PYMNTS

MARCH 4, 2020

Klarna, Europe’s most valuable FinTech, was founded in 2005 and has financial backers that include the rapper Snoop Dogg, who is also part of the company’s marketing. Alipay, and the wider Alibaba Group, have truly set the global pace on retail innovation and the app economy. tkowski, CEO, Klarna. .

Samsung 160

Samsung Groups Capital Fintech 160

PYMNTS

FEBRUARY 25, 2019

The iGen product was sold — and loaded with funds — at convenient retail locations around college campuses and upper middle-class neighborhoods. By 2005, the firm was profitable and, by 2006, had sold over 2 million cards. It’s even easy to convince oneself that the iterations one is pursuing are real innovations.

Innovation 137

Innovation Cards Maine Online 137

PYMNTS

SEPTEMBER 12, 2016

is a 4–6 ounce plastic cup with a retail sale price that is less than a dollar, Americans are buying an awful lot of yogurt. And while people like yogurt — apparently, a lot — until very recently, it was not a product anyone really thought much about or tried to innovate. By 2005, I thought maybe I would relax and have a family.

Innovation 100

Innovation New York United States Retail 100

PYMNTS

NOVEMBER 2, 2020

Today, the “membership has its privileges” mantra is at the core of the latest face-off between the two retail behemoths vying for an increasing portion of consumer spend: Walmart and Amazon. Amazon Prime became the catalyst for the consumer’s shift to digital and for the decline of physical retail.

Millennials 246

Millennials Retail Online Report 246

PYMNTS

NOVEMBER 20, 2020

But as the pandemic has progressed it has become increasingly clear that Target is also laying claim to the paycheck, and is often more innovative and digital-first than Walmart. It’s hardly competing with Amazon yet, but Target has shown more digital momentum than any major retailer during the pandemic.

Comparison 165

Comparison Strategy Retail Minneapolis 165

PYMNTS

MARCH 24, 2016

If Nordstrom is looking to strengthen its eCommerce capabilities, the retailer certainly looked to the right place in a recent hire. In announcing Srinivasan’s hiring, shares CSA, Nordstrom highlighted its new CTO’s experience developing “highly innovative customer-focused outcomes” and cloud expertise.

User Experience 100

User Experience Retail Technology Software 100

PYMNTS

NOVEMBER 12, 2018

In 2016, the company was was acquired by personal care products giant Unilever, and there were questions at the time about how a direct-to-consumer innovator like DSC would fit into the very much mass-market and retailer-focused Unilever constellation of brands. last quarter.

Los Angeles 164

Los Angeles San Francisco Minneapolis Retail 164

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Retail/Consumer Goods.

Innovation 74

Innovation San Francisco Technology Mobile 74

PYMNTS

MAY 4, 2016

Where there’s a holiday, there’s an opportunity for retailers of every stripe to cash in with well-timed promotions.

Online 100

Online Innovation Retail Capital 100

PYMNTS

DECEMBER 13, 2018

The good news — and there is always good news — is that merchants, card networks, issuers and others in the payments and commerce space have pretty good technology, too (or, at least, theoretical access to it), and that prevention of crime provides ample room for innovation. He described the current era as “Fraud 3.0.”.

Fraud 160

Fraud Innovation Cards Payments 160

PYMNTS

AUGUST 29, 2016

DSW , the discount shoe retailer, is investing big resources into transforming its business from a traditional brick-and-mortar, off-price retailer to a true omnichannel player that can sell customers whatever they want, at any time or place they want, however they want. No one ever said the retail business is easy.”.

Las Vegas 102

Las Vegas Retail Strategy Analytics 102

PYMNTS

APRIL 29, 2019

In Amazon’s case, that takes the form of holding 50 percent of all eCommerce spend and more than 6 percent – and growing – of all retail consumer spend. Certainty as Retail’s Disruptor. Amazon introduced Prime and free two-day shipping in 2005, when buying online was still a fraction of a fraction of a fraction of all retail sales.

Online 162

Online Retail Study Cards 162

PYMNTS

FEBRUARY 18, 2020

In some ways, sleep and bedding retailer Essentia has the perfect Hollywood story. Fifteen years ago, in 2005, both his son and wife were diagnosed with different types of cancers with different diagnoses: one promising, one not. An epic one, actually. Not the bottled water brand, mind you – the sleep brand.

