PYMNTS

AUGUST 26, 2019

ATM portfolio management tools and services firm Payment Alliance International (PAI) has acquired Arizona-based ATM operator Eclipse Cash Systems for an undisclosed sum. PAI provides scale, as well as industry-leading portfolio management tools for our market partners. PAI has had a busy summer.

ATM 128

ATM Arizona Massachusetts Payments 128

PYMNTS

AUGUST 4, 2019

Founded in 2003, Heidelpay enables its clients to accept online and mobile payments and is used by more than 30,000 merchants, including companies such as L’Oréal. A person familiar with KKR’s strategy said the buyout group hoped to expand by adding customers in Germany. Heidelpay expects to generate 40.5

Payments 136

Payments Groups Taxes Regional 136

PYMNTS

JUNE 6, 2017

Drexler, who has been CEO since 2003, will continue to serve as chairman. I’m very open to a strong operating executive who knows how to partner well with merchandising and design,” he said. According to The Wall Street Journal , James Brett, president of West Elm, will takeover as CEO next month. in 2010.

Retail 100

Retail Marketing Operations How To 100

PYMNTS

NOVEMBER 5, 2020

They’re still part of the market, particularly the holiday shopping market in 2020. With the bankruptcy of Toy R Us in 2017, the market didn’t only lose its dominant seller of children’s toys. million, the brand’s biggest quarterly sales since 2003. Dueling Toy Books.

Retail 171

Retail United States Chicago US 171

PYMNTS

DECEMBER 19, 2017

Jack In the Box acquired Qdoba restaurants in 2003, when it was an 85-location chain with around $65 million in annual sales. We are firmly committed to Qdoba’s continued growth as a leading fast casual restaurant operator.”. percent in pre-market trading Tuesday to $103 following the news. Jack In The Box’s stock rose 2.7

San Diego 100

San Diego Branding Management Operations 100

PYMNTS

AUGUST 5, 2019

Metro Cash and Carry entered the Indian market in 2003 and largely operates as a wholesaler for local neighborhood grocery stores, hotels and restaurants. The company already runs a smart kirana program that has enabled 500 small retailers to transition to some form of digitization.

Metro 110

Metro Retail Online Fintech 110

PYMNTS

JUNE 10, 2019

The iTunes storefront for purchasing music, movies and TV may remain up and running within the major apps, but it will be less of a central focus as Apple redirects its attention to the booming subscription eCommerce market. It also came to the market at just the right time – about 10 months before the iPod hit the market in October 2001.

Apple 122

Apple Data social media Policies 122

PYMNTS

FEBRUARY 22, 2017

Founded in 2003, uShip began as a way to connect large shipments with empty truck space. Today, uShip operates in 19 countries worldwide, with headquarters in Austin Texas and Amsterdam. With uShip specifically, there was inbound interest last summer, and given how big the market opportunity is, it made sense for us to pursue.”.

Austin 122

Austin Online Texas Operations 122

PYMNTS

OCTOBER 5, 2016

The use of prepaid cards has exploded over the last decade or so — in 2003 consumers put less than $1 billion on prepaid cards annually, but by 2012 that figure had grown to $65 billion and by 2018 that figure is projected to reach as much as $121 billion. The user base of prepaid cards has grown significantly as well.

Cards 189

Cards Google Tools Regulation 189

Abrigo

NOVEMBER 29, 2021

Once accounting for 46 percent of bank revenue (2003), more recently, noninterest income averages closer to 34 percent (2018). Noninterest income associated with the housing markets such as securitization, trading, and real estate slowed significantly during the financial crisis and beyond. And it is trending downward.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

OCTOBER 26, 2018

That comes in the wake of BEC scams that are growing as a threat to companies of all sizes and industries as they conduct B2B operations. The South China Morning Post reports that the SFC has set up a form online through a page titled “Reporting corporate fraud and market misconduct.”

Washington 122

Washington Fraud Security Report 122

PYMNTS

JANUARY 28, 2019

Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The card networks left it up to the states to decide whether or not to allow its operating merchants to do so. Surcharging has been permitted Down Under since 2003. Innovation by Any Other Name.

