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Prepare for stronger C&I lending demand: A $1.7 trillion “wave”

Abrigo

2004-2008: 82.6% Credit risk : In C&I lending, at least part of the collateral is intangible. The emphasis for commercial credit risk management and evaluation is cash flow, fixed charges coverage, and working capital cycles. 2010-2023: 137.3% trillion, Pruis said. Engaging digitally.

Lending 195
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U.K.'s Refinitiv to buy Texan anti-fraud firm Giact

Payments Source

Refinitiv, a global risk intelligence firm, has agreed to buy Giact, a company founded by a brother-and-sister team in Allen, Texas in 2004 to enhance payment fraud protection and identity verification for banks and corporations.

Fraud 118
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The FFIEC’s Architecture, Infrastructure, and Operations book

Cisco

It is an update to the 2004 Operations book, and links the different processes of Architecture, Infrastructure, and Operations (AIO) into a cohesive framework for auditors to assess. In this booklet the FFIEC discusses the principles and practices for IT and operations, as well as processes for addressing risk respective to IT systems.

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Accountants May Be Bucking The Innovation-Averse Trend

PYMNTS

At the same time, an influx in the variety of financial management solutions for large and small businesses has some companies looking beyond the corporate accountant. FinTechs are developing ways to automate accounting tasks, forcing human accountants to provide more strategic, value-added services.

Trends 108
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Guest Post: Financial Markets and Economic Update- Third Quarter 2024

Jeff For Banks

DLJ 09/30/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy recently retired from Penn Community Bank where she worked since 2004.

Marketing 153
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Guest Post: 2Q Financial Markets and Economics Update - Second Quarter 2024

Jeff For Banks

DLJ 06/30/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis. Dorothy recently retired from Penn Community Bank where she worked since 2004.

Marketing 153
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. High-tech employment fell from 12.1

FDIC 78