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Can FinTech Walk The FinTalk?

PYMNTS

IBM’s management team described its blockchain developer toolkit as another way to make it easier for innovators to “stand up” blockchain networks. Investors have remained skeptical that the marketplace business model touted in 2006 is sustainable. A month later, a new management team was put in place to rebuild the business.

Fintech 183
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M-Pesa’s Quiet Mobile Revolution 10 Years In

PYMNTS

According to “the father of mPesa,” Michael Joseph , when the idea first appeared on his desk in 2006, M-Pesa was really about something quite different than what it has since grown into — originally it was designed for the microfinance industry for the disbursement and repayment of microfinance loans. What’s Next . I’m not so sure.

Mobile 119
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Decoupled Debit — Again?

PYMNTS

[Note to the payments history buffs out there: The real decoupled debit interchange pioneer was a company called Tempo, aka Debitman , established in 2000 and acquired by HSBC in 2006 after struggling for years to get acceptance at merchants.]. But that may be as good as it gets. But even that has changed.

Branding 184
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Xero Partners with Expensify for In-House Expense Management

Fintech Labs Insights

Xero’s decision to use Expensify’s software for in-house receipt and expense management is the latest product of the strategic partnership the two fintechs announced last year. CPA.com, the business wing of global leading accounting body, AICPA, has named Expensify its preferred partner for receipt and expense management.

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Why Peer-to-Peer models struggle against oligopoly

Lex Sokolin

Initially, the naive reaction of the labels was to build digital rights management into music players, and song files, and any teenager onto whom they could tattoo the letter of the law. The media industry has been able to deploy a business model that uses the Internet to deliver a better user experience when bundled with the law.

Lending 52
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Retain and Grow Deposit Market Share as Interest Rates Rise

FICO

Most deposit pricing managers admit that this is an inefficient way to achieve their objectives, but understandably need to balance this against the demands of a resource-intensive analytic project. Read how a leading global bank improves its trade-offs between growth and margin with consistent modelling, methods, and user experience.

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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

An explosion of new consumer finance brands is transforming how people save, spend, and manage their money. The secrets of user growth. To build a successful personal finance management tool, it’s important to understand the dynamics of user acquisition and growth. Making the first experience valuable.

Tools 78