Company 139

Company Denver Branding Community 139

PYMNTS

OCTOBER 20, 2016

Paul Baker joined Mastercard in June 2005. Karen Webster is one of the world’s leading experts on payments, commerce and retail innovation and a strategic advisor to CEOs and Boards of multinational players in those sectors. Karen also serves as a member of the advisory board for several emerging companies.

Security 100

Security CA Cards Strategy 100

PYMNTS

SEPTEMBER 5, 2019

However, in another sense, it is surprising that Amazon is pushing innovation in the biometrics payments arena at all, given its high historical correlations to failure. Amazon is not the first player that has made this attempt in the world of retail.

Payments 191

Payments Cards System Chicago 191

PYMNTS

MARCH 12, 2018

When Amazon launched its Prime service in 2005, its visionary chief executive had big plans to shake up eCommerce retail. Amazon Prime takes the effort out of ordering: no minimum purchase and no consolidating orders,” Jeff Bezos, CEO of Amazon, said in a letter posted on the company’s website in 2005. in the U.S.,

Retail 101

Retail Video Report Cards 101

PYMNTS

MARCH 15, 2017

Two of the largest retail players in the luxury department store space – Neiman Marcus and Hudson’s Bay – may soon be joining their fortunes. If the deal were to go through, it would mark the third-time Neiman Marcus has changed hands since 2005 (it has been owned by private equity firms for the last 12 years).

Fort Worth 100

Fort Worth Retail New York Branding 100

PYMNTS

APRIL 25, 2017

PYMNTS: How would you define your company’s approach to innovation? JD: There are a couple of factors that define our approach to innovation. First and foremost, our customers are the main source of what drives our innovation. PYMNTS: Where do you look for innovative ideas, and why? Here is an excerpt of the conversation.

Fraud 104

Fraud Innovation Mobile Industry 104

PYMNTS

AUGUST 3, 2018

Additional investors also included Global Blockchain Innovative Capital, AlphaBlock Capital and AlphaCoin Fund. Five Star Business Finance, which has been in operation for more than three decades, but only pivoted to SMB finance in 2005, is targeting small retailers like food vendors and self-employed professionals with its services.

Fintech 104

Fintech Capital blockchain Security 104

PYMNTS

FEBRUARY 10, 2017

Verifi was a small organization when it got its start in 2005 — it was pretty much a one-man show run out of Schwartz’s apartment. Verifi, Schwartz noted, is about innovating first and not selling itself as an innovator first — and then innovating on borrowed money and time.

Fraud 100

Fraud Innovation Technology Marketing 100

PYMNTS

JUNE 24, 2019

“We are incredibly excited with the opportunities that this innovative payment solution serves to millions of consumers, connecting them to an extensive network of merchants globally,” said Razer Co-founder and CEO Min-Liang Tan.

Company 100

Company Online San Francisco Payments 100

PYMNTS

MARCH 27, 2018

In 1948, a cooperative in Switzerland brought an innovative transportation solution to life: The group, which was known as “Sefage,” created the world’s first carshare program. Flexcar took off: In 2005, the company was sold to a firm that was owned by ex-AOL Chairman Steve Case. His idea didn’t go unnoticed by potential competitors.

Metro 116

Metro New York City New York Groups 116

PYMNTS

OCTOBER 18, 2017

the company the original team of four created) in 2005 and two years later launched it, along with a consortia of hardware, software and telco companies, to advance the notion of open standards for mobile devices. Historical landmarks get brief bios; storefronts yield hours of retail operation and contact data.

