2006 Lending National 
Abrigo
JULY 9, 2015
The report, based on data through the end of 2014, discusses risks facing national banks and federal savings associations, and focuses on issues that pose threats to the safety and soundness of those OCC-regulated institutions. On June 30th, the OCC released its Semiannual Risk Perspective for Spring 2015. percent versus a 3.5
Jeff For Banks
MAY 20, 2017
Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. They need a marketing person to title their reports.
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PYMNTS
AUGUST 13, 2019
The trouble, of course, is that median household income is not rising nearly as fast as the loan amounts are — which is rapidly turning Cambodia into a debtor nation with growing numbers of consumers unable to pay off those debts. That median amount was $200 in 2004 and $1,000 in 2014.
PYMNTS
JUNE 17, 2016
A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest. The really interesting, though less juicy, story is what got Lending Club into trouble.
PYMNTS
NOVEMBER 6, 2018
With prescription drugs representing 92 percent of sales revenue, according to the National community Pharmacists Association, thinning margins — and frequent losses — from this side of the business can be fatal. The issue of below-cost reimbursements is perhaps the biggest cash flow pain point for small business owners in this industry.
PYMNTS
SEPTEMBER 22, 2017
It is well below that of 2006, when that same figure hit 558,000 – and still trailing the 500K-600K that was the average in the U.S The slowdown in new businesses being founded in the 1980s and 90s was largely quarantined to certain segments – especially retail, where corner stores and regional brands were falling to larger national chains.
FICO
JULY 10, 2017
FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior. For the first time since we’ve been tracking these stats, the average national FICO Score reached the 700 threshold — some 10 points above what it was just prior to the recession in October 2006.
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