment options to customers and more, according to Live Mint.

Metro 110

Metro Retail Online Fintech 110

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130

Capital Iowa Management Community 130

Abrigo

NOVEMBER 29, 2021

Once accounting for 46 percent of bank revenue (2003), more recently, noninterest income averages closer to 34 percent (2018). A recent study by the Cleveland Fed noted that traditionally, noninterest income is only 30% to 40% of small banks’ operating revenue, compared with over half of large banks’ revenue. Follow ALM Best Practices.

Community Bank 195

Community Bank Community FDIC Trends 195

CB Insights

MAY 10, 2018

The early consultants changed that by using market research and data analysis combined with niche expertise to help companies manage their supply chains, improve their product positioning, and enter new markets to beat their competitors. From one perspective, the position of management consulting as an industry has never seemed more secure.

Strategy 78

Strategy Management Analytics Tools 78

PYMNTS

JUNE 3, 2020

MercadoLibre is an eCommerce platform similar to Amazon , with its own payments infrastructure that has grown into credit, mobile payments and asset management capabilities. It now operates in 18 countries in Latin America. It launched as the eCommerce industry took off in 2003, and has seen a surge in usage with the pandemic.

America 248

America Regional Fraud Mobile 248

Independent Banker

APRIL 30, 2022

We have more consistently had a program in place since 2003 in order to better measure our service levels and determine where we could improve,” says Elyce Smidt, the $6 billion-asset community bank’s customer insights analyst. For example, our operations officers have stated that the shops make their jobs easier,” Smidt adds. “It

Community Bank 91

Community Bank Community Illinois Online 91

PYMNTS

JUNE 22, 2020

PYMNTS recently spoke with Keala Gaines , eBay’s head of global payments services, to understand how the platform’s payments strategy has changed over the years as well as to understand the role payments has played in helping it grow from a small operation to serving business and consumers across 100 countries with 27 international sites. “I

Strategy 230

Strategy Payments America Examples 230

PYMNTS

OCTOBER 26, 2018

That comes in the wake of BEC scams that are growing as a threat to companies of all sizes and industries as they conduct B2B operations. The total spending came to as much as 12 million euros between 2003 and 2012. The three former chairmen include Ding Hui, who is the co-founder of mainland fashion retailer Fujian Nuoqi.

Washington 122

Washington Fraud Security Report 122

PYMNTS

FEBRUARY 22, 2017

Founded in 2003, uShip began as a way to connect large shipments with empty truck space. Today, uShip operates in 19 countries worldwide, with headquarters in Austin Texas and Amsterdam. The platform enables some 30,000 Schenker transport providers to optimize management of 5,000 loads per day.

Austin 122

Austin Online Texas Operations 122

CB Insights

APRIL 17, 2018

15 of the top 20 operate in the Greater Bay Area. Operating Location: San Francisco, CA. He later joined Kleiner Perkins Caufield Byers as a partner for a period between 1999 and 2003. Operating Location: San Francisco, CA. Operating Location: Philadelphia, PA. Operating Location: Menlo Park, CA.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

OCTOBER 5, 2016

The use of prepaid cards has exploded over the last decade or so — in 2003 consumers put less than $1 billion on prepaid cards annually, but by 2012 that figure had grown to $65 billion and by 2018 that figure is projected to reach as much as $121 billion. The user base of prepaid cards has grown significantly as well.

Cards 189

Cards Google Tools Regulation 189

PYMNTS

JULY 12, 2018

Walmart has been operating in Japan for the last 16 years — a time described as “tumultuous” by the Financial Times ( FT ). When you look at the list of failures by foreign retailers in Japan, it is quite tough to imagine bringing in someone to manage a great turnaround story for Seiyu.

eBook 100

eBook Retail Marketing Report 100

Celent Banking

MAY 31, 2016

Fiserv drove consolidation in the bank technology outsourcing market in the 1980s and 1990s before handing the baton to FIS in the new millennium, starting with the acquisition of Alltel Information Services in 2003 and continuing with the addition of Metavante Corporation in 2009 and SunGard in 2015.

Conference 100

Conference Community Bank Boston Technology 100

Jeff For Banks

OCTOBER 5, 2012

The average profitability of fee-based products was -10% during the first quarter of 2003, and is –7% during the first quarter of 2012. But we have to be cautious comparing a community financial institution’s brokerage operation to Charles Schwab. They typically operate independently, containing HR, IT, and Marketing Departments.

Community 75

Community Operations Strategy Management 75

PYMNTS

APRIL 12, 2017

SW: We have had two physical ‘old school’ car washes since 2003. We are what is called a ‘full stack’ solution, meaning we own and operate the vehicles and equipment and we employee the technicians. PYMNTS: What’s the story behind how Spiffy started? I have an eCommerce background and had my first Uber experience in 2011.

Groups 131

Groups Millennials Mobile Customer Experience 131

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Should they focus on apps? Browsers and search engines? Other ecosystems?

Google 100

Google Mobile Apple Online 100

Independent Banker

AUGUST 1, 2016

And because financial institutions typically have limited IT staff to address desktop support, server hardware, applications, physical connectivity and other technical requirements, managers must search for new ways to address business needs while still being efficient and within budget.

Strategy 70

Strategy How To Security Resources 70

Fintech Labs Insights

JUNE 9, 2016

After three years managing and overseeing financial operations for The Phone House, Leonore Van Waaij will take her talents to Backbase as the company’s new – and first -Chief Financial Officer. The company enjoyed year-over-year revenue growth of 35%.

