Jeff For Banks

MAY 30, 2024

trillion in domestic deposits, according to the FDIC's Statistics at a Glance. As far as community banks, I look to data gleaned from all of the banks where my firm does profitability outsourcing because we have a level of granularity that the FDIC and most readers do not have.

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Strategy St. Louis FDIC Retail 104

Independent Banker

APRIL 29, 2016

The Bank of Glen Ullin sets itself apart from other community banks through our strong involvement in the community we serve and the personal relationships we have with our customers. Our management and lenders are able to tailor products and services to best meet our customers in our primarily agricultural community.

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Community Bank Community Meeting FDIC 70

Jeff For Banks

SEPTEMBER 10, 2011

Bank of the Ozarks began in 1903 as a small community bank in Jasper, Arkansas, and by 1937, included an additional bank in Ozark, Arkansas. They acquired seven failed institutions in Georgia, Florida, and South Carolina from the FDIC, adding over $2 billion of acquired assets since March 2010. billion was 1.24%.

Arkansas 64

Arkansas South Carolina FDIC North Carolina 64

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. We perform this service for dozens of community banks. And regulators are getting anxious.

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Lending Regulation Community Community Bank 60

Jeff For Banks

OCTOBER 29, 2016

In 2006, when the median asset size within my firm's profitability outsourcing service was $696 million, the operating cost per business checking account was $586 per year. Community bankers know the town mayor, and key business leaders. Forget the things outside of your control. In 2016, the median sized financial institution is $1.1

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Training FDIC Community Resources 60

Jeff For Banks

MARCH 3, 2018

Six years ago I asked in a blog post Will Plain Vanilla Kill Community Banking ? When I wrote that post in January 2011 there were 7,700 FDIC insured financial institutions. Didn't even exist in 2006. Did I get caught up in the change-or-die crowd? Was I, gulp, a futurist? Today there are less than 5,700. A 26% decline.

Apple 64

Apple Millennials Massachusetts FDIC 64

Jeff For Banks

JUNE 2, 2023

bank failures per year between 1996 and 2006, and 3.6 Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? In many respects, community banks were caught in the cross-fire through the purchase of those mbs instruments – and subsequent trial through public sentiment.

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FDIC Community Bank Regulation Lending 60

Jeff For Banks

APRIL 14, 2022

Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Other People's Money: How Banking Worked in the Early American Republic 2017 Allen Nevins Nevins, Allen History of the Bank of New York and Trust Company, 1784-1934 2006 George A. Irrational Exuberance 2006 William L.

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America National Denver United States 60