PYMNTS

AUGUST 4, 2019

Founded in 2003, Heidelpay enables its clients to accept online and mobile payments and is used by more than 30,000 merchants, including companies such as L’Oréal. A person familiar with KKR’s strategy said the buyout group hoped to expand by adding customers in Germany. Heidelpay expects to generate 40.5

Payments 136

Payments Groups Taxes Regional 136

PYMNTS

OCTOBER 23, 2020

Lego sales jumped 14 percent in the first half of 2020 compared to the same period last year, while the company’s operating profit increased 11 percent to $622 million. Nintendo’s operating profit surged 428 percent in its most recent quarter, built on surging sales of the Switch and Switch Lite consoles and the “Animal Crossing” game.

social media 215

social media Video Retail Branding 215

PYMNTS

JUNE 3, 2020

It now operates in 18 countries in Latin America. It launched as the eCommerce industry took off in 2003, and has seen a surge in usage with the pandemic. MercadoLibre is an eCommerce platform similar to Amazon , with its own payments infrastructure that has grown into credit, mobile payments and asset management capabilities.

America 248

America Regional Fraud Mobile 248

PYMNTS

JULY 22, 2019

Before his work at Amazon, he was chief operating officer of TiVo and held executive roles at Microsoft, T-Mobile, Ericsson and Sonos. Rawashdeh had technology leadership roles with eBay from 2003 to 2011 before heading over to Twitter to serve as vice president of infrastructure operation engineering at Twitter.

San Jose 128

San Jose CA blockchain Leadership 128

PYMNTS

MARCH 14, 2017

A Croatian company is aiming to help companies with employees who frequently work out in the field operate more efficiently. Šarić started working for Google in Silicon Valley back in 2003, helping to create the Google book search project and running its library-scanning engineering team.

San Francisco 115

San Francisco Atlanta Google Software 115

PYMNTS

MARCH 1, 2020

Docusign, which is based in San Francisco, operates its largest base out of Seattle, where it was originally founded in 2003. It has also invested in the company as recently as March 2019. Seal Software has raised almost $60 billion, according to Crunchbase. Docusign’s third quarter revenues were up 40 percent and sat at $249.5

Software 130

Software Analytics San Francisco Seattle 130

PYMNTS

JUNE 22, 2020

PYMNTS recently spoke with Keala Gaines , eBay’s head of global payments services, to understand how the platform’s payments strategy has changed over the years as well as to understand the role payments has played in helping it grow from a small operation to serving business and consumers across 100 countries with 27 international sites. “I

Strategy 230

Strategy Payments America Examples 230

PYMNTS

DECEMBER 19, 2017

Jack In the Box acquired Qdoba restaurants in 2003, when it was an 85-location chain with around $65 million in annual sales. We are firmly committed to Qdoba’s continued growth as a leading fast casual restaurant operator.”. The brand has since grown to 700 locations in 47 states, with sales on the order of $820 million annually. “We

San Diego 100

San Diego Branding Management Operations 100

PYMNTS

JUNE 6, 2017

Drexler, who has been CEO since 2003, will continue to serve as chairman. I’m very open to a strong operating executive who knows how to partner well with merchandising and design,” he said. According to The Wall Street Journal , James Brett, president of West Elm, will takeover as CEO next month.

Retail 100

Retail Marketing Operations How To 100

PYMNTS

OCTOBER 27, 2019

The operation will carry an enhanced, innovative Payroc brand, offering full-service global merchant acquirer services and payments processing in 46 countries. Illinois-based Payroc is a privately held full-service payment processor founded in 2003, servicing over 30,000 clients, and processing over $10 billion in annual card volume. .

Illinois 100

Illinois Capital America US 100

PYMNTS

AUGUST 5, 2019

Metro Cash and Carry entered the Indian market in 2003 and largely operates as a wholesaler for local neighborhood grocery stores, hotels and restaurants. The company already runs a smart kirana program that has enabled 500 small retailers to transition to some form of digitization.

Metro 110

Metro Retail Online Fintech 110

PYMNTS

OCTOBER 2, 2020

According to real estate business site 6sqft , in 2003 the state signed a $160 million deal to lease the property for the project with Mills Corp. and Mack-Cali Realty with the expectation it would be operating in two years. Chris Christie said the site was “the ugliest damn building in New Jersey and maybe America.”