Regulation 181

Regulation Cards Boston Innovation 181

PYMNTS

DECEMBER 3, 2020

Typically, dislocations reduce the time to establish product market fit, so you don't necessarily have the luxury of experimentation,” Ansari said. There are super apps that govern a lot of commerce, but [here in the states] I feel like I’m stuck in 2003. And yet, if you aren’t digital- or mobile-first, you’d better be, said McCarthy.

Payments 168

Payments Innovation Capital Mobile 168

PYMNTS

JULY 12, 2018

and around the world, it seems the Japanese market is dropping from a place of prominence. Walmart has been operating in Japan for the last 16 years — a time described as “tumultuous” by the Financial Times ( FT ). The Japanese market for mass merchandisers fell 6 percent in retail value to ¥6.7

eBook 100

eBook Retail Marketing Report 100

PYMNTS

JULY 17, 2019

What they didn’t have as of 2003, after over 60 years in business, was any cash. They’ve also expanded in bridal registries, and have built an experimental retail destination in San Francisco designed to “bring together a wide array of makers, tinkerers, bakers and small-scale operators into a single creative space,” according to Bailey.

Retail 108

Retail San Francisco Branding Operations 108

PYMNTS

JANUARY 28, 2019

These legal victories have significantly expanded the market opportunity for surcharging,” Razi said, and represent a tipping point for the five remaining states that have bans in place – Colorado, Connecticut, Massachusetts, Kansas and Oklahoma – to narrow their scope or drop them altogether. population.

Cards 125

Cards New York Oklahoma Connecticut 125

PYMNTS

JULY 17, 2019

What they didn’t have, as of 2003 with over 60 years in business, was any cash. They’ve also expanded in bridal registries, built an experimental retail destination in San Francisco designed to “bring together a wide array of makes, tinker, bakers and small-scale operators into a single creative space,” according to Bailey.

Retail 100

Retail San Francisco Branding Operations 100

Jeff For Banks

OCTOBER 5, 2012

The average profitability of fee-based products was -10% during the first quarter of 2003, and is –7% during the first quarter of 2012. But we have to be cautious comparing a community financial institution’s brokerage operation to Charles Schwab. They typically operate independently, containing HR, IT, and Marketing Departments.

Community 78

Community Operations Strategy Management 78

Celent Banking

MAY 31, 2016

Temenos's strategic expansion makes sense in that its flagship core banking platform T24 has traditionally been aimed at the universal banking market, so fund administration represents somewhat of a contiguous market for them.

Conference 100

Conference Community Bank Technology Boston 100

PYMNTS

APRIL 17, 2017

In May 2007, Voice Commerce, the voice biometrics company he founded in 2003, launched VoicePay, the consumer-facing application of the company’s secure voice-initiated transactions processing platform. Ogden said what sparked the idea for ClearBank was the perfect storm of market consolidation in the U.K. that he sold to RBS in 2002.

Innovation 101

Innovation Fintech System Regulation 101

CB Insights

APRIL 17, 2018

15 of the top 20 operate in the Greater Bay Area. Operating Location: San Francisco, CA. He later joined Kleiner Perkins Caufield Byers as a partner for a period between 1999 and 2003. Operating Location: San Francisco, CA. Operating Location: Philadelphia, PA. Operating Location: Menlo Park, CA.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. In 2005, online sales accounted for 2.3

Google 100

Google Mobile Apple Online 100

PYMNTS

APRIL 29, 2016

The funding is a striking portrait of demand by investors with dry powder to gain entry into a nascent, technology driven market. But there are such things as natural market forces, and price discovery that comes in tandem. These are the businesses that look simple but are the hardest businesses to operate. And do that at scale.

Apple 100

Apple Lending Report Marketing 100

CB Insights

SEPTEMBER 13, 2018

Over the last few years, large tech companies have entered the healthcare sector, increasing internal R&D and private market activity in the space. Below, we compiled a list of the top 10 tech companies in the US by market cap (as of 9/6/18) and analyzed their private market activity in the healthcare space. First Name.

Google 73

Google Apple blockchain Company 73

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. Date: March 20, 2003. Google and Motorola. Date: August 15, 2011. Price: $6.3B.

