Remove 2007 Remove Capital Remove FDIC
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Get your ducks in a row: HVCRE risk management

Abrigo

He starts by reviewing some of the data over the last decade, specifically the role that Acquisition, Development and Construction (ADC) loans played leading up to the 2007 recession. These caps were 100% of capital for construction loans, and 300% for all investor CRE. That 13% represented 80% of the losses to the FDIC insurance fund.

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LendingClub Broadens Access To Credit With Select Plus Platform

PYMNTS

“This is a huge step forward in our evolution as we continue to unlock the power of the marketplace model to generate access and, ultimately, savings for borrowers by finding and matching the right capital sources with the right borrowers,” said Chief Capital Officer Valerie Kay in the announcement.

FDIC 108
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Disruptive technology will not kill banks

Jeff For Banks

Now the amount of money in US registered investment companies exceeds that in FDIC insured banks. But wait, ING Direct grew to $92 billion in assets until ING Group divested it to Capital One. Lending Club funded $5 billion in loans since its founding in 2007. Was Vanguard a disruptor? Was ING Direct a disruptor?

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Why Better Data Is The First Step In Curing The Startup Slump

PYMNTS

Five years after the worst of the carnage in the data out of the Federal Deposit Insurance Corporation (FDIC) showed that lending was beginning to normalize — lending to big businesses had recovered, consumer lending was showing signs of thawing as the mortgage markets began showing signs of coming back from the dead.

Data 135
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Why The ICBA Is Fighting Industrial Loan Charters For FinTechs

PYMNTS

An industrial bank is an FDIC-insured depository institution that is generally subject to the same banking laws and regulations as any other bank charter type, with the important exception of the Bank Holding Act of 1956. Square already has an SMB lending arm – Square Capital – which it operates through a deal with Utah-based Celtic Bank.

Industry 108
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In Pursuit of Return on Equity

Jeff For Banks

until the financial crisis of 2007-08. It was in the aftermath that capital, the denominator in the return on equity calculation, resumed its place as king. They thinned their capital leaving them more susceptible to distress during economic hard times. What made so many in this group take the perp walk to the FDIC?

Capital 87
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Banking's Total Return Top 5

Jeff For Banks

capital appreciation and dividends. This has led to $863 million of covered loans (loss share arrangements with FDIC), and a yield on such loans of 8.69%, according to its latest investor presentation. Hingham''s ROA from 2007-2011 was 0.63%, 0.81%, 0.93%, 1.05%, and 1.14% respectively. Texas Capital Bancshares, Inc.

Texas 78