Management 12

Management Retail Operations Software 12

Fintech Labs Insights

JULY 30, 2024

BrightCap (was ForwardLine ) FAB Score = 0 (unchanged) – HQ: LA – Founded: 2003 – Raised: $120M before 2020 ( Crunchbase ) – Website visits: 20,000 (Jan 2024; SimilarWeb ) – Employees: 65 ( Pitchbook ), down 2 – Articles: 2 (Crunchbase) – Linkedin : 3,300 followers (70 employees, up 1 since Nov) – Trustpilot : 4.6 (459

Atlanta 29

Atlanta Utah Miami San Francisco 29

Fintech Labs Insights

DECEMBER 13, 2021

Most providers operate on a dual revenue model, charging a monthly subscription fee to satisfy their VC investors craving recurring revenue predictability and a transaction fee to cover interchange costs. We divided the payment providers into four categories: Charge card and expense management ( see our list here ). Founded: 2003.

San Francisco 15

San Francisco Online Seattle Denver 15

CB Insights

SEPTEMBER 13, 2018

Notably, the company participated in Alector ’s recent $133M Series E to fund the company’s investigation of new drugs for Alzheimer’s Disease — no new drugs have been approved to treat the disease since 2003. Series D financing for diabetes management company, Livongo Health. In 2017, the company invested in a $52.5M

Google 73

Google Apple blockchain Company 73

Fintech Labs Insights

OCTOBER 7, 2015

We provide products that enhance transparency, reduce risk, and improve operational efficiency. Our customers include banks, hedge funds, asset managers, central banks, regulators, auditors, fund administrators, and insurance companies. Founded in 2003, Markit employs over 4,000 people in 11 countries. We will cover F2 (openf2.org),

UX 12

UX Technology User Experience Management 12

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. I was familiar with the loan side of banking but not the deposit or operations parts, so all of that was new to me,” she says. By Ed Avis. Compliance.

Compliance 70

Compliance Community Bank Community Training 70

CB Insights

MARCH 6, 2019

After soaring to a multi-billion-dollar valuation behind an iconic founder, a team of prominent backers, and a promise to revolutionize blood testing, Theranos officially ceased operations in 2018. Theranos was founded in 2003 by Elizabeth Holmes, then an undergraduate student at Stanford University’s School of Engineering.

Report 78

Report San Francisco Capital Company 78

PYMNTS

APRIL 29, 2016

is concept that we started kicking around a year ago when covering the challenges of starting, running and competing with matchmaker businesses – those multi-sided platforms that only add value if they manage to get different groups of customers on board and engage them by removing a friction or solving a big problem. And do that at scale.

Apple 100

Apple Lending Report Marketing 100

CB Insights

JUNE 17, 2020

Now, with experts stressing the importance of rapid testing and tracking in managing the Covid-19 crisis, wearables and other health monitoring tech that enable diagnostics are taking center stage. VR has also helped businesses across industries keep operations running. Source: Oxford Medical Simulation.

Industry 101

Industry Technology Online Video 101

CB Insights

AUGUST 14, 2017

Data shows that Amazon has been interested in financial services — either to reduce friction in the purchasing experience, or to own more of the payments value chain — since at least 2003, when the company applied to patent a network-based transaction processing system. a complicated billing system, and a consolidated industry.”.

Industry 47

Industry Payments Analysis Retail 47

PYMNTS

JULY 18, 2016

The big daddy of the video rental industry at the time was Blockbuster , and it operated more than 4,500 such outlets. By June 2003, DVD rentals overtook VHS rentals. million subscribers on its streaming platform, no doubt ruing the day that it rejected Netflix as a badly managed niche player that would go nowhere. Lesson No.

Payments 100

Payments Video Marketing Course 100

CB Insights

FEBRUARY 28, 2019

He mocks himself for making mistakes, and sings the praises of Berkshire’s army of CEO-managers. Management. Each manager, in other words, would receive a portion of the company’s profits less the amount that they spent, in terms of capital, to generate those profits — a reminder to all that capital was not without costs.

Omaha 78

Omaha Company Capital Management 78

CB Insights

SEPTEMBER 27, 2017

“Microsoft will roll [Salesforce] over,” Thomas Siebel of Siebel Systems flatly told Bloomberg in 2003. “Our guests don’t want the Airbnb feel and scent,” said Christopher Norton, EVP of global product and operations at the Four Seasons, speaking to Fast Company a couple of years ago. Netflix/video streaming.

Bitcoin 65

Bitcoin Apple Innovation Industry 65

CB Insights

AUGUST 14, 2018

“Microsoft will roll [Salesforce] over,” Thomas Siebel of Siebel Systems flatly told Bloomberg in 2003. “Our guests don’t want the Airbnb feel and scent,” said Christopher Norton, EVP of global product and operations at the Four Seasons, speaking to Fast Company a couple of years ago. Robo-advisors.

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

PYMNTS

AUGUST 21, 2017

That’s where Reid Hoffman hatched the idea for LinkedIn in 2003 after inviting hundreds of his friends to create online profiles to get his idea for a professional online networking site off the ground. And eBay’s operating margins seem headed in the wrong direction, too: down from a high of 50 percent in 2012 to 38 percent in 2016 to 20.5

Online 128

Online Retail San Francisco Mobile 128

CB Insights

OCTOBER 16, 2018

2003: Long-term thinking is rooted in ownership. When you abstract a task into a process, it’s easy to start managing to the process rather than to the outcome you want. In fact, in 2017, all of Amazon’s operating income came from AWS, a once-risky bet on a “dreamy” business idea. With almost $17.5

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

OCTOBER 29, 2018

in losses, declare bankruptcy at Westinghouse, and eventually to sell the Westinghouse unit to Brookfield Asset Management. Date: March 20, 2003. The mega-company reported a $45B write-down in 2003 and then a $100B yearly loss. In 2007, Daimler sold off 80% of Chrysler to Cerberus Capital Management for $7B. Price: $32B.

Google 76

Google Software Company Innovation 76