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JD.com Continues To Automate Logistics With $55M Stake

PYMNTS

The company does it to assure the market and customers that it can provide better quality control and a more satisfying user experience.

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Can FinTech Walk The FinTalk?

PYMNTS

Investors have remained skeptical that the marketplace business model touted in 2006 is sustainable. All-digital, all-tech lending platforms that could deliver better user experiences and faster credit decisioning would become the new normal and take share from banks who were too big and cost-laden to keep — or catch — up.

Fintech 183
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Decoupled Debit — Again?

PYMNTS

[Note to the payments history buffs out there: The real decoupled debit interchange pioneer was a company called Tempo, aka Debitman , established in 2000 and acquired by HSBC in 2006 after struggling for years to get acceptance at merchants.]. But even that has changed.

Branding 184
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M-Pesa’s Quiet Mobile Revolution 10 Years In

PYMNTS

According to “the father of mPesa,” Michael Joseph , when the idea first appeared on his desk in 2006, M-Pesa was really about something quite different than what it has since grown into — originally it was designed for the microfinance industry for the disbursement and repayment of microfinance loans.

Mobile 119
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Why Peer-to-Peer models struggle against oligopoly

Lex Sokolin

The media industry has been able to deploy a business model that uses the Internet to deliver a better user experience when bundled with the law. It is a worse user experience to avoid it. and by the way banking licenses are sort of hard to find in 2006?—?why why not create a connective platform like Kazaa?

Lending 52
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Retain and Grow Deposit Market Share as Interest Rates Rise

FICO

There is one key additional challenge which remains: How do we make forecasts in a rate-rising environment when the last cycle of rate rises began in 2006? . Read how a leading global bank improves its trade-offs between growth and margin with consistent modelling, methods, and user experience. Neil Jennings.

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Xero Partners with Expensify for In-House Expense Management

Fintech Labs Insights

“From one product-driven technology company to another, we’re committed to improving an already world-class user experience and process,” Expensify Director of Sales and Success Jason Mills said.