Google 76

Google Software Company Innovation 76

BankUnderground

JULY 20, 2022

The BLS is a quarterly survey through which euro area banks are asked about developments in their respective credit markets since 2003 (for more detailed information see Köhler-Ulbrich, Hempell and Scopel (2016) ). Our identification strategy exploits heterogeneous exposure to negative rates across banks. Four key results.

Policies 111

Policies Lending Capital Study 111

PYMNTS

AUGUST 21, 2017

That’s where Reid Hoffman hatched the idea for LinkedIn in 2003 after inviting hundreds of his friends to create online profiles to get his idea for a professional online networking site off the ground. But it would be over the next four years that eBay would find itself increasingly pulled into a riptide of changing market dynamics.

Online 128

Online Retail San Francisco Mobile 128

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. By Ed Avis.

Compliance 70

Compliance Community Bank Community Training 70

NCR

OCTOBER 5, 2017

There have also been systems adopted in markets like the UK and Canada that allow images of checks to be captured the moment they are deposited. During this integration period, two clearing systems will operate in parallel. percent in value between 2012 and 2015, the decline was slower than in earlier periods since 2003.

System 53

System Payments Mobile Innovation 53

Independent Banker

AUGUST 1, 2016

For example, if your board of directors has chosen to focus on operational efficiencies, the IT organization would seek budget and resources focused on acquiring new technologies that minimize manual processes in order to achieve the business goal. One of the most overlooked aspects of IT operations are single points of failure.

Strategy 70

Strategy How To Security Resources 70

CB Insights

MAY 10, 2018

The early consultants changed that by using market research and data analysis combined with niche expertise to help companies manage their supply chains, improve their product positioning, and enter new markets to beat their competitors. Consultants did this because clients weren’t. From the FAQ for BCG’s Gamma program.

Strategy 78

Strategy Management Analytics Tools 78

CB Insights

SEPTEMBER 15, 2017

In 2003, the Human Genome Project was completed after fully sequencing and mapping the genetic code of a human being. The second framework that’s useful is whether the company is operating to satisfy consumer curiosity or whether its applications have medical relevance. and making several private market investments.

Trends 55

Trends Data Software Examples 55

CB Insights

AUGUST 14, 2018

Perhaps the most glaring example of the tendency to dismiss innovative new players was when Apple’s iPhone hit the market in 2007. “Microsoft will roll [Salesforce] over,” Thomas Siebel of Siebel Systems flatly told Bloomberg in 2003. Bitcoin is a highly speculative market. The iPhone and iPod. Bitcoin is a bubble.”

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

CB Insights

AUGUST 14, 2017

Data shows that Amazon has been interested in financial services — either to reduce friction in the purchasing experience, or to own more of the payments value chain — since at least 2003, when the company applied to patent a network-based transaction processing system. a complicated billing system, and a consolidated industry.”.

Industry 47

Industry Payments Analysis Retail 47

CB Insights

SEPTEMBER 27, 2017

Perhaps the most glaring example of the tendency to dismiss innovative new players was when Apple’s iPhone hit the market in 2007. “Microsoft will roll [Salesforce] over,” Thomas Siebel of Siebel Systems flatly told Bloomberg in 2003. Bitcoin is a highly speculative market. The iPhone and iPod. Bitcoin is a bubble.”

Bitcoin 65

Bitcoin Apple Innovation Industry 65

CB Insights

AUGUST 30, 2017

In 2003, the Human Genome Project was completed after fully sequencing and mapping the genetic code of a human being. The second framework that’s useful is whether the company is operating to satisfy consumer curiosity or whether its applications have medical relevance. and making several private market investments.

Trends 41

Trends Data Software Company 41

Fintech Labs Insights

AUGUST 26, 2016

Online payment solution SafetyPay began operations in its 21st country this week. The Florida-based company now operates in Belgium, expanding its global footprint which covers the U.S., For SafetyPay, expanding operations in Europe fulfills one of the company’s strategic objectives. Canada, Europe, and Latin America.

Florida 12

Florida Maine America Operations 12