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Get your ducks in a row: HVCRE risk management

Abrigo

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. That 13% represented 80% of the losses to the FDIC insurance fund. How did we get here?

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Return of the TDR: How to Prepare for Coronavirus-Related Loan Restructurings

Abrigo

The FDIC recently reiterated that financial institutions should determine whether loans affected by COVID-19 should be reported as TDRs. This real and sudden situation on a large scale has many financial institutions seeking novel ways to handle their loans, according to Regan Camp, Abrigo Managing Director of Advisory Services. “If

How To 195
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We Need a New Funding Strategy

Jeff For Banks

trillion in domestic deposits, according to the FDIC's Statistics at a Glance. As far as community banks, I look to data gleaned from all of the banks where my firm does profitability outsourcing because we have a level of granularity that the FDIC and most readers do not have. Maybe it's 50 basis points. But they will drain it.

Strategy 104
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In Pursuit of Return on Equity

Jeff For Banks

This was determined by the high profile case the SEC brought against SunTrust in the Fall of 1998 for managing earnings through the loan loss provision. I searched all publicly traded banks and thrifts that existed in 2006 and sorted them by the highest ROE. Of the top 10 ROE FIs of 2006, only three are currently profitable.

Capital 86
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LendingClub Settles With SEC, DOJ

PYMNTS

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. The DOJ Finding.

Lending 135
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Top 5 Total Return to Shareholders: #4 Bank of the Ozarks

Jeff For Banks

In 1979, George Gleason, a 25-year-old attorney, purchased controlling interest and assumed active management of the bank as Chairman of the Board and Chief Executive Officer. Collectively, the management team built an Arkansas franchise rivaling the largest banks in the state. Their ROA in 2006 when their assets were $2.5

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Devoted to Our Mission

Independent Banker

Our management and lenders are able to tailor products and services to best meet our customers in our primarily agricultural community. She began her 17-year banking career as an FDIC examiner. She has been with the bank since 2006. There are so many ways to be involved! Jolene Muscha is president of the Bank of Glen Ullin.