Remove 2004 Remove Risk Management Remove Taxes
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Prepare for stronger C&I lending demand: A $1.7 trillion “wave”

Abrigo

2004-2008: 82.6% Credit risk : In C&I lending, at least part of the collateral is intangible. The emphasis for commercial credit risk management and evaluation is cash flow, fixed charges coverage, and working capital cycles. 2010-2023: 137.3% trillion, Pruis said.

Lending 195
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Guest Post: 2012 Economic Year in Review by Dorothy Jaworski

Jeff For Banks

The “Fiscal Cliff” Who in their right minds would have so many critical tax codes and laws expiring all on the same year-end date? The stock markets rejoiced and rallied 2% to 3% on January 2nd, because the fiscal cliff was now manageable, not an apocalypse. The estate tax exemption was raised to $5 million per individual.

Taxes 69
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Guest Post: First Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

So far, about half of the positive economic impact of the surprise 2% reduction in social security taxes and small business tax cuts are gone because of higher gas prices. for 2011 earlier this year after the surprise tax cuts for consumers and businesses. and equal to the average rate of GDP growth from 2000 to 2004.

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Guest Post: Second Quarter Economic Update

Jeff For Banks

Government and regulators are contributing to the pessimism with financial reform legislation that does not even address some of the causes of the crisis, new FASB proposals to impose harmful mark-to-market accounting on bank loans, and the looming expiration of the Bush tax cuts in 2011. Bummers all.

Taxes 60
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Guest Post: Second Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

On June 28th, the Supreme Court upheld the Affordable Care Act as constitutional, calling penalties on individuals for failing to purchase health insurance a “tax.” This decision sets in motion a series of steps to implement the law over the next few years along with the estimated $813 billion in taxes and levies over the next ten years.

Taxes 64
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Guest Post: Fourth Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

Congress entered the mix and extended the Bush tax cuts for two years and unexpectedly added new tax cuts for consumers and businesses. Combined these tax breaks can provide up to 0.5% Combined these tax breaks can provide up to 0.5% Dorothy has been with First Federal of Bucks County since November, 2004.

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Guest Post: FInancial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

After easing and keeping rates low for three years, the Fed began tightening from June, 2004 to June, 2006. This is because the economy has been gaining momentum, however modest, from the tax cuts and deregulation. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. The economy has grown 2.2%