Jeff For Banks

MAY 30, 2024

As far as community banks, I look to data gleaned from all of the banks where my firm does profitability outsourcing because we have a level of granularity that the FDIC and most readers do not have. This was similar to the tightening cycle between 2004 and 2006 when Fed Funds rose again to 5.25%-5.50%. Maybe it's 50 basis points.

Strategy 102

Strategy St. Louis FDIC Retail 102

Jeff For Banks

OCTOBER 2, 2024

What would this disruption mean especially since there is so much need in states like Florida, North Carolina, and Tennessee after Hurricane Helene destroyed so many communities with massive rain and flooding. Dorothy recently retired from Penn Community Bank where she worked since 2004. Give them the strength to do so.

Marketing 153

Marketing North Carolina US Community 153

PYMNTS

AUGUST 1, 2018

The survey traced supplier payment practices back to 2004. A more in-depth report published by PwC and the Supply Chain Finance Community last December similarly concluded that use of supply chain finance is on the rise. Collectively, the total value of payables increased by $327 billion, Fitch Ratings said.

Survey 100

Survey Strategy Capital Report 100

PYMNTS

MAY 19, 2017

Triad customizes and manages digital media programs to transform busy websites like Walmart.com into publishing properties that benefit the advertising brands, host retailers, and shoppers who use them with a perfectly calibrated pitch. We’re committed to fueling that passion for creativity, community involvement and work/life balance.

Data 121

Data Retail Branding Online 121

Jeff For Banks

JUNE 2, 2023

To you, manage your interest rate risk. percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JANUARY 30, 2019

Rouse’s communications director, Robert Rubenkonig, said in a 2004 Shopping Centers Today story that the developer sought to create “community picnics” with the concept. Discussing the move, dell’anima Co-Founder and Managing Partner August Cardona told WSJ , “The economics make a lot of sense.

New York City 115

New York City Los Angeles New York New Jersey 115

Jeff For Banks

MAY 31, 2022

For most American consumers, the timing of these inflationary pressures could not come at a worse time: after two years of pandemic-related isolation, many corporate managers (and their landlords!) Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing Community Bank Community Management 78

South State Correspondent

JUNE 8, 2022

We have discussed the importance of the CLV metric HERE , or bankers can look up our favorite academic paper on the topic “ Counting Your Customers Research Paper 2004 ” by Fader, Hardie, and Lee at Wharton. When you hear their management talk, they pride themselves on their growth.

Data 195

Data Marketing Strategy Examples 195

Independent Banker

SEPTEMBER 26, 2014

The bad news is the first review, conducted from 2004 to 2006, was a bust. Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. Community Bankers Chosen as CFPB Advisors. Lynda Messick , president and CEO at Community Bank Delaware in Lewes, Del.; Starting fresh.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. In early 2004, examiners visited her $253 million-asset bank, an experience that revealed a need—someone with a stronger compliance background. “I By Ed Avis.

Compliance 70

Compliance Community Bank Community Training 70

Jeff For Banks

AUGUST 12, 2018

After easing and keeping rates low for three years, the Fed began tightening from June, 2004 to June, 2006. DJ 08/09/18 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

FEBRUARY 15, 2020

So was the case at the ABA Conference for Community Bankers. He was named executive producer of ABC's "Good Morning America" in 2004. Does your branch manager know how to use your personal financial management tool and sit down with a retail customer to set it up and make recommendations? Many, many conferences.

Conference 78

Conference Industry How To Management 78

Jeff For Banks

NOVEMBER 3, 2023

Jaworski 10/28/23 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 83

Marketing Community Bank Policies Community 83

Jeff For Banks

JULY 1, 2024

DLJ 06/30/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy recently retired from Penn Community Bank where she worked since 2004.

Marketing 153

Marketing Conference Policies Survey 153

Jeff For Banks

APRIL 27, 2019

I along with countless other managers and investors were finally happy. I admire his business savvy, his wealth of knowledge about the economy and the financial markets, his ability to deal with crisis, and his dedication to making people’s lives better through JP Morgan Chase Bank community initiatives.

Marketing 60

Marketing Community Taxes Community Bank 60

Jeff For Banks

JUNE 8, 2013

Louis Fed recently performed a study to uncover the characteristics of community banks that thrived during the financial crisis. It appears that banks that had the ability to do the same during the heady lending times of 2004 - 2007 found it to be an enduring strategy (see table from Fed study). Lend Consistent With Your Strategy.

St. Louis 104

St. Louis Lending Study Strategy 104

CFPB Monitor

SEPTEMBER 25, 2015

” In delineating its assessment area under the Community Reinvestment Act (CRA), the bank excluded most of the majority-Black-and-Hispanic neighborhoods in the NY/NJ and Camden MSAs. One wonders whether the CFPB and DOJ consulted with the OCC, the bank’s prudential regulator, about the terms of the proposed consent order.

