2004 Lending Marketing 
Abrigo
JULY 20, 2024
Ready to catch the next wave of lending growth? Commercial and industrial lending (C&I) will be the next big performance driver for banks and credit unions. You might also like this paper on how institutions can produce smarter, faster lending. C&I lending will be the next “bomb.”
Gonzobanker
SEPTEMBER 5, 2024
With the inefficient, circa-2004 borrowing processes resident in many banks’ loan departments today, too few lenders are equipped to deal with the rising tide of home equity volumes that will descend like a tsunami on their operations the moment Fed chairman Jerome (What-Are-We-Waiting-For) Powell announces a rate cut. It’s coming, lenders.
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PYMNTS
AUGUST 15, 2018
All that to say this has been an especially tough week for CashCall, and possibly the entire installment lending industry in the state. The plaintiffs borrowed from CashCall at rates of 96 percent or 135 percent between 2004 and 2011. The California Court Loss. There’s no bright line,” she said.
South State Correspondent
OCTOBER 23, 2022
This rapid change in interest rates requires careful planning, product selection, and new lending and deposit-gathering strategies. Jun 2004 – Jun 2006. In today’s lending market, borrowers start from historically low interest rates, making the DSCR deterioration much more likely. Higher Rates Due To A Suprised Fed.
Jeff For Banks
JUNE 8, 2013
It appears that banks that had the ability to do the same during the heady lending times of 2004 - 2007 found it to be an enduring strategy (see table from Fed study). In addition to that, here is what I think a bank should do to avoid the lending hubris that led up to the crisis: 1. Lend Consistent With Your Strategy.
PYMNTS
AUGUST 13, 2019
Loans are very much at a higher rate than you would normally expect,” said Daniel Rozas, co-founder of consultancy group Microfinance Index of Market Outreach and Saturation ( Mimosa ) told Bloomberg. That median amount was $200 in 2004 and $1,000 in 2014.
PYMNTS
JANUARY 20, 2020
While they continue to play an important role in small business financing, the community banking market is drastically shrinking in the U.S. The Conference of State Bank Supervisors recently released data that found the number of community banks in operation in the country has dropped from about 8,000 in 2004 to about 5,400 in 2018.
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