New York City 131

New York City America New Jersey New York 131

PYMNTS

NOVEMBER 5, 2020

For instance, Lego sales jumped 14 percent year over year in 2020’s first half, while the company’s operating profit increased 11 percent to $622 million. Nintendo ’s operating profit also surged 428 percent in its most recent quarter, built on big sales of the Switch and Switch Lite consoles and the “Animal Crossing” game.

Retail 171

Retail United States Chicago US 171

PYMNTS

JUNE 6, 2019

Specifically, the warning pointed to BlueKeep , a vulnerability in the Remote Desktop Protocol (RDP) that is present in Windows 7, Windows XP, Server 2003 and 2008. As a result, the NSA is urging everyone to know their networks, and run supported operating systems with the latest patches. ”

System 101

System Security Software National 101

Abrigo

NOVEMBER 29, 2021

Once accounting for 46 percent of bank revenue (2003), more recently, noninterest income averages closer to 34 percent (2018). A recent study by the Cleveland Fed noted that traditionally, noninterest income is only 30% to 40% of small banks’ operating revenue, compared with over half of large banks’ revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

JANUARY 28, 2019

Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The card networks left it up to the states to decide whether or not to allow its operating merchants to do so. Surcharging has been permitted Down Under since 2003. Innovation by Any Other Name.

Regulation 181

Regulation Cards Boston Innovation 181

PYMNTS

OCTOBER 5, 2016

The use of prepaid cards has exploded over the last decade or so — in 2003 consumers put less than $1 billion on prepaid cards annually, but by 2012 that figure had grown to $65 billion and by 2018 that figure is projected to reach as much as $121 billion. The user base of prepaid cards has grown significantly as well.

Cards 189

Cards Google Tools Regulation 189

PYMNTS

FEBRUARY 22, 2017

Founded in 2003, uShip began as a way to connect large shipments with empty truck space. Today, uShip operates in 19 countries worldwide, with headquarters in Austin Texas and Amsterdam. The company reportedly saw 40 percent growth year on year, along with maturation across uShip’s main delivery segments.

Austin 122

Austin Online Texas Operations 122

PYMNTS

JUNE 10, 2019

In 2003, iTunes for Windows arrived in October 2003, allowing non-Mac users, the vast majority of the computing world, to buy music from Apple and sync it to an iPod for the first time. Uber said two big goodbyes to its chief operating and marketing officers, though the circumstances were bit different.

Apple 122

Apple Data social media Policies 122

PYMNTS

OCTOBER 26, 2018

That comes in the wake of BEC scams that are growing as a threat to companies of all sizes and industries as they conduct B2B operations. The total spending came to as much as 12 million euros between 2003 and 2012.

Washington 122

Washington Fraud Security Report 122

PYMNTS

JULY 17, 2019

What they didn’t have as of 2003, after over 60 years in business, was any cash. They’ve also expanded in bridal registries, and have built an experimental retail destination in San Francisco designed to “bring together a wide array of makers, tinkerers, bakers and small-scale operators into a single creative space,” according to Bailey.

Retail 108

Retail San Francisco Branding Operations 108

PYMNTS

JULY 17, 2019

What they didn’t have, as of 2003 with over 60 years in business, was any cash. They’ve also expanded in bridal registries, built an experimental retail destination in San Francisco designed to “bring together a wide array of makes, tinker, bakers and small-scale operators into a single creative space,” according to Bailey.

Retail 100

Retail San Francisco Branding Operations 100

Jeff For Banks

OCTOBER 5, 2012

The average profitability of fee-based products was -10% during the first quarter of 2003, and is –7% during the first quarter of 2012. But we have to be cautious comparing a community financial institution’s brokerage operation to Charles Schwab. They typically operate independently, containing HR, IT, and Marketing Departments.

Community 78

Community Operations Strategy Management 78

PYMNTS

DECEMBER 3, 2020

There are super apps that govern a lot of commerce, but [here in the states] I feel like I’m stuck in 2003. The payment relationships, whether B2B or B2C, he said, exist as the most fundamental relationships between parties especially for banks — not the accounts or the treasury operations.

Payments 168

Payments Innovation Capital Mobile 168

PYMNTS

JULY 12, 2019

The city-state of Singapore has long been at the forefront of digital identity, first introducing its SingPass national ID card in 2003. The NDI is expected to be fully operational by the end of 2020. Governmental Mobile ID Initiatives.

