Abrigo

DECEMBER 2, 2014

To provide a report card on industry status and performance, the FDIC publishes a Quarterly Banking Profile. Another bright spot: less than seven percent of community banks were unprofitable – the lowest since the second quarter of 2006. They performed better than a year ago and also outperformed the industry as a whole.

Community Bank 207

Community Bank FDIC Community Industry 207

PYMNTS

JANUARY 10, 2019

Sears is still in the bid game, a mobile banking operator thinks big and holiday sales in the U.K. Last year was the first time since 2006 that not one U.S. FDIC) was founded in 1933 that an entire year went by without a bank going under. disappoint. US Banking Industry Had No Failures in 2018. N26 Has $2.7B

Los Angeles 128

Los Angeles FDIC Retail Maine 128

PYMNTS

OCTOBER 17, 2017

An industrial bank is an FDIC-insured depository institution that is generally subject to the same banking laws and regulations as any other bank charter type, with the important exception of the Bank Holding Act of 1956. Before this year, the last time that happened was in 2006, when Walmart made a move on an ILC.

Industry 108

Industry Fintech FDIC Community Bank 108

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. This marked the largest gap since the fourth quarter of 2006.

Community Bank 150

Community Bank Community FDIC Industry 150

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. This marked the largest gap since the fourth quarter of 2006.

Community Bank 150

Community Bank Community FDIC Industry 150

Jeff For Banks

OCTOBER 9, 2016

According to my firm’s profitability database, branches generated revenue (defined as consumer loan spreads, deposit spreads, and fees) as a percent of branch deposits of 3.50% in 2006. Surprisingly, it represented only 4% of total operating expense. Note this excludes IT personnel expense.

Trends 60

Trends FDIC Operations Examples 60

Jeff For Banks

OCTOBER 29, 2016

In 2006, when the median asset size within my firm's profitability outsourcing service was $696 million, the operating cost per business checking account was $586 per year. billion, and the operating cost per business checking account is $710. We merge, citing economies of scale, but fail to realize them.

Training 60

Training FDIC Community Resources 60