NJ 60

NJ New Jersey New York Philadelphia 60

Jeff For Banks

MARCH 21, 2024

DLJ 03/15/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy recently retired from Penn Community Bank where she worked since 2004.

Marketing 143

Marketing Policies Report Atlanta 143

Jeff For Banks

NOVEMBER 1, 2017

We managed to score some of the eclipse glasses and observe the 80% eclipse here in PA). DJ 10/17/17 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 60

Marketing Taxes DC Community Bank 60

Jeff For Banks

DECEMBER 8, 2022

Jaworski 11/23/22 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing Policies Philadelphia Community Bank 78

Insights on Business

JANUARY 10, 2017

And Blockbuster, which in 2004 had about 60,000 employees and more than 8,000 stores, was in bankruptcy by 2010 because Netflix and other on-demand video providers figured out how to deliver a much more convenient and rewarding experience. Many major hotel chains are aware that their market valuation has been eclipsed by Airbnb.

Customer Experience 87

Customer Experience social media Video Innovation 87

Jeff For Banks

NOVEMBER 7, 2016

Investment managers are sitting on a near record level of cash in their funds, currently at 5.8%. 10/24/16 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Tools 60

Tools Community Bank Risk Management Community 60

PYMNTS

NOVEMBER 6, 2017

Since 2004, October has been observed as National Cyber Security Awareness Month by the Department of Homeland Security (DHS). The exercises can also encourage IT professionals to understand the roles of different professionals within their organization — who controls and manages the various aspects of an organization.

Exercises 119

Exercises Resources Industry Cyber Security 119

Jeff For Banks

FEBRUARY 1, 2019

DJ 01/11/19 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Community Bank Community Risk Management 60

Jeff For Banks

MAY 4, 2020

Readers note: You can also view this post on Penn Community Bank's website. Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Click here.

Marketing 78

Marketing Philadelphia Community Bank US 78

PYMNTS

FEBRUARY 13, 2017

The businesses that we track and profile in our Store Front Index — the home remodelers, salons, spas, small retailers, delis, coffee shops and restaurants that contribute to the health and vitality of the local communities — are not only declining, they’re not even getting off the starting blocks.

Retail 134

Retail Innovation Maine Online 134

Jeff For Banks

AUGUST 1, 2019

DJ 07/16/19 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing US Community Bank Community 60

Jeff For Banks

OCTOBER 25, 2018

DJ 10/17/18 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 64

Marketing US Taxes Trends 64

Jeff For Banks

MARCH 5, 2022

DJ 02/19/22 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing Policies Community Bank Community 78

Jeff For Banks

JULY 8, 2017

DJ 07/04/17 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Community Bank Data Security 60

Jeff For Banks

JANUARY 16, 2016

Thanks for reading DJ 01/10/16 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Community Bank 60

Community Bank Data Atlanta Marketing 60

Jeff For Banks

AUGUST 24, 2022

Jaworski 08/17/22 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing US Community Bank Study 78

Jeff For Banks

JULY 24, 2015

First Federal Update After our merger is approved by regulatory agencies, we will become part of Penn Community Bank. 07/06/15 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Stay tuned!

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

CB Insights

OCTOBER 26, 2020

In the world of asset management, the biggest players are now dedicated firms like Vanguard. Total assets under management (AUM) at the top asset managers now dwarfs total AUM at the top banks. The disruption of asset management. Task management platform Asana went public via DPO in September 2020.

Management 78

Management Capital Company Marketing 78

PYMNTS

MAY 7, 2018

For millenia, people living in isolated villages and towns found it hard to meet anyone beyond the borders of the small communities in which they lived and worked, never mind their perfect soulmate. And now, Facebook. Please Don’t Make Me Kiss a Thousand Frogs. Users can also opt to leave that part of their profile blank.

Online 116

Online Meeting Data Course 116

Jeff For Banks

OCTOBER 19, 2012

The Index incorporates satisfaction, living standards, education, physical and mental health, safety, community, family and social ties, and leisure. DJ 10/03/12 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

National 75

National Security US Massachusetts 75

CB Insights

JULY 19, 2017

Founded: 2004. Founded in 2004, Amazon’s Lab 126 is responsible for innovations like the Kindle, Fire, and Echo. Wells Fargo’s internal lab brings together product strategists, developers, and project managers to build innovative new products, relying on a lean startup mindset. Innovation Lab Name: Lab 126. JP Morgan Chase.

Innovation 74

Innovation San Francisco Technology Georgia 74