Mobile 108

Mobile National Samsung Case Study 108

PYMNTS

APRIL 12, 2017

SW: We have had two physical ‘old school’ car washes since 2003. We are what is called a ‘full stack’ solution, meaning we own and operate the vehicles and equipment and we employee the technicians. PYMNTS: What’s the story behind how Spiffy started? I have an eCommerce background and had my first Uber experience in 2011.

Groups 131

Groups Millennials Mobile Customer Experience 131

PYMNTS

JANUARY 28, 2019

The landscape may eventually become one where large enterprise merchants that operate nationally will be able to implement uniform pricing strategies nationwide.

Cards 125

Cards New York Oklahoma Connecticut 125

BankUnderground

JULY 3, 2020

Monetary policy makers need to know whether the economy is operating above or below its supply capacity. If the economy is operating above its supply capacity, inflation is likely to rise, and vice versa. For some examples of this see Morley et al (2003) , Mitra and Sinclair (2012) and Grant and Chan (2017).) Marko Melolinna.

Trends 120

Trends Policies Examples Data 120

PYMNTS

JULY 12, 2018

Walmart has been operating in Japan for the last 16 years — a time described as “tumultuous” by the Financial Times ( FT ). Tesco entered the market through the purchase of an acquisition, a local discount supermarket chain in 2003 — by 2011, it had called it quits. As Walmart is refocusing its efforts in the U.S.

eBook 100

eBook Retail Marketing Report 100

Celent Banking

MAY 31, 2016

Fiserv drove consolidation in the bank technology outsourcing market in the 1980s and 1990s before handing the baton to FIS in the new millennium, starting with the acquisition of Alltel Information Services in 2003 and continuing with the addition of Metavante Corporation in 2009 and SunGard in 2015.

Conference 100

Conference Community Bank Technology Boston 100

CB Insights

APRIL 17, 2018

15 of the top 20 operate in the Greater Bay Area. Operating Location: San Francisco, CA. He later joined Kleiner Perkins Caufield Byers as a partner for a period between 1999 and 2003. Operating Location: San Francisco, CA. Operating Location: Philadelphia, PA. Operating Location: Menlo Park, CA.

San Francisco 71

San Francisco CA Capital Operations 71

CB Insights

APRIL 11, 2019

Theranos, the blood-testing company once valued over $9B, ceased operations late last year — after a whirlwind of events which led to its very public shut down. But the company was unable to build a reliable blood-testing device, despite being granted over 70 patents for blood-testing technology since 2003.

System 77

System Fraud Examples Company 77

Independent Banker

APRIL 30, 2022

We have more consistently had a program in place since 2003 in order to better measure our service levels and determine where we could improve,” says Elyce Smidt, the $6 billion-asset community bank’s customer insights analyst. For example, our operations officers have stated that the shops make their jobs easier,” Smidt adds. “It

Community Bank 91

Community Bank Community Illinois Online 91

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Should they focus on apps? Browsers and search engines? Other ecosystems?

Google 100

Google Mobile Apple Online 100

BankUnderground

OCTOBER 26, 2021

Medieval monetary policy operated without a central bank. The French crown successfully engaged in repeated episodes of inflation-tax financing of wars ( Sussman and Zeira (2003) ). The principles of conducting monetary policy in the absence of an interest rate tool. As a result, the monetary authorities could not set interest rates.

Policies 133

Policies Taxes Maine National 133

PYMNTS

APRIL 17, 2017

In May 2007, Voice Commerce, the voice biometrics company he founded in 2003, launched VoicePay, the consumer-facing application of the company’s secure voice-initiated transactions processing platform. In 1997, he founded Worldpay, an online payments processor based in the U.K. that he sold to RBS in 2002. Unclogging The Pipes.

Innovation 101

Innovation Fintech System Regulation 101

BankUnderground

JULY 20, 2022

The BLS is a quarterly survey through which euro area banks are asked about developments in their respective credit markets since 2003 (for more detailed information see Köhler-Ulbrich, Hempell and Scopel (2016) ). Our identification strategy exploits heterogeneous exposure to negative rates across banks. Four key results.

Policies 111

Policies Lending Capital Study 111