Google 108

Google Samsung Apple Software 108

PYMNTS

JANUARY 31, 2017

Ahold Delhaize (AD) — the food retail group that owns Food Lion, Hannaford and Stop & Shop, among others in the U.S. Technomic , a food industry research firm, found that freshly prepared foods generated $15 billion in sales for supermarkets in 2005. By the afternoon, Costco was up 0.54 percent to $162.93. upon yesterday’s close.

social media 100

social media Online Atlanta Marketing 100

PYMNTS

APRIL 16, 2018

At the intersection of data privacy and security and payments innovation lies friction, possibly, for the consumer experience. That may be a knotty issue when, especially for retailers, online orders are coming from all over the world. In the retail environment, one can buy online and return in store,” he emphasized. “In

Mobile 106

Mobile System Data Course 106

PYMNTS

FEBRUARY 23, 2018

Subway previously offered free meals with a punch card system called Sub Club, but that program was discontinued in 2005 after issues with fraud. “We We really designed the program with the consumer in mind. You don’t have to read the fine print,” Ganelli told Mashable of MyWay Rewards.

Survey 101

Survey US Mobile Fraud 101

PYMNTS

APRIL 22, 2016

In an interview with PYMNTS, Bradley Wiskirchen, CEO of fraud protection tech firm Kount, detailed the landscape of online fraud, where it is going, and the challenges and opportunities that confront innovative fraud detection. BW: It’s hard to pick just one – but here is one that I think underscores our approach to innovation.

Fraud 100

Fraud Idaho Innovation San Francisco 100

PYMNTS

SEPTEMBER 27, 2016

Cohen owns a national distribution network and deals with some of the nation’s biggest retailers. His aim is to change the way that the thousands of cases of retail goods are stored, handled and hauled. But it’s not just the retailers trying to cut costs who are embracing technology. Jobs, perhaps? Well, probably not.

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

JANUARY 9, 2018

One of surge pricing’s innovators is M. It was an innovation that never saw the light of day. If you’re going to take advantage of the demand, you have to be able to say with a straight face that there’s a benefit that goes with it,” Mike Marn, director of pricing services at McKinsey & Company, told The New York Times in 2005.

New York 118

New York Illinois Chicago Strategy 118

PYMNTS

MARCH 14, 2016

Well, it is “an innovative new payment platform created to transform the payments industry by drastically altering the economics through Internet-based technology, generating significant consumer benefits.” Except, of course, it didn’t – and it is now in the crowded graveyard of payments innovations that sounded too good to be true.

Bitcoin 100

Bitcoin blockchain Video Apple 100

PYMNTS

OCTOBER 11, 2017

Like most innovators, Sharelle Klaus, CEO of DRY Sparkling , was first and foremost a person with a problem: She was a pregnant foodie, suddenly unable to pair her meals with wine and equally unable to find much outside of soft drinks or plain water in which to imbibe. “I I felt like there were no sophisticated options out there,” Klaus said.

Trends 100

Trends Innovation Examples Branding 100

PYMNTS

JULY 11, 2016

Thirteen years later, in 2016, American consumers now spend 46 minutes a day shopping, with women dedicating about 35 percent more of their day to retail pursuits than their male counterparts. Fifty percent of retail spend happened there. In 2005, online sales accounted for 2.3 A LITTLE WALK DOWN SHOPPING’S MEMORY LANE.

Google 100

Google Mobile Apple Online 100

PYMNTS

FEBRUARY 21, 2017

Until 2005, handmade and digital didn’t have much interaction with each other, as authentic craft goods were more the provenance of the local art show, craft fair or farmers’ market.

Community 102

Community US Online Course 102

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date : September 2005. Date: August 12, 2005.

Google 76

Google Software Company Innovation 76

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. And a set of problems with some very pointed implications for everyone in payments, retail and commerce whose ambition it is to capture the purchasing power of this coveted generation. It’s a fact.

Millennials 100

Millennials Fintech Cards Groups 100

PYMNTS

SEPTEMBER 30, 2016

A top retailer said that its counterfeit fraud rates declined by 90 percent the first 30 days after flipping the switch. I think what we’re really going to see is the smaller retailer — the mom-and-pop stores — leading the way. I think we will see small retailers overtake the larger ones for sheer breadth of innovation.

Fraud 100

Fraud Cards United States Payments 100

NCR

DECEMBER 8, 2016

When the switch was made in 2006, just over half (55 percent) of retail spending was done on card. The move to online retail, at the expense of the high street, has undoubtedly fuelled card payment growth. By the end of 2015, the figure had risen to more than three-quarters (78.5 But was EMV the cause of this rise in card spending?

Fraud 40

Fraud Cards Payments Industry 40